Best Free Spending Tracker Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

The best free spending tracker apps on iPhone average 4.7★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Free Spending Tracker Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
3Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
4Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesAug 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
6Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (377K)YesYesAug 2026
7Taffy: Spending TrackerTaffy: Spending TrackerFreeNoYesJul 2026
8Money Budget Tracker. SpendingMoney Budget Tracker. SpendingFreeNoNoMay 2026

Top Picks for Free Spending Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#61in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Expenses OK - expenses tracker#3

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Worth Considering
💰 Finance
4.8😊(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • 🚀 Easy to use
  • 👍 Simple and intuitive
  • 🚀 Quick expense entry
  • 👍 Customizable categories

Room to Improve

  • 🐛 Missing recurring expense feature
  • 🐛 Limited date range view
  • 🐛 Lack of income tracking

More Free Spending Tracker apps to explore

4
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
5
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
6
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(377K)
free with in-app purchases
7
Taffy: Spending Tracker
Taffy: Spending Tracker
Taffy: Spending Tracker
Sort expenses, skip the budget
Free
💰 Finance
(0)
8
Money Budget Tracker. Spending
Money Budget Tracker. Spending
Money Budget Tracker. Spending
Family & Couples Daily Planner
Free

This app helps you track your spending and gain awareness of your financial habits. It categorizes expenses, facilitates cost-sharing, and provides insights to help you make smarter money decisions. It's designed for individuals, families, and friends to manage daily budgets and trips.

Expense categorizationCost splittingSpending analytics
💰 Finance
(0)
free
9
Gastos Spending Tracker
Gastos Spending Tracker
Gastos Spending Tracker
On-device AI. Any Currency.
Free
💰 Finance
(0)
10
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
11
Spending Tracker: Budget Pro
Spending Tracker: Budget Pro
Spending Tracker: Budget Pro
Scan prices & track budget
Free
💰 Finance
(0)
12
Nami: Spending Tracker
Nami: Spending Tracker
Nami: Spending Tracker
by Melio Labs Ltd
Free
💰 Finance
(0)
13
Guilt Free Spending AI Tracker
Guilt Free Spending AI Tracker
Guilt Free Spending AI Tracker
Anti Budgeting Money Planner
Free
💰 Finance
(0)
14
Money Tracker & Saver
Money Tracker & Saver
Money Tracker & Saver
Budget & Expense Tracker
Free
💰 Finance
(0)
15
Felt: Expense Tracker
Felt: Expense Tracker
Felt: Expense Tracker
Spending & mood journal
Free
💰 Finance
(0)
16
Budget & Tax: Expense Tracker
Budget & Tax: Expense Tracker
Budget & Tax: Expense Tracker
Receipts, spending, Schedule C
Free
💰 Finance
(0)
17
Pocket: Spending Tracker
Pocket: Spending Tracker
Pocket: Spending Tracker
Spending Manager & Tracker
Free
💰 Finance
(0)
18
Spending Tracker and Manager
Spending Tracker and Manager
Spending Tracker and Manager
Expense Manager, Money Tracker
Free

Easily monitor, understand, and manage your expenses and income. This app provides tools to record transactions, visualize spending, and create custom categories to improve your financial habits.

Expense and income transaction trackingIntegrated calculatorCalendar visualization of transactions
💰 Finance
(0)
ad-supported
19
Spendly Expense Tracker
Spendly Expense Tracker
Spendly Expense Tracker
Budget and Expense Tracker
Free
💰 Finance
(0)
20
LeanMoney - Spending Tracker
LeanMoney - Spending Tracker
LeanMoney - Spending Tracker
Offline Money Tracker
Free
💰 Finance
(0)

FAQ about Free Spending Tracker

What are the best free spending tracker apps for iPhone?
Spending Tracker tops our free spending tracker apps ranking as of August 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ free spending tracker apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.

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