Best Free Payment Calculator Apps

230+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our free payment calculator list covers 230+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Free Payment Calculator

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Calculate your loans or mortgages effortlessly with this simple loan calculator app. Just input the amount, term, and rate to get quick results. Try it now!

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by Michael Chu

Mortgage, Car, School, Payday
Strong Contender
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Loan Calculator - Loan2Me#3

Loan Calculator - Loan2Me by Jeffrey Williams

Quick and Easy Loan Calculator
Worth Considering
💰 Finance
4.8😊(8.2K ratings)
FreeIn-App Purchases
Loan Calculator - Loan2Me screenshot 1
Loan Calculator - Loan2Me screenshot 2
Loan Calculator - Loan2Me screenshot 3
Loan Calculator - Loan2Me screenshot 4
Loan Calculator - Loan2Me screenshot 5
Loan Calculator - Loan2Me screenshot 6

Calculate loan payments quickly and easily with a free loan calculator that offers additional features for precise calculations. Analyze mortgage or vehicle loans, save your data across devices, and access detailed reports for informed financial decisions. Upgrade to Pro for advanced functionalities and customization options.

What We Love

  • 👍 Easy to use
  • 🚀 Accurate and quick calculations
  • 💡 Helpful for financial planning
  • 🔒 No data tracking or selling

Room to Improve

  • 🐛 Occasional data loss after updates
  • 💡 Lack of currency and language options
  • 💡 Missing features like taxes, insurance, and PMI calculations

More Free Payment Calculator apps to explore

4
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

A versatile mortgage/loan calculator app that also functions as a traditional mathematical calculator. Users can calculate monthly payments, terms, interest rates, and loan amounts, with support for semi-annual compounding. Ideal for real estate professionals, mortgage brokers, home buyers, and those looking to refinance. Accessible on iPhone and iPod touch with options to save calculations and send summaries via email.

💰 Finance
(2.6K)
5
Amortization Calculator - Calc
Amortization Calculator - Calc
Amortization Calculator - Calc
Loan Payment Schedule - Emi
Free

Estimate monthly loan payments and view an amortization chart with this easy-to-use app. Input loan amount, time, and interest rate to calculate monthly payment, total interest, and total payment. Access annual or monthly amortization schedules and charts.

💰 Finance
(2)
6
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

This app helps you estimate monthly payments and total costs for car loans and auto leases, with features like amortization, chart views, and email capabilities. Easily manage your calculations and saved items, and customize the app theme. Give it a try and share your feedback for improvement!

💰 Finance
(1.3K)
7
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Easily calculate monthly car payments and compare leasing options with this mobile app. Take control of your vehicle finances today!

💰 Finance
(2.2K)
8
Calculator for iPad!
Calculator for iPad!
Calculator for iPad!
Basic & Scientific Calculator
Free

Quickly crunch numbers with our user-friendly iPad calculator app that offers basic and scientific functions. Download now for accurate calculations on the go!

🔧 Utilities
(60K)
9
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

Start saving on your mortgage and calculate your loan payments with our all-in-one Mortgage Pal tool. Includes Mortgage Payment Calculator, Mortgage Affordability Calculator, and current mortgage rates. Make smarter mortgage decisions today!

💰 Finance
(3.4K)
10
Calculator·
Calculator·
Calculator·
Big Basic Calculator
Free

A simple and intuitive calculator app with essential functions like addition, subtraction, multiplication, and more. Customize with multiple color schemes, copy results easily, and use additional functions on iPad. Experience the perfect balance of features and simplicity today!

🔧 Utilities
(33K)
11
Payment CaIculator
Payment CaIculator
Payment CaIculator
Loan Calculator - Mortgage
Free

Effortlessly calculate loan payments, generate amortization schedules, and visualize your financial progress with interactive charts and tables using this essential financial tool. Empower your financial decisions by calculating mortgage, car loan, and personal loan payments with ease.

💰 Finance
(3)
12
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

The application is a comprehensive Loan Calculator and Tax Savings tool that provides advanced analysis and unique features not found in other similar apps. It offers a quick calculator, a simple interface for on-the-go analysis, and an extended mode for detailed loan evaluation. Key features include tax savings estimates, amortization tables, and comprehensive total cost calculations to help users make informed decisions about their loans and affordability.

💰 Finance
(97)
13
Calculator for iPad₊
Calculator for iPad₊
Calculator for iPad₊
Basic, Scientific, Plus Calc
Free

A powerful math solver and scientific calculator for iPad and iPhone, featuring advanced functions and quick calculations. Share your results easily and master your business expenses with percentage calculations. Get it now!

🔧 Utilities
(126K)
14
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

An easy-to-use loan calculator app for various types of loans like car, home, personal, and more. Input loan details such as amount, term, interest rate, and frequency to calculate payments, compare options, and export results. Contact for assistance at phannhatd@gmail.com.

💰 Finance
(963)
15
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free
💰 Finance
(412)
16
ClevCalc - Calculator
ClevCalc - Calculator
ClevCalc - Calculator
All-In-One Calculator
Free

A comprehensive all-in-one calculator app with features like scientific calculator, unit converter, currency converter, percentage calculator, and more for everyday use. It provides a wide range of calculation tools from basic arithmetic to complex conversions and financial calculations. Try it out now for convenient and efficient calculations!

📊 Productivity
(12K)
17
Color Calculator-smart&cute
Color Calculator-smart&cute
Color Calculator-smart&cute
Cute calculator app with theme
Free

A color calculator app that helps users find complementary color schemes for design projects. Simply input a base color and let the app generate harmonious color combinations for your projects. Try it now to elevate your design choices!

🔧 Utilities
(15K)
18
Calculator₊
Calculator₊
Calculator₊
Basic, Scientific, Plus Calc
Free

Try Calculator₊, the ultimate mathematics tool offering basic, scientific, and plus calculations. Ideal for homework, exams, and managing expenses, this app is like having a personal math tutor on your phone. Download now for easy and intuitive math solutions!

🔧 Utilities
(1.7M)
19
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with this calculator, inputting home price, down payment, loan term, and interest rate to see how your payment changes, with breakdowns of principal, interest, taxes, and insurance. Use this tool to analyze payments, generate amortization schedules, compare loans, and visualize interest and principal percentages.

💰 Finance
(224)
20
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

This simple loan calculator provides a forecast of loan repayment and allows users to view the impact of extra payments on their payment plan. It supports various payment methods, frequencies, and extra payment options, making it easy to use and create a personalized payment schedule.

💰 Finance
(313)