Best Free Spending Tracker Apps

249+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

The best free spending tracker apps on iPhone average 4.8★ across 249+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Free Spending Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (5K)NoNoOct 2026
3Track Spending : Wise BudgetTrack Spending : Wise BudgetFree4.8★ (3K)NoYesOct 2026
4Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
5Pocket: Spending TrackerPocket: Spending TrackerFree5.0★ (1)NoYesOct 2026
6Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.6★ (6.3K)NoYesOct 2026
7Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.8K)YesYesOct 2026
8Expenses: Spending TrackerExpenses: Spending TrackerFree4.8★ (1.8K)NoYesOct 2026

Top Picks for Free Spending Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Expenses OK - expenses tracker#2

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Strong Contender
💰 Finance
4.8😊(5K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • 🚀 Easy to use
  • 👍 Simple and intuitive
  • 🚀 Quick expense entry
  • 👍 Customizable categories
  • 👍 Helpful data visualization
  • 🚀 Convenient widget
  • 👍 Straightforward and efficient

Room to Improve

  • 🐛 Missing recurring expense feature
  • 🐛 Limited date range view
  • 🐛 Lack of income tracking
  • 🐛 Inability to attach receipts
  • 🐛 Inconsistent date format display
Track Spending : Wise Budget#3

Track Spending : Wise Budget by Marwan Ghafoor

Expense Tracker : Debt Tracker
Worth Considering
💰 Finance
4.8😊(3K ratings)
FreeIn-App Purchases
Track Spending : Wise Budget screenshot 1
Track Spending : Wise Budget screenshot 2
Track Spending : Wise Budget screenshot 3
Track Spending : Wise Budget screenshot 4
Track Spending : Wise Budget screenshot 5
Track Spending : Wise Budget screenshot 6

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

What We Love

  • 🌟 Excellent app
  • 👍 Easy to use
  • 💰 Helpful for managing finances
  • 🇰🇷 Available in multiple languages

Room to Improve

  • 🐛 404 error when switching to dark mode
  • 💰 Exporting reports is premium feature

More Free Spending Tracker apps to explore

FAQ about Free Spending Tracker

What are the best free spending tracker apps for iPhone?
Spending Tracker tops our free spending tracker apps ranking as of October 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ free spending tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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