Best Mortgage Calculator Free Apps

226+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

Whether you're new to mortgage calculator free or looking for an upgrade, our curated collection of 226+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Mortgage Calculator Free Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
2Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
3Mortgage Calculator:Mortgage Calculator:Free5.0★ (10)NoNoJul 2026
4Mortgage Calculator 2.0Mortgage Calculator 2.0Free4.8★ (437)YesYesAug 2026
5Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8★ (8.2K)NoYesAug 2026
6Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
7Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
8Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (121)YesNoJul 2026

Top Picks for Mortgage Calculator Free

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Strong Contender
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Mortgage Calculator:#3

Mortgage Calculator: by Asaru Labs LTD

Mortgage & Loan Calculator
Worth Considering
💰 Finance
5.0(10 ratings)
Free
Mortgage Calculator: screenshot 1
Mortgage Calculator: screenshot 2
Mortgage Calculator: screenshot 3
Mortgage Calculator: screenshot 4
Mortgage Calculator: screenshot 5
Mortgage Calculator: screenshot 6

This comprehensive home loan planner helps users calculate mortgage payments, analyze refinancing options, and assess home affordability. It provides detailed amortization schedules and debt payoff planning tools, all with a privacy-focused, offline experience.

More Mortgage Calculator Free apps to explore

4
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
5
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
6
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
7
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
8
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
9
Rocket Mortgage
Rocket Mortgage
Rocket Mortgage
Mortgages made simple
Free

Manage your entire home loan journey from application to payment. This app offers tools to apply for mortgages, track progress, view loan details, make payments, and monitor home value. Get expert support and insights for a stress-free homeownership experience.

Apply for home loansManage mortgage paymentsTrack application progress
💰 Finance
(176K)
free
10
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
11
Zillow Real Estate & Rentals
Zillow Real Estate & Rentals
Zillow Real Estate & Rentals
Buy & Sell Homes & Apartments
Free

Explore homes and apartments with advanced tools like 3D tours and virtual staging. Estimate your buying budget, connect with agents, and manage the entire home buying or renting process seamlessly. Find your perfect place faster.

3D home toursVirtual stagingBuyAbility score estimation
🌟 Lifestyle
(7.2M)
ad-supported
12
Mortgage Calculator 2
Mortgage Calculator 2
Mortgage Calculator 2
Loan and Mortgage Calculator
Free

This finance app offers real-time mortgage calculations as you adjust principal, interest, and term. Visualize your entire loan term with detailed summaries and bar charts. It features an intuitive interface, quick change buttons, multiple themes, and multilingual support.

Real-time updates with every changeIntuitive user interfaceQuick change buttons
💰 Finance
(87)
free with in-app purchases
13
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Qualifier Plus IIIx/fx
Real estate finance calculator
Free

This app provides advanced real estate and mortgage finance calculations for professionals. It offers instant solutions for loan payments, buyer qualifying, cash flow analysis, and more, directly on your mobile device.

Instant loan payment calculations (P&I, PITI)Buyer qualifying for conventional, FHA, and VA loansComplete cash flow solutions (IRR, NPV, NFV)
💰 Finance
(3.4K)
subscription
14
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(231)
free with in-app purchases
15
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
💰 Finance
(15K)
subscription
16
Mortgage Calculator Home Loan
Mortgage Calculator Home Loan
Mortgage Calculator Home Loan
Calculate Monthly Payment
Free

Estimate your monthly home loan payments with this comprehensive calculator. Input home price, down payment, interest rate, and other fees to see a detailed breakdown of your costs, including principal, interest, taxes, insurance, and PMI. Save and organize multiple scenarios easily.

Calculate monthly mortgage paymentsEstimate principal, interest, taxes, and insuranceIncludes PMI and HOA fee calculations
💰 Finance
(4)
free
17
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(375K)
free with in-app purchases
18
Mortgage Payment Calculator
Mortgage Payment Calculator
Mortgage Payment Calculator
Mortgage Calculator
$0.99

Calculate your precise monthly mortgage payment for home buying or refinancing. Input loan amount, interest rate, and loan term to see your exact payment.

Monthly mortgage payment calculationInput loan amountInput interest rate
💰 Finance
(3)
paid
19
Calculator: No Ads / Ad-Free
Calculator: No Ads / Ad-Free
Calculator: No Ads / Ad-Free
Basic, Scientific & Finance
Free

This app offers a private and accessible calculation experience with no advertisements. It includes scientific, financial, and basic calculation functions, along with features like voice feedback and visual charts for loans and investments.

Scientific calculatorFinancial calculator (budgets, loans, mortgages)Audible speech feedback
🔧 Utilities
(4.5K)
free with in-app purchases
20
Mortgage Calculator IQ
Mortgage Calculator IQ
Mortgage Calculator IQ
Calculate Your Mortgage
Free

This comprehensive financial toolkit offers 13 powerful calculators, including mortgage, loan, and investment analyzers. Visualize financial growth, convert currencies, and manage everyday calculations with a clean, modern interface and dark mode support.

13 financial calculatorsMortgage amortization schedulesInvestment return analysis
💰 Finance
(1)
free

FAQ about Mortgage Calculator Free

What are the best mortgage calculator free apps for iPhone?
Loan Calculator‰ tops our mortgage calculator free apps ranking as of July 2026, with a 4.9-star average from 96K App Store ratings, and it's free to download.
Loan Calculator‰ shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 226+ mortgage calculator free apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your monthly payments for loans or mortgages. You can quickly see how different loan amounts, terms, and interest rates will affect your repayment schedule.
Using the calculator is straightforward. You just need to enter the total loan amount, the desired repayment term (e.g., in years or months), and the annual interest rate. The app will then provide an estimated monthly payment.