Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.






152+ iOS apps curated and reviewed
Looking for free kiakia loan apps? 20 of our 152+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.






Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.



Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.






This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.


Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.


Access quick loans within minutes using basic banking information. This platform simplifies the borrowing process, eliminating the need for guarantors, paperwork, or collateral.


This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.


This app offers a streamlined digital process for obtaining personal financing. Users can apply, get approved, and receive funds quickly and easily, all within the application, eliminating the need for traditional methods.


This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.


This app provides quick and easy access to cash advances and short-term loans. Secure instant funds with competitive interest rates and flexible repayment options tailored to your financial needs.


Manage your consumer loans conveniently from your mobile device. View account details, make payments, and check pre-qualification status without affecting your credit score. Find branches and access loan offer examples.


Calculate monthly loan payments and interest accurately. This tool uses the standard amortization formula to provide precise financial insights for your loans.




This app helps users find short-term loan options from a network of lenders to manage unexpected expenses. It allows users to review and accept or reject loan offers without penalty, and manage loan history within their account.


Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.




Access personal loans designed for employees and retirees, with amounts from $500 to $10,000. Offers quick loan decisions and funding, even without a FICO score. Ideal for those seeking to improve their credit or needing funds quickly.


Manage and repay various loans, including gold, personal, and business loans, all within a secure digital platform. The app also facilitates bill payments, mobile recharges, and online shopping, offering tools for financial control and exclusive offers.


Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.


Access personal loans up to Ksh 300,000 with flexible repayment options and competitive interest rates. Features include no security required, no processing fees, and an interest refund program. Earn rewards by referring friends.


This finance app offers a convenient way to manage loan applications and accounts. Users can receive funds directly to their bank accounts and track payment due dates. It provides various loan products for different needs, including options for vehicles and personal cash loans.