Best Home Loan Calculator Refinance Apps

214+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated May 2026

If you already know Mortgage Pal, this is the deeper bench. 214+ home loan calculator refinance apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of May 2026.

Top Picks for Home Loan Calculator Refinance

Mortgage Pal - Loan Calculator#1

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Editor's Choice
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Strong Contender
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Refinance-Home Loan Calculator#3

Refinance-Home Loan Calculator by giang pham

House Car Mortgage Student Emi
Worth Considering
💰 Finance
4.8(52 ratings)
FreeAds
Refinance-Home Loan Calculator screenshot 1
Refinance-Home Loan Calculator screenshot 2
Refinance-Home Loan Calculator screenshot 3
Refinance-Home Loan Calculator screenshot 4
Refinance-Home Loan Calculator screenshot 5
Refinance-Home Loan Calculator screenshot 6

This loan calculator helps you estimate refinancing costs and potential savings. It calculates monthly payments, total interest, and total repayment for new loans, including the impact of additional payments. You can also save your loan details for future reference.

More Home Loan Calculator Refinance apps to explore

4
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
5
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
6
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(230)
free with in-app purchases
7
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
8
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
9
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
💰 Finance
(2.2K)
free with in-app purchases
10
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

This app offers advanced loan analysis, including mortgage calculations and tax savings impact. It provides detailed amortization tables and helps users understand loan terms for informed financial decisions.

Quick loan payment calculationDetailed amortization tablesEstimated tax savings impact
💰 Finance
(97)
free
11
10bii Financial Calculator
10bii Financial Calculator
10bii Financial Calculator
Easy Financial Calculator
$7.99

This app offers a comprehensive financial calculator with over 105 functions for business, statistics, and general math. It simplifies complex calculations like loan payments, time value of money, and investment analysis with an intuitive interface and visual tools. Easy modes are available for users new to financial calculations.

Over 105 financial, business, and math functionsTime Value of Money (TVM) calculationsUneven Cashflow worksheets
💰 Finance
(663)
free with in-app purchases
12
Loan Calculator – Refinance
Loan Calculator – Refinance
Loan Calculator – Refinance
Amortization & Payment Tool
Free
💰 Finance
(0)
13
Ultimate Loan Calculator
Ultimate Loan Calculator
Ultimate Loan Calculator
Loan Amortization & Refinance
Free

This financial tool helps manage loans, explore refinancing, and calculate the impact of extra payments. Get accurate loan calculations, amortization schedules, and insights to make informed financial decisions.

Monthly payment calculationsLoan amortization scheduleRefinance analysis
💰 Finance
(5)
free
14
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(170K)
free
15
Cornerstone Home Lending
Cornerstone Home Lending
Cornerstone Home Lending
by Cornerstone Capital Bank, SSB
Free

Manage your mortgage account securely from your mobile device. Make payments, view escrow details, access statements, and communicate with customer support. Offers educational resources for mortgage management.

Make and view paymentsAccess escrow informationView statements and tax documents
💰 Finance
(4.3K)
free
16
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(583)
free with in-app purchases
17
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Real estate finance calculator
Free

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

Instant loan payment calculations (P&I, PITI)Buyer qualifying for conventional, FHA, and VA loansComplete cash flow solutions (IRR, NPV, NFV)
💰 Finance
(3.1K)
subscription
18
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(46)
ad-supported
19
My Home Loans
My Home Loans
My Home Loans
Home Lending
Free

Simplify your mortgage loan application process. Track your application status, complete lender tasks, and securely upload or eSign documents from your mobile device. Receive important alerts and use built-in calculators to explore financing options.

Mortgage loan applicationApplication status trackingTask completion for lenders
💰 Finance
(7)
free
20
Loan,Mortgage ,Tip Calculator
Loan,Mortgage ,Tip Calculator
Loan,Mortgage ,Tip Calculator
Discount, tax, and more
Free

This app offers a suite of six essential calculators for everyday financial tasks. It includes a powerful discount and sales tax calculator, along with five additional tools to simplify common calculations.

Discount calculatorSales tax calculatorLoan calculator
📊 Productivity
(502)
free with in-app purchases