Best Mortgage Calculator Rates Apps

233+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated August 2026

Every iPhone needs a few good mortgage calculator rates apps. We benchmark 233+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Mortgage Calculator Rates Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Calculator PlusMortgage Calculator PlusFree3.0★ (11)YesYesAug 2026
2Mortgage News DailyMortgage News DailyFree4.0★ (51)YesNoAug 2026
3Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
4Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
5Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (121)YesNoJul 2026
6Bankrate Mortgage CalculatorBankrate Mortgage CalculatorFreeNoNoMay 2026
7Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
8Easy MortgagesEasy MortgagesFree4.2★ (5)NoYesJul 2026

Top Picks for Mortgage Calculator Rates

Mortgage Calculator Plus#1

Mortgage Calculator Plus by AppRebel, Inc.

Editor's Choice
💰 Finance
3.0😐(11 ratings)
FreeAdsIn-App Purchases
Mortgage Calculator Plus screenshot 1
Mortgage Calculator Plus screenshot 2
Mortgage Calculator Plus screenshot 3
Mortgage Calculator Plus screenshot 4

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

What We Love

  • 💻 Great app
  • 📊 Excellent visuals
  • 🔢 Useful calculations
  • ⭐ Favorite app

Room to Improve

  • 🐛 Crashes on launch
  • 🔍 Difficult to input data
  • 🛠️ Buggy after updates
Mortgage News Daily#2

Mortgage News Daily by Mortgage News Daily, LLC

Mortgage Calculators and Rates
Strong Contender
📡 News
4.0(51 ratings)
FreeAds
#85in News
Mortgage News Daily screenshot 1
Mortgage News Daily screenshot 2
Mortgage News Daily screenshot 3
Mortgage News Daily screenshot 4
Mortgage News Daily screenshot 5
Mortgage News Daily screenshot 6

This app provides real-time mortgage rates, detailed calculators, and market analysis. Track MBS prices, treasury yields, and receive instant alerts for rate changes and news updates. Understand how mortgage rates work with daily commentary and historical charts.

Mortgage Pal - Loan Calculator#3

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Worth Considering
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)

More Mortgage Calculator Rates apps to explore

4
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
5
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
6
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Mortgage Calculator Loan & EMI
Free
🔧 Utilities
(0)
7
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
8
Easy Mortgages
Easy Mortgages
Easy Mortgages
Mortgage Calculator
Free

Calculate mortgage payments, explore the impact of extra payments, and generate detailed amortization schedules. Save and compare multiple loan scenarios with this user-friendly tool.

Payment calculationsExtra payment simulationAmortization schedule
💰 Finance
(5)
free
9
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(231)
free with in-app purchases
10
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.

Comprehensive loan calculationsSupport for various loan typesDetailed loan results with charts
💰 Finance
(313)
ad-supported
11
Mortgage Calculator Easy
Mortgage Calculator Easy
Mortgage Calculator Easy
Wonder Rates
Free

This application helps users calculate mortgage payments, compare interest rates, and assess refinancing options. It also assists in determining purchase power and evaluating co-signing decisions.

Mortgage CalculationInterest Rate ComparisonSmart Interest Reduction
💰 Finance
(1)
free
12
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
13
Calculate Mortgage Easy
Calculate Mortgage Easy
Calculate Mortgage Easy
How much monthly payment
Free
💰 Finance
(0)
14
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
15
Karl's Mortgage Calculator Pro
Karl's Mortgage Calculator Pro
Karl's Mortgage Calculator Pro
by Karl Jeacle
$1.99

Calculate mortgage payments with detailed options for principal, interest, and term. It supports various loan types, extra payments, and currency inputs. Analyze how additional costs and early payments impact your mortgage.

Calculate mortgage paymentsReverse mortgage calculationFactor in down payments
💰 Finance
(9)
paid
16
Mortgage Calculator:
Mortgage Calculator:
Mortgage Calculator:
Mortgage & Loan Calculator
Free

This comprehensive home loan planner helps users calculate mortgage payments, analyze refinancing options, and assess home affordability. It provides detailed amortization schedules and debt payoff planning tools, all with a privacy-focused, offline experience.

Monthly payment calculationAmortization schedulesRefinance analysis
💰 Finance
(10)
free
17
Mortgage Calculator.
Mortgage Calculator.
Mortgage Calculator.
House Payment Home Loan & tax
Free
🔧 Utilities
(0)
18
Mortgage Loan Calculator Plus
Mortgage Loan Calculator Plus
Mortgage Loan Calculator Plus
Loan Amortization Payment
Free

This finance app helps users understand mortgages and loans. It offers tools to calculate payments, compare loan options, and analyze amortization schedules. Ideal for homebuyers and real estate professionals seeking clarity on financial decisions.

Comprehensive mortgage calculatorLoan comparison toolRefinance calculator
💰 Finance
(22)
free with in-app purchases
19
Mortgage Calculator UK
Mortgage Calculator UK
Mortgage Calculator UK
Mortgage Calculator ( UK )
Free

Calculate your mortgage payments with this free tool. It helps you find the best rates for various mortgage types, including remortgages, first-time buyer loans, and buy-to-let mortgages.

Free mortgage calculationsFind best mortgage ratesRemortgage calculator
💰 Finance
(1)
free with in-app purchases
20
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases

FAQ about Mortgage Calculator Rates

What are the best mortgage calculator rates apps for iPhone?
Mortgage Calculator Plus tops our mortgage calculator rates apps ranking as of August 2026, with a 3.0-star average from 11 App Store ratings, and it's free to download.
Yes — 19 of the top mortgage calculator rates apps we rank are free to download, including Mortgage Calculator Plus and Mortgage News Daily.
Mortgage Calculator Plus shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 233+ mortgage calculator rates apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Mortgage Calculator Plus is a comprehensive tool designed to help users calculate mortgage payments. It provides detailed amortization schedules, enhanced analytics on interest and principal payments, and allows for the input of various factors like extra payments, taxes, insurance, and PMI.
Key features include an intuitive interface, dynamically built amortization schedules, graphing tools to visualize interest vs. principal, the ability to save and email calculations, and options to include extra payments, taxes, insurance, and PMI. It also supports multiple currency symbols and semi-annual compounding.