Best Payment Simulation Apps & Games

37+ iOS apps & games curated and reviewed

4.6 avg rating
17 free apps & games
Updated June 2026

Out of 37+ payment simulation apps and games on iOS, 17 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Payment Simulation Apps & Games (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator - Payment CalcLoan Calculator - Payment CalcFree4.7★ (963)NoYesAug 2026
2Mortgage Calculator: PaymentMortgage Calculator: PaymentFree4.6★ (233)NoYesAug 2026
3Credit Card Payment CalculatorCredit Card Payment CalculatorFree4.5★ (94)NoYesAug 2026
4Loan Calculator - Home PaymentLoan Calculator - Home PaymentFree4.8★ (313)YesNoJul 2026
5Car Loan Calculator,Auto LeaseCar Loan Calculator,Auto LeaseFree4.8★ (1.3K)YesNoAug 2026
6Mortgages & Loan payment calculator with scheduleMortgages & Loan payment calculator with schedule$3.994.4★ (14)NoNoAug 2026
7Mortgage Payment CalcMortgage Payment CalcFree4.3★ (10)YesNoMay 2026
8Auto Loan Calculator - CarAuto Loan Calculator - CarFree4.7★ (230)NoYesAug 2026

Top Picks for Payment Simulation

Loan Calculator - Payment Calc#1

Loan Calculator - Payment Calc by Phan Nhat Đang

Personal, Home, Car, Boat,…
Editor's Choice
💰 Finance
4.7😐(963 ratings)
FreeIn-App Purchases
Loan Calculator - Payment Calc screenshot 1
Loan Calculator - Payment Calc screenshot 2
Loan Calculator - Payment Calc screenshot 3
Loan Calculator - Payment Calc screenshot 4
Loan Calculator - Payment Calc screenshot 5

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

What We Love

  • 👍 Simple and intuitive
  • 💳 Affordable loan options
  • 🚀 Quick loan processing
  • 🔒 Trustworthy service

Room to Improve

  • 📢 Too many ads
  • 🤔 Inaccurate loan calculations
  • 🤕 Confusing user interface
Mortgage Calculator: Payment#2

Mortgage Calculator: Payment by Phan Nhat Đang

Home: Amortization, Pay off
Strong Contender
💰 Finance
4.6(233 ratings)
FreeIn-App Purchases
Mortgage Calculator: Payment screenshot 1
Mortgage Calculator: Payment screenshot 2
Mortgage Calculator: Payment screenshot 3
Mortgage Calculator: Payment screenshot 4
Mortgage Calculator: Payment screenshot 5

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Credit Card Payment Calculator#3

Credit Card Payment Calculator by Phan Nhat Đang

Debt management and tracking
Worth Considering
💰 Finance
4.5(94 ratings)
FreeIn-App Purchases
Credit Card Payment Calculator screenshot 1
Credit Card Payment Calculator screenshot 2
Credit Card Payment Calculator screenshot 3

Calculate credit card payments by entering your balance and interest rate. Determine your payoff timeline or monthly payment amount with this intuitive tool. Manage your debt effectively with clear options for debt reduction.

More Payment Simulation apps to explore

4
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

Easily forecast loan repayment with this calculator. Explore the impact of extra payments on your payment schedule. Supports multiple payment methods and frequencies.

Loan repayment forecastingExtra payment impact analysisEqual Payment method
💰 Finance
(313)
ad-supported
5
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

Auto loan amortizationLease detail viewChart visualizations
💰 Finance
(1.3K)
ad-supported
6
Mortgages & Loan payment calculator with schedule
Mortgages & Loan payment calculator with schedule
Mortgages & Loan payment calculator with schedule
by DC Labs
$3.99

This app helps you manage budgets and make informed financial decisions for loans and mortgages. It provides detailed calculations for monthly payments, credit capacity, and total loan costs, with visual aids and exportable reports.

Calculate monthly payments with insuranceEstimate credit capacity and debt ratioCompare total loan costs
💰 Finance
(14)
free
7
Mortgage Payment Calc
Mortgage Payment Calc
Mortgage Payment Calc
Home Loan Amortization Tracker
Free

Calculate mortgage payments, loan amortization, and affordability with detailed schedules. Manage multiple loans, track progress, and set payment reminders. Save results and back up data securely.

Mortgage, loan, and affordability calculatorsDetailed payment schedulesLoan management and progress tracking
🔧 Utilities
(10)
ad-supported
8
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Auto Loan Calculator - Car
Vehicle payment calc, estimate
Free

Estimate your monthly car payments by inputting loan details like principal, interest rate, and loan term. Visualize your payment breakdown with amortization schedules and charts. Save and compare different loan scenarios to make informed decisions.

Calculate monthly car paymentsAdjust loan length, down payment, and interest rateView amortization schedule
🔧 Utilities
(230)
free with in-app purchases
9
CustomBank: Bank App Simulator
CustomBank: Bank App Simulator
CustomBank: Bank App Simulator
Money Practice Risk-Free
Free

Practice mobile banking tasks like transfers, bill payments, and deposits in a risk-free environment. This simulator mimics real banking apps, allowing users to learn digital banking at their own pace without using actual money or data.

Practice banking tasksSend money and pay billsMake mobile check deposits
💰 Finance
(229)
free with in-app purchases
10
Mobi POS - Point of Sale
Mobi POS - Point of Sale
Mobi POS - Point of Sale
by TECHBOX PLT
Free

This app provides a comprehensive point-of-sale system for restaurants, cafes, and food trucks. It offers offline functionality, inventory management, customer relationship management, and detailed reporting. It integrates with various payment gateways and printer types.

Offline operationInventory managementTable layout management
💼 Business
(26)
free with in-app purchases
11
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
12
Loan payment calculator $
Loan payment calculator $
Loan payment calculator $
Mortgage & Credit calculation
$2.99

Estimate monthly loan payments, compare financing options, and calculate borrowing capacity. This tool provides detailed amortization schedules and helps evaluate refinancing scenarios for mortgages, personal, and business loans.

Monthly payment calculationBorrowing capacity estimationLoan refinancing simulation
💰 Finance
(0)
paid
13
Payment Calculator - Repayment
Payment Calculator - Repayment
Payment Calculator - Repayment
Amortization, Mortgage, Loan
Free

Easily calculate monthly loan payments based on loan term or desired monthly amount. Generates a detailed payment schedule for clarity. Designed for intuitive and straightforward use.

Monthly payment calculationLoan term inputMonthly payment input
💰 Finance
(23)
free with in-app purchases
14
My Supermarket Simulator Gang
My Supermarket Simulator Gang
My Supermarket Simulator Gang
Cashier Wingstop: Nextgen Slay
Free
🎮 Games
(0)
15
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
Refinance-Home Loan Calculator
House Car Mortgage Student Emi
Free

This loan calculator helps you estimate refinancing costs and potential savings. It calculates monthly payments, total interest, and total repayment for new loans, including the impact of additional payments. You can also save your loan details for future reference.

Calculate new loan based on remaining balanceEstimate saved interest with lower interest ratesCalculate monthly payment, total interest, and repayment
💰 Finance
(52)
ad-supported
16
Supermarket Simulator Cashier
Supermarket Simulator Cashier
Supermarket Simulator Cashier
Cash Register Grocery Sim
Free
🎮 Games
(0)
17
Instagram
Instagram
Instagram
Videos, creators & friends
Free

Connect with friends and discover new content through photos, videos, and short-form entertainment. Share your daily moments and life's highlights, or dive into personalized feeds based on your interests.

Short-form video creation and discovery (Reels)Ephemeral content sharing (Stories & Notes)Private group chats (Close Friends)
📷 Photo & Video
(29M)
free with in-app purchases
18
iLoan, credit simulator
iLoan, credit simulator
iLoan, credit simulator
by JP-Software
$4.99

This app helps users simulate and compare various loan and mortgage scenarios. It calculates monthly payments, APR, and total loan costs for real estate, vehicles, and consumer credit. Users can also analyze savings and income plans, with options to export detailed reports.

Loan and mortgage simulationsMonthly payment calculationAPR and total cost analysis
💰 Finance
(0)
paid
19
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
20
Credio - Loan & Mortgage
Credio - Loan & Mortgage
Credio - Loan & Mortgage
Track EMI, interest, payments
Free

Manage all your loans and installment purchases in one place. Visualize your debt, get payment reminders, and track progress towards becoming debt-free. Offers advanced features and customization through a premium subscription.

Track unlimited loans and creditsManage installment purchasesSmart payment reminders
💰 Finance
(0)
freemium

FAQ about Payment Simulation

What are the best payment simulation apps & games for iPhone?
Loan Calculator - Payment Calc tops our payment simulation apps & games ranking as of June 2026, with a 4.7-star average from 963 App Store ratings, and it's free to download.
Yes — 17 of the top payment simulation apps & games we rank are free to download, including Loan Calculator - Payment Calc and Mortgage Calculator: Payment.
Loan Calculator - Payment Calc has no ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 37+ payment simulation apps & games on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app can calculate various loan types, including personal loans, home loans, car loans, student loans, boat loans, and mortgages. It provides detailed breakdowns for each.
To use the calculator, simply enter the loan amount, the loan term (in years or months), the interest rate, and your preferred payment frequency (yearly, monthly, weekly, etc.). The app will then display the payment details and repayment time.