Best Payment Simulation Apps & Games

37+ iOS apps & games curated and reviewed

4.5 avg rating
17 free apps & games
Updated June 2026

Out of 37+ payment simulation apps on iOS, 17 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Payment Simulation

Loan Calculator - Payment Calc#1

Loan Calculator - Payment Calc by Phan Nhat Đang

Personal, Home, Car, Boat,…
Editor's Choice
💰 Finance
4.7😐(963 ratings)
FreeAdsIn-App Purchases
Loan Calculator - Payment Calc screenshot 1
Loan Calculator - Payment Calc screenshot 2
Loan Calculator - Payment Calc screenshot 3
Loan Calculator - Payment Calc screenshot 4
Loan Calculator - Payment Calc screenshot 5

An easy-to-use loan calculator app for various types of loans like car, home, personal, and more. Input loan details such as amount, term, interest rate, and frequency to calculate payments, compare options, and export results. Contact for assistance at phannhatd@gmail.com.

What We Love

  • 👍 Simple and intuitive
  • 💳 Affordable loan options
  • 🚀 Quick loan processing
  • 🔒 Trustworthy service

Room to Improve

  • 📢 Too many ads
  • 🤔 Inaccurate loan calculations
  • 🤕 Confusing user interface
Mortgage Calculator: Payment#2

Mortgage Calculator: Payment by Phan Nhat Đang

Home: Amortization, Pay off
Strong Contender
💰 Finance
4.6(224 ratings)
FreeAdsIn-App Purchases
Mortgage Calculator: Payment screenshot 1
Mortgage Calculator: Payment screenshot 2
Mortgage Calculator: Payment screenshot 3
Mortgage Calculator: Payment screenshot 4
Mortgage Calculator: Payment screenshot 5

Estimate your monthly mortgage payment with this calculator, inputting home price, down payment, loan term, and interest rate to see how your payment changes, with breakdowns of principal, interest, taxes, and insurance. Use this tool to analyze payments, generate amortization schedules, compare loans, and visualize interest and principal percentages.

Credit Card Payment Calculator#3

Credit Card Payment Calculator by Phan Nhat Đang

Debt management and tracking
Worth Considering
💰 Finance
4.5(94 ratings)
FreeAdsIn-App Purchases
Credit Card Payment Calculator screenshot 1
Credit Card Payment Calculator screenshot 2
Credit Card Payment Calculator screenshot 3

This app helps you manage debt and track credit card payments by calculating months to pay off or monthly payments based on your credit card balance and interest. Simply enter your details and get options for expected monthly payments or desired payoff timeframe, and take control of your finances today.

More Payment Simulation apps to explore

4
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

This simple loan calculator provides a forecast of loan repayment and allows users to view the impact of extra payments on their payment plan. It supports various payment methods, frequencies, and extra payment options, making it easy to use and create a personalized payment schedule.

💰 Finance
(313)
5
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

This app helps you estimate monthly payments and total costs for car loans and auto leases, with features like amortization, chart views, and email capabilities. Easily manage your calculations and saved items, and customize the app theme. Give it a try and share your feedback for improvement!

💰 Finance
(1.3K)
6
Mortgages & Loan payment calculator with schedule
Mortgages & Loan payment calculator with schedule
Mortgages & Loan payment calculator with schedule
by DC Labs
$3.99

This loan calculator helps you manage your budget and make informed financial decisions by calculating monthly payments, estimating credit capacity, and comparing loan offers. With its various tools and features, you can simulate different loan scenarios, visualize your expenses, and determine the best loan options for your needs, whether it's a mortgage, car loan, or student loan.

💰 Finance
(13)
7
Mortgage Payment Calc
Mortgage Payment Calc
Mortgage Payment Calc
Home Loan Amortization Tracker
Free

This home loan amortization tracker helps users calculate and manage mortgage loans, providing tools to track payments, payoff dates, and interest, as well as manage loans and share amortization schedules. With various calculators and features, users can stay on top of their loans, set notifications, and make informed decisions about their mortgage payments.

🔧 Utilities
(10)
8
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Vehicle payment calc, estimate
Free

This auto loan calculator helps you estimate car payments over the life of your loan by adjusting factors like loan length, down payment, and interest rate. By entering your information, you can get a detailed analysis, amortization schedule, and chart to compare different car loans and understand your interest and principal payments.

💰 Finance
(223)
9
CustomBank: Bank App Simulator
CustomBank: Bank App Simulator
CustomBank: Bank App Simulator
Practice Banking Risk-Free
Free

Experience unparalleled authenticity and customization in a simulated mobile banking app. Create custom accounts, design virtual cards, manage transaction history, and explore lifelike banking interfaces risk-free. Perfect for UI/UX designers, financial educators, and content creators. Start your simulation journey today!

💰 Finance
(165)
10
Mobi POS - Point of Sale
Mobi POS - Point of Sale
Mobi POS - Point of Sale
by TECHBOX PLT
Free

Mobi POS is a specialized Point of Sale system for food service establishments. With features tailored to meet the needs of restaurants and cafes, it streamlines sales, tracks inventory, and enhances customer service. Get organized and improve efficiency with Mobi POS today!

💼 Business
(25)
11
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free
💰 Finance
(412)
12
Loan payment calculator $
Loan payment calculator $
Loan payment calculator $
Mortgage & Credit calculation
$2.99

This application helps you simulate loan payments, determine your borrowing capacity, and compare loan offers, making it easier to finance your projects, whether it's for a property, car, or studies. With a simple and intuitive interface, you can calculate your loan payments, generate an amortization schedule, and even assess the interest of a loan buyback, all while saving and classifying your favorite credits.

💰 Finance
(0)
13
Payment Calculator - Repayment
Payment Calculator - Repayment
Payment Calculator - Repayment
Amortization, Mortgage, Loan
Free

This application helps users calculate their monthly payments for loans, mortgages, or amortization, allowing them to determine payments based on years or desired monthly amounts, and also provides a monthly payment schedule. Try it out to easily plan your finances and get a clear picture of your repayment plan.

💰 Finance
(23)
14
My Supermarket Simulator Gang
My Supermarket Simulator Gang
My Supermarket Simulator Gang
Cashier Wingstop: Nextgen Slay
Free
🎮 Games
(0)
15
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
House Car Mortgage Student Emi
Free

This loan calculator helps you refinance your current loan with a new interest rate, calculate monthly payments, total interest, and total repayment, and even see how extra payments can save you interest. Try it out, save your loan plans, and provide your feedback to help improve the app.

💰 Finance
(52)
16
Supermarket Simulator Cashier
Supermarket Simulator Cashier
Supermarket Simulator Cashier
Cash Register Grocery Sim
Free
🎮 Games
(0)
17
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Capture life's moments with this social platform that lets you connect with friends, share memories, and explore interests through photos and videos. Join now to start sharing your world.

📷 Photo & Video
(29M)
18
iLoan, credit simulator
iLoan, credit simulator
iLoan, credit simulator
by Julien PIERRE
$4.99
💰 Finance
(0)
19
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

A popular messaging and video calling app used by over 2 billion people worldwide, offering private, encrypted communication with group chats, voice and video calls, and real-time sharing features. Stay connected with friends and family easily. For more information or support, visit Settings > Help > Contact Us within the app.

🌐 Social Networking
(1.1M)
20
Credio - Loan & Mortgage
Credio - Loan & Mortgage
Credio - Loan & Mortgage
Track & manage your loans
Free
💰 Finance
(0)