Best Loan Cost Comparison Apps

245+ iOS apps curated and reviewed

4.6 avg rating
17 free apps
Updated July 2026

The best loan cost comparison apps on iPhone average 4.6★ across 245+ titles — we've ranked them by what real users actually keep on their phones. Updated July 2026.

Compare top Loan Cost Comparison Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Cost ComparisonLoan Cost Comparison$0.99NoNoMay 2026
2Loan AccessLoan AccessFreeNoNoMay 2026
3Loan - Money Borrowing AppLoan - Money Borrowing AppFree5.0★ (4)NoNoAug 2026
4Ultimate Loan CalculatorUltimate Loan CalculatorFree5.0★ (5)NoNoJul 2026
5Loan Calculator MasterLoan Calculator MasterFreeNoJul 2026
6Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
7Sukygo Loan ToolsSukygo Loan ToolsFreeNoNoAug 2026
8Finance : Loan Emi CalculatorFinance : Loan Emi CalculatorFreeYesYesAug 2026

Top Picks for Loan Cost Comparison

More Loan Cost Comparison apps to explore

4
Ultimate Loan Calculator
Ultimate Loan Calculator
Ultimate Loan Calculator
Loan Amortization & Refinance
Free

This financial tool helps manage loans, explore refinancing, and calculate the impact of extra payments. Get accurate loan calculations, amortization schedules, and insights to make informed financial decisions.

Monthly payment calculationsLoan amortization scheduleRefinance analysis
💰 Finance
(5)
free
5
Loan Calculator Master
Loan Calculator Master
Loan Calculator Master
by Bestami Oktay Akpinar
Free
💰 Finance
(0)
6
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
7
Sukygo Loan Tools
Sukygo Loan Tools
Sukygo Loan Tools
by SmartSource Solutions Inc
Free
📊 Productivity
(0)
8
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Money Manager: Early Repayment
Free

This app helps you manage your finances by calculating EMIs for various loans, planning investments, and converting currencies. It offers tools for personal, business, and mortgage loans, as well as savings calculators and unit converters.

Loan EMI calculationInvestment and savings planningCurrency conversion
💰 Finance
(0)
free with in-app purchases
9
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Quick Loan - Credit Cash Calc
Instant loan EMI Planner
Free
💰 Finance
(0)
10
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

Calculate various loan typesCustomizable payment frequencyDetailed interest and principal breakdown
💰 Finance
(963)
free with in-app purchases
11
Loan Calculator: Payment & APR
Loan Calculator: Payment & APR
Loan Calculator: Payment & APR
Total Interest & Debt Planner
Free

Estimate monthly payments, compare APR scenarios, and understand the full cost of a loan over time with a clear repayment schedule. This tool helps you visualize loan evolution and make informed financial decisions before borrowing.

Estimate monthly loan paymentsCompare APR scenariosView full repayment schedule
💰 Finance
(1)
free
12
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
13
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Personal Instant Loan Guide
Free

This financial planning tool helps users understand and compare various loan options. It offers calculators for EMIs, insights into credit scores, and educational guides for different loan types. The app provides general market information for loans but does not facilitate actual loan applications.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(91)
ad-supported
14
Loan Interest Guide
Loan Interest Guide
Loan Interest Guide
Smart Loan Interest App
Free

Understand the true cost of your loans and compare repayment strategies. This app helps you demystify interest calculations, avoid hidden fees, and make informed financial decisions to save more.

Interest calculation methods guidePrecise loan interest calculatorAPR to monthly interest rate conversion
💰 Finance
(20)
free with in-app purchases
15
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
16
Loan & Mortgage Free
Loan & Mortgage Free
Loan & Mortgage Free
by Piet Jonas
Free

Calculate monthly payments for mortgages and loans with fixed interest rates. This tool allows for "what-if" analysis by calculating any variable in loan equations, such as loan term or amount.

Calculate monthly loan paymentsDetermine loan term based on rateCalculate loan amount for fixed term
💰 Finance
(0)
free
17
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(71)
ad-supported
18
Loan Calculator: Plus
Loan Calculator: Plus
Loan Calculator: Plus
Car Loan, Mortgage Calculator
Free
💰 Finance
(0)
19
Loan Calculator +
Loan Calculator +
Loan Calculator +
Saving You Money On Your Loans
$1.99

This app helps you save money on loans by visualizing costs and simulating 'what-if' scenarios. Easily compare loan deals, track extra payments, and understand the true cost of borrowing.

Visualize loan costs with interactive chartsOrganize multiple loansSimulate extra payment scenarios
💰 Finance
(152)
free
20
Mortgages & Loan payment calculator with schedule
Mortgages & Loan payment calculator with schedule
Mortgages & Loan payment calculator with schedule
by DC Labs
$3.99

This app helps you manage budgets and make informed financial decisions for loans and mortgages. It provides detailed calculations for monthly payments, credit capacity, and total loan costs, with visual aids and exportable reports.

Calculate monthly payments with insuranceEstimate credit capacity and debt ratioCompare total loan costs
💰 Finance
(14)
free

FAQ about Loan Cost Comparison

Are there free loan cost comparison apps for iPhone?
Yes — 17 of the top loan cost comparison apps we rank are free to download, including Loan Access and Loan - Money Borrowing App.
Loan Cost Comparison has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 245+ loan cost comparison apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.