Best Mortgage Payoff Calculator Apps

249+ iOS apps curated and reviewed

4.7 avg rating
17 free apps
Updated September 2026

Mortgage Calculator is the household name in mortgage payoff calculator, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Mortgage Payoff Calculator Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoSep 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesSep 2026
3Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesSep 2026
4PayOff Pro: Mortgage PayoffPayOff Pro: Mortgage PayoffFree4.5★ (8)NoYesSep 2026
5Mortgage Calc & AmortizationMortgage Calc & AmortizationFree5.0★ (3)YesYesMay 2026
6Karl's Mortgage CalculatorKarl's Mortgage CalculatorFree4.4★ (124)YesNoSep 2026
7Mortgage Calculator: Loan MateMortgage Calculator: Loan MateFree5.0★ (1)YesYesSep 2026
8Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoSep 2026

Top Picks for Mortgage Payoff Calculator

Mortgage Calculator- Home Loan#1

Mortgage Calculator- Home Loan by giang pham

Payment Payoff Amortization
Editor's Choice
💰 Finance
4.6😐(412 ratings)
FreeAds
Mortgage Calculator- Home Loan screenshot 1
Mortgage Calculator- Home Loan screenshot 2
Mortgage Calculator- Home Loan screenshot 3
Mortgage Calculator- Home Loan screenshot 4
Mortgage Calculator- Home Loan screenshot 5
Mortgage Calculator- Home Loan screenshot 6

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

What We Love

  • 👍 Easy to use
  • 👍 Useful mortgage calculator
  • 👍 Good for basic functions and more
  • 👍 Implemented extra payments well
  • 👍 Uncluttered screen for scenarios
  • 👍 Ability to save results
  • 👍 Ability to download files
  • 👍 Good for personal mortgage calculations
  • 👍 Flexible for calculating loan amounts

Room to Improve

  • 😒 Ads are intrusive
  • 😒 Paid version still has ads
  • 😒 Obnoxious pop-up video ads
  • 😒 Ads prevent typing figures
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Strong Contender
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
  • 📵 Difficulty disabling ads
Mortgage Pal - Loan Calculator#3

Mortgage Pal - Loan Calculator by Appeum Inc

Payments, Rates & Refinance
Worth Considering
💰 Finance
4.8😐(4.7K ratings)
FreeAdsIn-App Purchases
Mortgage Pal - Loan Calculator screenshot 1
Mortgage Pal - Loan Calculator screenshot 2
Mortgage Pal - Loan Calculator screenshot 3
Mortgage Pal - Loan Calculator screenshot 4
Mortgage Pal - Loan Calculator screenshot 5
Mortgage Pal - Loan Calculator screenshot 6

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

What We Love

  • 🚀 Simple and intuitive
  • 🚀 Easy to use
  • 🚀 Provides necessary information
  • ✨ Accurate calculations

Room to Improve

  • 🐛 Freezes and crashes frequently
  • 🔒 Privacy concerns (access to motion/fitness data)
  • 🔍 Lacks important features (PMI, closing costs)

More Mortgage Payoff Calculator apps to explore

FAQ about Mortgage Payoff Calculator

What are the best mortgage payoff calculator apps for iPhone?
Mortgage Calculator- Home Loan tops our mortgage payoff calculator apps ranking as of September 2026, with a 4.6-star average from 412 App Store ratings, and it's free to download.
Yes — 17 of the top mortgage payoff calculator apps we rank are free to download, including Mortgage Calculator- Home Loan and Loan Calculator - Debt Planner.
Mortgage Calculator- Home Loan shows ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ mortgage payoff calculator apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your loan expenses with various payment frequencies like weekly, bi-weekly, monthly, quarterly, and yearly. It also allows you to see how much interest you could save by paying off your mortgage early and helps you estimate the loan amount you can afford based on your income and budget.
Key features include support for various payment frequencies, options for making extra payments, inputting taxes and insurance, estimating affordable loan amounts, planning payoff strategies, saving mortgage details, and a customizable display mode (light/dark).