Best Free Spending Tracker For Personal Use Apps

230+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our free spending tracker for personal use list covers 230+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Free Spending Tracker For Personal Use

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
πŸ’° Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

What We Love

  • πŸ‘ Easy to use
  • πŸ“Š Helpful reports and charts
  • πŸ’° One-time fee for premium features
  • πŸ” Recurring transactions

Room to Improve

  • πŸ› Occasional syncing issues
  • πŸ”’ Lack of fortnightly budget option
  • πŸ—‚οΈ Difficulty deleting unused categories
Expense Tracker - Money Note#2

Expense Tracker - Money Note by Komorebi Inc.

Budget Planner Bills Organizer
Strong Contender
πŸ’° Finance
4.9😊(2.9K ratings)
FreeAdsIn-App Purchases
Expense Tracker - Money Note screenshot 1
Expense Tracker - Money Note screenshot 2
Expense Tracker - Money Note screenshot 3
Expense Tracker - Money Note screenshot 4
Expense Tracker - Money Note screenshot 5
Expense Tracker - Money Note screenshot 6

Track expenses and income easily with this household account app. No registration required, with a simple interface and customizable categories. Get organized with monthly, yearly, and cumulative reports.

What We Love

  • πŸ‘ Easy to use and understand
  • 🎨 Customizable interface with icons and colors
  • πŸ“Š Clear visual representation of expenses and income
  • πŸ” Detailed expense tracking and categorization

Room to Improve

  • πŸ—“οΈ No option to lock or protect past months' data
  • πŸ’³ Lacks support for tracking credit card payments
  • πŸ” Search function could be improved
Expenses OK - expenses tracker#3

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Worth Considering
πŸ’° Finance
4.8😊(4.2K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Track your expenses effortlessly with this personal finance app. Features include expense management, handy widgets, subcategories, pie diagrams, synchronization, password protection, biometric login, CSV export, and backups. Start managing your expenses efficiently today!

What We Love

  • πŸš€ Easy to use
  • πŸ‘ Simple and intuitive
  • πŸš€ Quick expense entry
  • πŸ‘ Customizable categories

Room to Improve

  • πŸ› Missing recurring expense feature
  • πŸ› Limited date range view
  • πŸ› Lack of income tracking

More Free Spending Tracker For Personal Use apps to explore

4
Spending Tracker - Budget App
Spending Tracker - Budget App
Spending Tracker - Budget App
Budget planner & money tracker
Free

Track your expenses, set budgets, and manage your finances effectively with this intuitive budgeting app. Take control of your spending habits and achieve your financial goals today.

πŸ’° Finance
(667)
5
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Track your income, expenses, and budgets effortlessly with this money management app. Gain insight into your finances and stay on top of your spending. Start managing your money better today!

πŸ’° Finance
(279)
6
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Manage your finances efficiently with this comprehensive budgeting application. Track expenses, set financial goals, and stay on top of your budget effortlessly. Start saving money today!

πŸ’° Finance
(94K)
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

πŸ’° Finance
(84K)
8
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

Rocket Money helps you effortlessly manage your bills, track payments, and stay on top of your finances. Take control of your budget today with Rocket Money!

πŸ’° Finance
(356K)
9
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

A budgeting and expense tracking app that helps you manage your finances by tracking income, expenses, and creating budget plans. Stay on top of your spending and take control of your financial health.

πŸ’° Finance
(1.7K)
10
PocketGuard – Budgeting App
PocketGuard – Budgeting App
PocketGuard – Budgeting App
Expense & Subscription Manager
Free

PocketGuard・Money is a personal finance app that helps users track their spending, set budgets, and manage their finances in one convenient place. Stay on top of your money and start reaching your financial goals today!

πŸ’° Finance
(7.6K)
11
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
Bill & Subscription Manager
Free

Track your spending effortlessly with Expenses, featuring quick input, sharing capabilities, accessibility, support for all currencies, data exporting options, no registration required, customizable categories, detailed stats, spending trends, and additional convenient features. Start managing your expenses better today.

πŸ’° Finance
(1.7K)
12
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

πŸ’° Finance
(13K)
13
Money Tracker:Expense & Budget
Money Tracker:Expense & Budget
Money Tracker:Expense & Budget
Expense Tracker,Bill Organizer
Free

Track your expenses, set budgets, and manage your finances efficiently with this intuitive money management app. Take control of your spending and savings effortlessly. Start saving money today!

πŸ’° Finance
(187)
14
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

Track and optimize your daily activities with our app. Set goals, monitor progress, and receive personalized recommendations to improve your productivity. Take control of your time and achieve your objectives effortlessly. Download now and start maximizing your efficiency!

πŸ’° Finance
(29K)
15
Expense Tracker - MonAi
Expense Tracker - MonAi
Expense Tracker - MonAi
Easily track spending with AI
Free

Track your daily expenses effortlessly with MonAi, the personal budget planner. Use voice input or manual entry, enjoy a beautiful interface, and ensure privacy with data securely stored in iCloud. Download now for seamless expense tracking!

πŸ’° Finance
(60)
16
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

πŸ’° Finance
(19)
17
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Spending, Bills, Money Saving
Free

Track all your finances in one place with a powerful budget planner app. Manage your spending, bills, subscriptions, budgets, and receive weekly reports for better financial control.

πŸ’° Finance
(1.4K)
18
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Track your expenses and manage your budget wisely with this intuitive monthly budget and debt tracker app. Stay on top of your finances effortlessly. Start saving today!

πŸ’° Finance
(2.9K)
19
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

Organize your bills, track expenses, and manage your budget easily with this intuitive app. Stay on top of your finances effortlessly. Start planning your budget today!

πŸ’° Finance
(12K)
20
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

Manage your finances easily with this convenient app that tracks your expenses, sets budgets, and helps you save money. Take control of your financial health today!

πŸ’° Finance
(31K)