Best Money Saving Challenge Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Savings Challenge is the household name in money saving challenge, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Money Saving Challenge Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (101)NoYesAug 2026
2Saving Money ChallengeSaving Money ChallengeFree4.8★ (438)NoYesAug 2026
352 Week Challenge - Mobills52 Week Challenge - MobillsFree4.7★ (2.7K)YesNoAug 2026
4Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
5Saving money - TablesSaving money - TablesFree4.9★ (8)YesYesAug 2026
652 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.3K)YesYesAug 2026
7NoSpend - Save Money ChallengeNoSpend - Save Money ChallengeFree3.0★ (1)YesNoAug 2026
8100 Envelope Savings Challenge100 Envelope Savings ChallengeFree3.5★ (2)YesNoAug 2026

Top Picks for Money Saving Challenge

Savings Challenge: Savvy Goals#1

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Editor's Choice
💰 Finance
4.7(101 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Saving Money Challenge#2

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker
Strong Contender
💰 Finance
4.8😐(438 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds
52 Week Challenge - Mobills#3

52 Week Challenge - Mobills by MOBILLS LABS SOLUCOES EM TECNOLOGIA LTDA

Save Money - Personal Finance
Worth Considering
💰 Finance
4.7😞(2.7K ratings)
FreeAdsIn-App Purchases
52 Week Challenge - Mobills screenshot 1
52 Week Challenge - Mobills screenshot 2
52 Week Challenge - Mobills screenshot 3
52 Week Challenge - Mobills screenshot 4
52 Week Challenge - Mobills screenshot 5

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

What We Love

  • 👍 Great app to set goals and save
  • 💡 Excellent savings challenge concept
  • 🚀 Easy to use

Room to Improve

  • 🐛 Language issues (app in Spanish/Portuguese)
  • 🐛 Inaccurate calculations
  • 🔍 Lack of language/currency options

More Money Saving Challenge apps to explore

4
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Loot - Savings Goal & Tracker
Save with a 3D money box
Free

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

Personalized 3D money jar visualizationAutomated savings plan creationProgress tracking and payment management
💰 Finance
(8.8K)
free with in-app purchases
5
Saving money - Tables
Saving money - Tables
Saving money - Tables
Create your savings table
Free

Organize and track your savings with this digital piggy bank. Easily record money added, create personalized savings tables, and add photos to your goals to stay motivated. Achieve your financial objectives step by step.

Record savings easilyCreate personalized savings tablesTrack progress and stay motivated
💰 Finance
(8)
free with in-app purchases
6
52 Week Money Saving Challenge
52 Week Money Saving Challenge
52 Week Money Saving Challenge
A Fun Way to Save Money
Free

This application helps users build a savings habit through various challenges and goal-setting features. It offers multiple saving methods, progress visualization, and reminders to keep users on track. The app is designed to be user-friendly and accessible, even offline.

Multiple saving challenge modesCustomizable savings goalsProgress visualization with graphs
💰 Finance
(2.3K)
free with in-app purchases
7
NoSpend - Save Money Challenge
NoSpend - Save Money Challenge
NoSpend - Save Money Challenge
No Spend Streak Habit Tracker
Free

This app helps you build a saving habit through daily check-ins and streak tracking. Visualize your progress with a calendar heatmap and stay motivated with milestone badges and friendly competition. Reflect on your spending habits with a simple prompt.

One-tap daily check-inStreak counter and milestone badgesCalendar heatmap visualization
🌟 Lifestyle
(1)
ad-supported
8
100 Envelope Savings Challenge
100 Envelope Savings Challenge
100 Envelope Savings Challenge
Savings challenge tracker app
Free

This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.

Daily envelope drawVisual savings trackerComprehensive saving goal tracker
💰 Finance
(2)
ad-supported
9
52-Week Money Challenge
52-Week Money Challenge
52-Week Money Challenge
Save Money, Build Your Future
Free
💰 Finance
(0)
10
Money Challenges: Save, Budget
Money Challenges: Save, Budget
Money Challenges: Save, Budget
Weekly goals, no impulse buys
Free

This app offers a unique savings method with 100 buttons, each representing a monetary amount to set aside. Users can choose intervals to mark buttons and accumulate a total of 5050 in their chosen currency. Customization options allow for adjusting button amounts to reach higher savings goals.

100 savings buttonsCustomizable intervalsCurrency selection
🌟 Lifestyle
(5)
free
11
Nope: Saving Made Fun
Nope: Saving Made Fun
Nope: Saving Made Fun
Savings Goals Tracker
Free
🌟 Lifestyle
(0)
12
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(19K)
free with in-app purchases
13
Money Saving Days Challenge
Money Saving Days Challenge
Money Saving Days Challenge
Save money easier
Free
$0.99 | 100% OFF

This app simplifies financial goal achievement by transforming any objective into a straightforward, daily system. It offers customizable saving challenges, visual progress tracking, and smart reminders to help users stay consistent and focused without complex budgeting.

Customizable saving challengesVisual progress trackingSmart reminders
💰 Finance
(1)
free
14
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
15
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.9K)
free with in-app purchases
16
SaveMate - Save money daily
SaveMate - Save money daily
SaveMate - Save money daily
by christian wojtaszek
Free
🔧 Utilities
(0)
17
Stash: Savings Challenge
Stash: Savings Challenge
Stash: Savings Challenge
100 envelopes & cash stuffing
Free
💰 Finance
(0)
18
52 Week Challenge
52 Week Challenge
52 Week Challenge
The easy way to save money
Free

This app helps you achieve financial goals through a structured savings plan. It offers a gradual progression system, allowing you to save a significant amount over a year with customizable weekly contributions and smart tracking tools.

52 Weeks or Monthly ChallengeCustomizable Financial GoalsSmart Financial Tracking
💰 Finance
(71)
free with in-app purchases
19
SaveTogether: Savings Tracker
SaveTogether: Savings Tracker
SaveTogether: Savings Tracker
Track Goals & Save Together
Free

Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.

Goal setting for any itemProgress and streak trackingPartner savings
💰 Finance
(2)
freemium
20
Ukonga
Ukonga
Ukonga
by SAVE APP GROUP LIMITED
Free
💰 Finance
(0)

FAQ about Money Saving Challenge

What are the best money saving challenge apps for iPhone?
Savings Challenge: Savvy Goals tops our money saving challenge apps ranking as of August 2026, with a 4.7-star average from 101 App Store ratings, and it's free to download.
Yes — 20 of the top money saving challenge apps we rank are free to download, including Savings Challenge: Savvy Goals and Saving Money Challenge.
Savings Challenge: Savvy Goals has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ money saving challenge apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Savvy Goals offers a 52 Week Challenge for incremental savings, a 100 Envelopes Challenge with randomized amounts, and the ability to create custom challenges with your own target amounts and timelines.
The app features visual progress tracking where colorful cards fill up as you save. It also provides satisfying animations like 'Pulse & Pop' effects and haptic feedback for each savings milestone.

Related searches