Best Mortgage Calculator Free Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated August 2026

Whether you're new to mortgage calculator free or looking for an upgrade, our curated collection of 250+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Mortgage Calculator Free Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026
2Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesAug 2026
3Mortgage Calculator:Mortgage Calculator:Free5.0★ (10)NoNoAug 2026
4Mortgage Calculator 2.0Mortgage Calculator 2.0Free4.8★ (437)YesYesAug 2026
5Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoAug 2026
6Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (121)YesNoAug 2026
7RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoAug 2026
8Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesAug 2026

Top Picks for Mortgage Calculator Free

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Strong Contender
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Mortgage Calculator:#3

Mortgage Calculator: by Asaru Labs LTD

Mortgage & Loan Calculator
Worth Considering
💰 Finance
5.0(10 ratings)
Free
Mortgage Calculator: screenshot 1
Mortgage Calculator: screenshot 2
Mortgage Calculator: screenshot 3
Mortgage Calculator: screenshot 4
Mortgage Calculator: screenshot 5
Mortgage Calculator: screenshot 6

This comprehensive home loan planner helps users calculate mortgage payments, analyze refinancing options, and assess home affordability. It provides detailed amortization schedules and debt payoff planning tools, all with a privacy-focused, offline experience.

More Mortgage Calculator Free apps to explore

4
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
5
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
6
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
7
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.8K)
free with in-app purchases
8
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
9
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(178K)
free
10
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
11
Zillow Real Estate & Rentals
Zillow Real Estate & Rentals
Zillow Real Estate & Rentals
Buy & Sell Homes & Apartments
Free

Explore homes and apartments with advanced tools like 3D tours and virtual staging. Estimate your buying budget, connect with agents, and manage the entire home buying or renting process seamlessly. Find your perfect place faster.

3D home toursVirtual stagingBuyAbility score estimation
🌟 Lifestyle
(7.2M)
ad-supported
12
Mortgage Professional
Mortgage Professional
Mortgage Professional
The best app for mortgage pros
Free

This app provides mortgage professionals with instant, accurate financial calculations and branded reports. It helps loan officers build client trust with detailed payment breakdowns, loan comparisons, and pre-approval letters.

Full payment breakdowns (PITI, PMI, HOA)Side-by-side loan comparisonsAffordability analysis with DTI gauges
💰 Finance
(1)
free
13
Loan and Investment Calculator
Loan and Investment Calculator
Loan and Investment Calculator
by Stanislav Jabuka
Free

Calculate loan payments, borrowing capacity, and savings growth. This tool also helps determine investment needs to reach future financial goals. It provides clear formulas and explanations for all computations.

Monthly loan payment calculationBorrowing capacity calculationSavings account balance tracking
💰 Finance
(2)
free
14
Smart Loan Calculator
Smart Loan Calculator
Smart Loan Calculator
Personal, Mortgage & Car Loan
Free

Easily calculate loan payments, total interest, and grand totals for personal, mortgage, or car loans. Compare different loan options to make informed financial decisions.

Loan payment calculationTotal interest calculationGrand total amount calculation
💰 Finance
(2)
free
15
YOUAE Mortgage Calculator
YOUAE Mortgage Calculator
YOUAE Mortgage Calculator
by YOUAE MORTGAGES
Free
💰 Finance
(0)
16
Legacy Mortgage
Legacy Mortgage
Legacy Mortgage
by Legacy Mortgage
Free

Streamline your mortgage journey with real-time loan status updates, document scanning, and direct communication with your loan officer. Estimate payments for new homes or calculate refinancing savings with built-in tools.

Real-time loan status updatesMobile document scanningMortgage calculator
💰 Finance
(2)
free
17
Mortgage Calculator Suite
Mortgage Calculator Suite
Mortgage Calculator Suite
5 mortgage tools in one
Free

This app offers five essential real estate calculators for estimating mortgage payments, home affordability, and rental investment potential. Save and organize your calculations privately on your device. It provides detailed breakdowns and amortization tables for a comprehensive financial overview.

Home Payment CalculatorAffordability CalculatorVA Loan Calculator
💰 Finance
(1)
free with in-app purchases
18
MCC Calculator
MCC Calculator
MCC Calculator
by cyk
Free

This app helps homebuyers estimate their annual and monthly savings by utilizing a Mortgage Credit Certificate (MCC). An MCC offers a federal income tax credit based on a percentage of mortgage interest paid.

Calculate yearly savingsCalculate monthly savingsEstimate tax credit benefits
💰 Finance
(2)
free
19
MortgageRight Now
MortgageRight Now
MortgageRight Now
by TJC Mortgage, Inc.
Free

Simplify the home buying and lending process with tools to compare loan scenarios, calculate refinancing savings, and determine affordability. Scan and upload documents, access loan officer contacts, and stay updated on industry news.

Compare lending scenariosCalculate refinancing savingsDetermine home affordability
💰 Finance
(3)
free
20
Quick Closing
Quick Closing
Quick Closing
by Success Mortgage Partners, Inc.
Free
💰 Finance
(0)

FAQ about Mortgage Calculator Free

What are the best mortgage calculator free apps for iPhone?
Loan Calculator‰ tops our mortgage calculator free apps ranking as of August 2026, with a 4.9-star average from 105K App Store ratings, and it's free to download.
Loan Calculator‰ shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ mortgage calculator free apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your monthly payments for loans or mortgages. You can quickly see how different loan amounts, terms, and interest rates will affect your repayment schedule.
Using the calculator is straightforward. You just need to enter the total loan amount, the desired repayment term (e.g., in years or months), and the annual interest rate. The app will then provide an estimated monthly payment.