Best My Spending Apps

246+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated October 2026

Looking for free my spending apps? 19 of our 246+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top My Spending Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1MyKidsSpending | MySpendingMyKidsSpending | MySpendingFree4.8★ (1.2K)NoNoOct 2026
2My SpendingMy SpendingFree4.3★ (69)YesYesOct 2026
3Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
4My Spendings TrackingMy Spendings TrackingFree—NoNoMay 2026
5WMC: Spending TrackerWMC: Spending TrackerFree—NoYesOct 2026
6RoastMyBudget: SpendingRoastMyBudget: SpendingFree—YesYesJun 2026
7Paymaster: My Spending TrackerPaymaster: My Spending TrackerFree4.0★ (4)NoYesAug 2026
8MyMoneyPal: Spending TrackerMyMoneyPal: Spending TrackerFree—NoYesOct 2026

Top Picks for My Spending

MyKidsSpending | MySpending#1

MyKidsSpending | MySpending by Odin Inc.

Manage Your Spending Accounts
Editor's Choice
🔧 Utilities
4.8😞(1.2K ratings)
Free
MyKidsSpending | MySpending screenshot 1
MyKidsSpending | MySpending screenshot 2
MyKidsSpending | MySpending screenshot 3
MyKidsSpending | MySpending screenshot 4
MyKidsSpending | MySpending screenshot 5
MyKidsSpending | MySpending screenshot 6

Easily manage your school spending accounts on the go. Add funds via bank transfer or Apple Pay, check your balance, and view recent deposits. Use the in-app QR code for purchases and order meals or activities if your school supports it.

What We Love

  • 👍 Easy to navigate
  • 👍 Convenient for parents
  • 👍 Informative about spending
  • 👍 Fast to add funds
  • 👍 Good customer service
  • 👍 Easy setup
  • 👍 Fresh UI after update
  • 👍 Smoother experience after update
  • 👍 Intuitive and easy to use
  • 👍 Cool features in new version

Room to Improve

  • 💸 High surcharges and fees
  • 💸 Processing fees for purchases
  • 💸 Ridiculous service fees
  • 💸 Expensive to add money
  • 🐛 App is glitchy
  • 🐛 Spending not fully visible
  • 🐛 Spending log issues
  • 🐛 Old version preferred by some
  • 🐛 Poor app interface
  • 🐛 Ineffective and inefficient
  • 🐛 Unacceptable setup and options
  • 🐛 Cannot add debit/credit card directly
  • 🐛 Incorrect confirmation phone numbers
  • 🐛 Security concerns with password resets
  • 🐛 Hot stinky garbage app
  • 🐛 Clunky and nonsensical
  • 🐛 Cannot keep simple process working
  • 🐛 Horrible user experience
  • 🐛 Terrible platform
  • 🐛 No settings or advanced options
  • 🐛 Auto-funding turns off by default
  • 🐛 Statement requests needed
  • 🐛 Poor app design
  • 🐛 User interface is abusive
  • 🐛 Crashes every time
  • 🐛 Cannot deposit funds
  • 🐛 Too many bugs
  • 🐛 Amateurish development
  • 🐛 Crashes constantly
  • 🐛 Cannot add funds via Apple Pay
  • 🐛 App keeps saying 'loading'
  • 🐛 Complicated and undependable
  • 🐛 Website and app won't open
  • 🐛 No way to fund account
  • 🐛 Seldom works as expected
  • 🐛 Charged for items not purchased
  • 🐛 Unclear to navigate
  • 🐛 White text on white background login
  • 🐛 Looks like a five-year-old made it
  • 🐛 Confusing to add money
  • 🐛 Doesn't document orders
  • 🐛 Cannot cancel orders
  • 🐛 Easy to accidentally order
  • 🐛 Doesn't show how much spent
  • 🐛 Crashes and logs out frequently
  • 🐛 App won't open
  • 🐛 Only option is Apple Pay
  • 🐛 Crashes nonstop
  • 🐛 Website doesn't advance
  • 🐛 Crashes when entering deposit amount
  • 🐛 Needs update for Face ID
  • 🐛 Crashes on open with new iPhone
  • 🐛 Needs option to fund multiple accounts
  • 🐛 Limited use, only shows balance
My Spending#2

My Spending by Luke Zammit

Expenses and Income tracking
Strong Contender
💰 Finance
4.3(69 ratings)
FreeAdsIn-App Purchases
My Spending screenshot 1
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Easily track your income and expenses with an intuitive interface. Supports all currencies, customizable categories, and multiple accounts. Export your financial data in various formats and set budgets for better money management.

Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

More My Spending apps to explore

FAQ about My Spending

What are the best my spending apps for iPhone?
MyKidsSpending | MySpending tops our my spending apps ranking as of October 2026, with a 4.8-star average from 1.2K App Store ratings, and it's free to download.
Yes — 19 of the top my spending apps we rank are free to download, including MyKidsSpending | MySpending and My Spending.
MyKidsSpending | MySpending has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 246+ my spending apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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