Best Free Spending Tracker Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

The best free spending tracker apps on iPhone average 4.7★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Free Spending Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoOct 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
4Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesOct 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (395K)YesYesOct 2026
6EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
7Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (113K)NoYesOct 2026
8Taffy: Spending TrackerTaffy: Spending TrackerFree—NoYesSep 2026

Top Picks for Free Spending Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Expenses OK - expenses tracker#2

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Strong Contender
💰 Finance
4.8😊(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • 🚀 Easy to use
  • 👍 Simple and intuitive
  • 🚀 Quick expense entry
  • 👍 Customizable categories
  • 👍 Helpful data visualization
  • 🚀 Convenient widget
  • 👍 Straightforward and efficient

Room to Improve

  • 🐛 Missing recurring expense feature
  • 🐛 Limited date range view
  • 🐛 Lack of income tracking
  • 🐛 Inability to attach receipts
  • 🐛 Inconsistent date format display
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#66in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior

More Free Spending Tracker apps to explore

FAQ about Free Spending Tracker

What are the best free spending tracker apps for iPhone?
Spending Tracker tops our free spending tracker apps ranking as of October 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ free spending tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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