Best Loan Apps Gh

239+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good loan apps gh. We benchmark 239+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Loan Apps Gh (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Quick Loan - Credit Cash CalcQuick Loan - Credit Cash CalcFreeYesNoAug 2026
2CediPayCediPayFree2.7★ (23)NoNoJul 2026
3Borrow Money Fast: Loan CalcBorrow Money Fast: Loan CalcFree4.5★ (2)YesNoAug 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (40K)NoNoAug 2026
5Sika - Cash for SurveysSika - Cash for SurveysFree4.6★ (11K)NoNoAug 2026
6Money Borrowing: Cash AdvanceMoney Borrowing: Cash AdvanceFreeYesNoAug 2026
7Loan Mobile AppLoan Mobile AppFreeNoNoMay 2026
8LoanTapLoanTapFree3.7★ (3)NoNoAug 2026

Top Picks for Loan Apps Gh

CediPay#2

CediPay by NEW-CEDIPAY GHANA LIMITED

Strong Contender
💰 Finance
2.7(23 ratings)
Free
CediPay screenshot 1
CediPay screenshot 2
CediPay screenshot 3
CediPay screenshot 4
CediPay screenshot 5

A mobile platform for everyday payments and essential services. Send and receive money, pay bills, top up airtime, and pay for goods and services seamlessly. Promotes financial and social inclusion.

More Loan Apps Gh apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(40K)
free
5
Sika - Cash for Surveys
Sika - Cash for Surveys
Sika - Cash for Surveys
Earn money, instant payment
Free

Earn money by completing surveys and participating in a referral program. Get paid quickly via PayPal, Amazon, or Starbucks gift cards. Sign up for free and start earning passive income.

Earn coins for surveysReferral program for passive incomeFast payouts
🌟 Lifestyle
(11K)
free
6
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Payday Loans for Bad Credit
Free
💰 Finance
(0)
7
Loan Mobile App
Loan Mobile App
Loan Mobile App
by Vong Srey
Free
💼 Business
(0)
8
LoanTap
LoanTap
LoanTap
Bringing Dreams to Life
Free

Access fast, flexible personal loans designed for salaried professionals. Choose from various repayment plans to suit your financial needs and get funds quickly with minimal documentation. Apply digitally from anywhere.

Fast loan disbursal (24 hours)Flexible repayment plansCustomized personal loans
💰 Finance
(3)
free
9
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

This app provides instant personal loans for salaried individuals in India, with amounts ranging from Rs. 2,000 to Rs. 2 Lakh. It offers a 100% paperless process, flexible repayment options, and quick approvals, with funds disbursed directly to your bank account.

100% paperless processLoans up to Rs. 2 LakhFlexible repayment options
💰 Finance
(32)
free with in-app purchases
10
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
💰 Finance
(3)
free
11
EasyLoans: Compare Loans
EasyLoans: Compare Loans
EasyLoans: Compare Loans
Compare and Discover Loans
Free

Easily compare a wide range of financial products including home, vehicle, personal, and business loans from various institutions. This platform helps you check eligibility, compare offers with interest rates and tenures, and even fill out loan applications online.

Compare Home LoansCompare Vehicle LoansCompare Personal Loans
💰 Finance
(398)
free
12
SOLO by Tidalwave
SOLO by Tidalwave
SOLO by Tidalwave
Agentic AI Mortgage POS+
Free

This app streamlines the mortgage application process for loan officers. It offers unified communication, automated task management, and quick document verification. Seamless integration with loan origination systems enhances efficiency.

Unified communication (voice, chat)Pre-qualification letter managementAutomated task management
🔧 Utilities
(5)
free
13
My MTN Ghana
My MTN Ghana
My MTN Ghana
Everything MTN in one app
Free

Manage all your mobile services in one place. Easily buy airtime, purchase bundles, and control your MoMo and Broadband accounts. Access product information 24/7 for ultimate convenience.

Buy airtimePurchase bundlesManage MoMo accounts
📊 Productivity
(22K)
ad-supported
14
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
15
Mymo
Mymo
Mymo
Mymo
Free
💰 Finance
(0)
16
Loanly App
Loanly App
Loanly App
by Ivy Muregi
Free
📊 Productivity
(0)
17
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.

Instant micro loan disbursementLoan repayment optionsNo documentation required
💰 Finance
(29)
free
18
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Big Loan PH Online Utang Cash
Peso Lending App Philippines
Free
💰 Finance
(0)
19
Max Loan
Max Loan
Max Loan
by Malay Patel
Free

Manage all your loans, including home, car, and personal loans, in one place. View loan details, check installments, and access amortization tables. Edit loan information and perform other management tasks.

Track all loan typesView loan detailsCheck installment payments
💰 Finance
(1)
free
20
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
💰 Finance
(5)
free

FAQ about Loan Apps Gh

Are there free loan apps gh for iPhone?
Yes — 20 of the top loan apps gh we rank are free to download, including Quick Loan - Credit Cash Calc and CediPay.
Quick Loan - Credit Cash Calc shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 239+ loan apps gh on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.