Best Money Saving Challenge Apps

249+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Savings Challenge is the household name in money saving challenge, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Money Saving Challenge Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (101)NoYesOct 2026
2Saving Money ChallengeSaving Money ChallengeFree4.8★ (440)NoYesSep 2026
3Saving money - TablesSaving money - TablesFree4.9★ (8)YesYesOct 2026
452 Week Challenge - Mobills52 Week Challenge - MobillsFree4.7★ (2.7K)YesNoOct 2026
5Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesOct 2026
652 Week Money Saving Challenge52 Week Money Saving ChallengeFree4.8★ (2.3K)YesYesOct 2026
7100 Envelope Savings Challenge100 Envelope Savings ChallengeFree3.5★ (2)YesNoSep 2026
8Money Challenges: Save, BudgetMoney Challenges: Save, BudgetFree5.0★ (8)NoNoOct 2026

Top Picks for Money Saving Challenge

Savings Challenge: Savvy Goals#1
4.7(101 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Saving Money Challenge#2

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker
Strong Contender
💰 Finance
4.8😐(440 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts
  • 👍 Fun and engaging saving method
  • 👍 Good for challenges like 100-day savings
  • 👍 Easy to manage
  • 👍 Digital envelope saving

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds
  • 🐛 New update is problematic (hold down to register)
  • 👎 High cost/subscription fee
  • 👎 Not very customizable
  • 👎 Limited to one active challenge
  • 👎 Too many ads
  • 👎 Total saved amount is inaccurate
  • 👎 Cannot change currency
  • 👎 Subscription fee upon opening app

More Money Saving Challenge apps to explore

FAQ about Money Saving Challenge

What are the best money saving challenge apps for iPhone?
Savings Challenge: Savvy Goals tops our money saving challenge apps ranking as of October 2026, with a 4.7-star average from 101 App Store ratings, and it's free to download.
Yes — 20 of the top money saving challenge apps we rank are free to download, including Savings Challenge: Savvy Goals and Saving Money Challenge.
Savings Challenge: Savvy Goals has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ money saving challenge apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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