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Best Money Saving Challenge Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Savings Challenge is the household name in money saving challenge, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Money Saving Challenge Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (101)NoYesSep 2026
2Saving Money ChallengeSaving Money ChallengeFree4.8★ (440)NoYesSep 2026
352 Week Challenge - Mobills52 Week Challenge - MobillsFree4.7★ (2.7K)YesNoSep 2026
4Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesSep 2026
5Saving money - TablesSaving money - TablesFree4.9★ (8)YesYesSep 2026
652 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.3K)YesYesSep 2026
7Money Challenges: Save, BudgetMoney Challenges: Save, BudgetFree5.0★ (8)NoNoSep 2026
8Money Saving Days ChallengeMoney Saving Days ChallengeFree was $0.995.0★ (1)NoNoAug 2026

Top Picks for Money Saving Challenge

Savings Challenge: Savvy Goals#1

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Editor's Choice
💰 Finance
4.7(101 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Saving Money Challenge#2

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker
Strong Contender
💰 Finance
4.8😐(440 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts
  • 👍 Fun and engaging saving method
  • 👍 Good for challenges like 100-day savings
  • 👍 Easy to manage
  • 👍 Digital envelope saving

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds
  • 🐛 New update is problematic (hold down to register)
  • 👎 High cost/subscription fee
  • 👎 Not very customizable
  • 👎 Limited to one active challenge
  • 👎 Too many ads
  • 👎 Total saved amount is inaccurate
  • 👎 Cannot change currency
  • 👎 Subscription fee upon opening app
52 Week Challenge - Mobills#3

52 Week Challenge - Mobills by MOBILLS LABS SOLUCOES EM TECNOLOGIA LTDA

Save Money - Personal Finance
Worth Considering
💰 Finance
4.7😞(2.7K ratings)
FreeAdsIn-App Purchases
52 Week Challenge - Mobills screenshot 1
52 Week Challenge - Mobills screenshot 2
52 Week Challenge - Mobills screenshot 3
52 Week Challenge - Mobills screenshot 4
52 Week Challenge - Mobills screenshot 5

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

What We Love

  • 👍 Great app to set goals and save
  • 💡 Excellent savings challenge concept
  • 🚀 Easy to use

Room to Improve

  • 🐛 Language issues (app in Spanish/Portuguese)
  • 🐛 Inaccurate calculations
  • 🔍 Lack of language/currency options
  • 🔍 Inability to edit/delete budgets
  • 🔍 Intrusive ads

More Money Saving Challenge apps to explore

FAQ about Money Saving Challenge

What are the best money saving challenge apps for iPhone?
Savings Challenge: Savvy Goals tops our money saving challenge apps ranking as of September 2026, with a 4.7-star average from 101 App Store ratings, and it's free to download.
Yes — 20 of the top money saving challenge apps we rank are free to download, including Savings Challenge: Savvy Goals and Saving Money Challenge.
Savings Challenge: Savvy Goals has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ money saving challenge apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Savvy Goals offers a 52 Week Challenge for incremental savings, a 100 Envelopes Challenge with randomized amounts, and the ability to create custom challenges with your own target amounts and timelines.
The app features visual progress tracking where colorful cards fill up as you save. It also provides satisfying animations like 'Pulse & Pop' effects and haptic feedback for each savings milestone.

Related searches

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