Best Mortgage Payoff Calculator Apps

250+ iOS apps curated and reviewed

4.2 avg rating
18 free apps
Updated August 2026

Mortgage Calculator is the household name in mortgage payoff calculator, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Payoff Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoAug 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
3Extra Mortgage Payment BenefitExtra Mortgage Payment BenefitFreeYesNoMay 2026
4Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesAug 2026
5Mortgage Calc & AmortizationMortgage Calc & AmortizationFree5.0★ (3)YesYesMay 2026
6Payoff - Mortgage CalculatorPayoff - Mortgage Calculator$0.99NoNoMay 2026
7Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026
8Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026

Top Picks for Mortgage Payoff Calculator

Mortgage Calculator- Home Loan#1

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Editor's Choice
💰 Finance
4.6(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Strong Contender
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes

More Mortgage Payoff Calculator apps to explore

4
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payments, Rates & Refinance
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(4.7K)
free
5
Mortgage Calc & Amortization
Mortgage Calc & Amortization
Mortgage Calc & Amortization
Loan Payment & Payoff Tool
Free

Estimate monthly loan payments and generate detailed amortization schedules. Understand your loan's principal and interest breakdown, track your balance, and test extra payment scenarios to plan your payoff strategy.

Estimate monthly mortgage paymentsGenerate full amortization scheduleView principal and interest breakdown
💰 Finance
(3)
free with in-app purchases
6
Payoff - Mortgage Calculator
Payoff - Mortgage Calculator
Payoff - Mortgage Calculator
Home Loan Payoff Amortization
$0.99
💰 Finance
(0)
7
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
💰 Finance
(105K)
ad-supported
8
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

Track additional principal paymentsVisualize loan progress with graphsCalculate interest savings
💰 Finance
(55)
ad-supported
9
Karl's Mortgage Calculator
Karl's Mortgage Calculator
Karl's Mortgage Calculator
by Karl Jeacle
Free

This app helps you calculate mortgage payments with various loan types, including fixed, adjustable, and interest-only. It allows for early payoff calculations with extra payments and supports multiple currencies and international mortgage types.

Calculate mortgage paymentsReverse mortgage calculationFactor in additional loan costs
💰 Finance
(121)
ad-supported
10
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Mortgage Calculator Loan & EMI
Free
🔧 Utilities
(0)
11
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.8K)
free with in-app purchases
12
Society Mortgage
Society Mortgage
Society Mortgage
by Consumer Real Estate Finance Co.
Free

This finance app simplifies the mortgage process for homebuyers and real estate professionals. It offers accurate calculators for various loan types, a home affordability estimator, and tools for refinancing. Users can also scan and send documents, track loan progress, and connect with mortgage experts.

Accurate mortgage calculator for various loan typesHome affordability estimatorRefinance tools
💰 Finance
(6)
free
13
SnapLoan Calculator
SnapLoan Calculator
SnapLoan Calculator
Mortgage Calculator & Planner
Free
💰 Finance
(0)
14
Mortgage Calculator All-in-One
Mortgage Calculator All-in-One
Mortgage Calculator All-in-One
ROI, Debt Payoff, Auto Loan
Free

This comprehensive financial toolkit helps you make smarter money decisions with accurate, offline calculations. It offers tools for mortgages, auto loans, debt payoff, savings goals, and investment analysis.

Mortgage payment estimationAuto loan cost analysisCompound interest and investment growth
💰 Finance
(26)
free
15
Mortgage Payment Calculator
Mortgage Payment Calculator
Mortgage Payment Calculator
Mortgage Calculator
$0.99

Calculate your precise monthly mortgage payment for home buying or refinancing. Input loan amount, interest rate, and loan term to see your exact payment.

Monthly mortgage payment calculationInput loan amountInput interest rate
💰 Finance
(4)
paid
16
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Money Manager: Early Repayment
Free

This app helps you manage your finances by calculating EMIs for various loans, planning investments, and converting currencies. It offers tools for personal, business, and mortgage loans, as well as savings calculators and unit converters.

Loan EMI calculationInvestment and savings planningCurrency conversion
💰 Finance
(0)
free with in-app purchases
17
Mortgage Calculator AU
Mortgage Calculator AU
Mortgage Calculator AU
Multi purpose loan calculator
Free

This finance app helps users manage their money with various calculators for home loans, car repayments, and tax breakdowns. It provides tools for planning purchases and understanding loan balances.

Home loan repayment calculatorCar repayment calculatorAmortization schedule
💰 Finance
(0)
free
18
Mortgage Calculator: Home Loan
Mortgage Calculator: Home Loan
Mortgage Calculator: Home Loan
Payoff your mortgage
Free

Calculate monthly mortgage payments and total interest for home loans. View amortization schedules to understand principal and interest breakdown. Ideal for those shopping for a new home or investment property.

Calculate monthly mortgage paymentsEstimate total interest paidView amortization schedule
💰 Finance
(1)
free
19
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(233)
free with in-app purchases
20
PLACE Mortgage Calculator
PLACE Mortgage Calculator
PLACE Mortgage Calculator
PLACE Mortgage Calculator
Free

This app helps users explore homeownership by connecting them with mortgage brokers and real estate associates. It offers mortgage rate calculations and resources for buying, selling, or refinancing a home.

Mortgage rate calculationConnect with mortgage brokersConnect with real estate associates
💰 Finance
(8)
free

FAQ about Mortgage Payoff Calculator

What are the best mortgage payoff calculator apps for iPhone?
Mortgage Calculator- Home Loan tops our mortgage payoff calculator apps ranking as of August 2026, with a 4.6-star average from 412 App Store ratings, and it's free to download.
Yes — 18 of the top mortgage payoff calculator apps we rank are free to download, including Mortgage Calculator- Home Loan and Loan Calculator - Debt Planner.
Mortgage Calculator- Home Loan shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ mortgage payoff calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your loan expenses with various payment frequencies like weekly, bi-weekly, monthly, quarterly, and yearly. It also allows you to see how much interest you could save by paying off your mortgage early and helps you estimate the loan amount you can afford based on your income and budget.
Key features include support for various payment frequencies, options for making extra payments, inputting taxes and insurance, estimating affordable loan amounts, planning payoff strategies, saving mortgage details, and a customizable display mode (light/dark).