Best Mortgage Payoff Calculator Apps

250+ iOS apps curated and reviewed

4.3 avg rating
19 free apps
Updated October 2026

Mortgage Calculator is the household name in mortgage payoff calculator, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Payoff Calculator Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoOct 2026
2Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesOct 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
4PayOff Pro: Mortgage PayoffPayOff Pro: Mortgage PayoffFree4.5★ (8)NoYesSep 2026
5Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (124)YesNoOct 2026
6Payoff - Mortgage CalculatorPayoff - Mortgage Calculator$0.99—NoNoMay 2026
7Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoOct 2026
8Mortgage Calc & AmortizationMortgage Calc & AmortizationFree5.0★ (3)YesYesMay 2026

Top Picks for Mortgage Payoff Calculator

Mortgage Calculator- Home Loan#1

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Editor's Choice
💰 Finance
4.6😐(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

What We Love

  • 👍 Easy to use
  • 👍 Useful mortgage calculator
  • 👍 Good for basic functions and more
  • 👍 Implemented extra payments well
  • 👍 Uncluttered screen for scenarios
  • 👍 Ability to save results
  • 👍 Ability to download files
  • 👍 Good for personal mortgage calculations
  • 👍 Flexible for calculating loan amounts

Room to Improve

  • 😒 Ads are intrusive
  • 😒 Paid version still has ads
  • 😒 Obnoxious pop-up video ads
  • 😒 Ads prevent typing figures
Mortgage Pal - Loan Calculator#2

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Strong Contender
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, Lease & Payoff
Worth Considering
💰 Finance
4.6😐(23K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads

More Mortgage Payoff Calculator apps to explore

FAQ about Mortgage Payoff Calculator

What are the best mortgage payoff calculator apps for iPhone?
Mortgage Calculator- Home Loan tops our mortgage payoff calculator apps ranking as of October 2026, with a 4.6-star average from 412 App Store ratings, and it's free to download.
Yes — 19 of the top mortgage payoff calculator apps we rank are free to download, including Mortgage Calculator- Home Loan and Mortgage Pal - Loan Calculator.
Mortgage Calculator- Home Loan shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 250+ mortgage payoff calculator apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.