Best Mortgage Payoff Calculator Apps

208+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated June 2026

Mortgage Calculator is the household name in mortgage payoff calculator, but it's far from the only option. We track 208+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Payoff Calculator Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
3Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
4Extra Mortgage Payment BenefitExtra Mortgage Payment BenefitFreeYesNoMay 2026
5Mortgage Calc & AmortizationMortgage Calc & AmortizationFree5.0★ (3)YesYesMay 2026
6Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
7Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
8Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026

Top Picks for Mortgage Payoff Calculator

Mortgage Calculator- Home Loan#1

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Editor's Choice
💰 Finance
4.6(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Strong Contender
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Mortgage Pal - Loan Calculator#3

Mortgage Pal - Loan Calculator by Appeum Inc

Payment compound interest rate
Worth Considering
💰 Finance
4.8😐(3.4K ratings)
Free
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)

More Mortgage Payoff Calculator apps to explore

4
Extra Mortgage Payment Benefit
Extra Mortgage Payment Benefit
Extra Mortgage Payment Benefit
Freedom from mortgage debt
Free
💰 Finance
(0)
5
Mortgage Calc & Amortization
Mortgage Calc & Amortization
Mortgage Calc & Amortization
Loan Payment & Payoff Tool
Free

Estimate monthly loan payments and generate detailed amortization schedules. Understand your loan's principal and interest breakdown, track your balance, and test extra payment scenarios to plan your payoff strategy.

Estimate monthly mortgage paymentsGenerate full amortization scheduleView principal and interest breakdown
💰 Finance
(3)
free with in-app purchases
6
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(7.2K)
free with in-app purchases
7
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(96K)
ad-supported
8
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

Track additional principal paymentsVisualize loan progress with graphsCalculate interest savings
💰 Finance
(55)
ad-supported
9
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
10
Mortgage Calculator 2
Mortgage Calculator 2
Mortgage Calculator 2
Loan and Mortgage Calculator
Free

This finance app offers real-time mortgage calculations as you adjust principal, interest, and term. Visualize your entire loan term with detailed summaries and bar charts. It features an intuitive interface, quick change buttons, multiple themes, and multilingual support.

Real-time updates with every changeIntuitive user interfaceQuick change buttons
💰 Finance
(87)
free with in-app purchases
11
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
12
Amortization Calculator - Calc
Amortization Calculator - Calc
Amortization Calculator - Calc
Loan Payment Schedule - Emi
Free

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

Monthly loan payment estimationAmortization chart generationTotal interest calculation
💰 Finance
(796)
free with in-app purchases
13
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

Easily forecast loan repayment with this calculator. Explore the impact of extra payments on your payment schedule. Supports multiple payment methods and frequencies.

Loan repayment forecastingExtra payment impact analysisEqual Payment method
💰 Finance
(313)
ad-supported
14
Payoff - Mortgage Calculator
Payoff - Mortgage Calculator
Payoff - Mortgage Calculator
Home Loan Payoff Amortization
$0.99
💰 Finance
(0)
15
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
16
Mortgage Calculator Plus
Mortgage Calculator Plus
Mortgage Calculator Plus
by AppRebel, Inc.
Free

Easily calculate mortgage payments with detailed amortization schedules. This app offers advanced analytics, including interest breakdowns and the ability to save and share calculations. It's designed for anyone looking to understand or plan their mortgage finances.

Intuitive mortgage calculationDetailed amortization schedulesEnhanced mortgage analytics
💰 Finance
(11)
free with in-app purchases
17
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

This app helps homebuyers, homeowners, and real estate professionals make informed financial decisions about mortgages. It offers tools to calculate and compare loan options, visualize repayment plans, and explore the impact of extra payments.

User-friendly interfaceHome loan calculationsAmortization schedules
💰 Finance
(437)
free with in-app purchases
18
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(231)
free with in-app purchases
19
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(583)
free with in-app purchases
20
Financial Calculator: Percent
Financial Calculator: Percent
Financial Calculator: Percent
Tax Percentage, Profit Margin
Free

This app offers a comprehensive suite of over 40 financial and utility calculators. Easily handle complex calculations like investment analysis, tax percentages, profit margins, and everyday percentage needs with a clean and intuitive interface.

Over 40 built-in calculatorsFinancial calculators (ROI, IRR, NPV)Tax and profit margin calculations
💰 Finance
(15K)
subscription

FAQ about Mortgage Payoff Calculator

What are the best mortgage payoff calculator apps for iPhone?
Mortgage Calculator- Home Loan tops our mortgage payoff calculator apps ranking as of June 2026, with a 4.6-star average from 412 App Store ratings, and it's free to download.
Yes — 19 of the top mortgage payoff calculator apps we rank are free to download, including Mortgage Calculator- Home Loan and Loan Calculator - Debt Planner.
Mortgage Calculator- Home Loan shows ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 208+ mortgage payoff calculator apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your loan expenses with various payment frequencies like weekly, bi-weekly, monthly, quarterly, and yearly. It also allows you to see how much interest you could save by paying off your mortgage early and helps you estimate the loan amount you can afford based on your income and budget.
Key features include support for various payment frequencies, options for making extra payments, inputting taxes and insurance, estimating affordable loan amounts, planning payoff strategies, saving mortgage details, and a customizable display mode (light/dark).