Best Loan Payoff Calculator Apps

209+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

Finding the right loan payoff calculator app can be overwhelming with so many options. We've analyzed 209+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Loan Payoff Calculator

Loan Calculator - Debt Planner#1

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Editor's Choice
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Debt Payoff Planner & Tracker#3

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Worth Considering
💰 Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#65in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features

More Loan Payoff Calculator apps to explore

4
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
5
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Schedule & More
Free

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

Calculate loan paymentsGenerate repayment scheduleAdd extra payments
💰 Finance
(818)
free with in-app purchases
6
Smart Loan Payoff Calculator
Smart Loan Payoff Calculator
Smart Loan Payoff Calculator
Save Money on Loan Interest
Free
💰 Finance
(0)
7
Loan Calculator: Payoff Debt
Loan Calculator: Payoff Debt
Loan Calculator: Payoff Debt
Pay off your loans
Free

This app helps you understand and manage your loan payments. It offers tools to calculate monthly payments, interest, and repayment amounts, with advanced features for deeper analysis and comparison.

Basic loan payment calculationInterest and repayment amount breakdownMultiple payment frequencies
💰 Finance
(0)
freemium
8
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

Calculate various loan typesCustomizable payment frequencyDetailed interest and principal breakdown
💰 Finance
(964)
free with in-app purchases
9
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
10
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(583)
free with in-app purchases
11
Car Loan Calculator Plus
Car Loan Calculator Plus
Car Loan Calculator Plus
by AppRebel, Inc.
Free

Easily calculate car loan details with this intuitive app. It provides enhanced analytics, dynamic amortization schedules, and visual graphing tools to understand your loan payments. Customize calculations with various options and save results for future reference.

Intuitive car loan calculationDynamic amortization schedulesInterest and principal breakdown graphs
💰 Finance
(49)
free with in-app purchases
12
EMI Calculator: LoanMe
EMI Calculator: LoanMe
EMI Calculator: LoanMe
Home Loan Bank Interest apy
Free
💰 Finance
(0)
13
Loan Calculator Professional
Loan Calculator Professional
Loan Calculator Professional
by AppRebel, Inc.
Free

Easily calculate loan payments with detailed analytics and visual tools. This app offers a clean interface to help you understand your loan's interest and principal breakdown, with options for extra payments and custom currency symbols.

Intuitive and visually appealing interfaceDynamic payment schedule generationDetailed loan analysis
💰 Finance
(52)
free with in-app purchases
14
Loantune Loan Calculator
Loantune Loan Calculator
Loantune Loan Calculator
Extra Payment Loan Calculator
Free

Calculate loan and mortgage payments to see how extra principal payments can save you money and shorten your loan term. Explore "What If" scenarios with a user-friendly interface for smarter financial decisions.

Extra principal payment calculationsLoan and mortgage amortization schedulesWhat If scenario planning
💰 Finance
(7)
ad-supported
15
Loanify - Loan Calculator
Loanify - Loan Calculator
Loanify - Loan Calculator
Loan Calculator
Free

Easily calculate loan payments for mortgages, car loans, or personal loans. Track monthly payments, interest, and total amounts with accurate results. Stay on top of your finances with this handy tool.

Loan payment calculationMonthly payment trackingInterest calculation
🔧 Utilities
(2)
free
16
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(46)
ad-supported
17
Loan calculator: Installment
Loan calculator: Installment
Loan calculator: Installment
Amortization and interest rate
Free

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

Calculate monthly/yearly paymentsDetermine interest rateCalculate loan amount
💰 Finance
(818)
free with in-app purchases
18
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(3.4K)
free
19
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
20
Loan Calculator (Installment)
Loan Calculator (Installment)
Loan Calculator (Installment)
by Seong Eon Kim
Free

Calculate installment loans with various repayment methods. This tool helps you determine monthly payments, principal, interest, and remaining balance for different loan scenarios.

Installment loan calculationEqual principal and interest paymentsEqual principal payments
💰 Finance
(552)
ad-supported

Related searches