Best Peer To Peer Apps

209+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.3★, the peer to peer category is one of the App Store's strongest. Browse all 209+ apps we track, sorted so the most loved ones surface first.

Top Picks for Peer To Peer

SoLo Funds: Lend & Borrow#2

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Strong Contender
💰 Finance
4.4😞(38K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Peer: Pay & Earn#3

Peer: Pay & Earn by P2P Labs, Inc.

Crypto, Web3 with Friends
Worth Considering
💰 Finance
4.8(17 ratings)
Free
Peer: Pay & Earn screenshot 1
Peer: Pay & Earn screenshot 2
Peer: Pay & Earn screenshot 3

Explore cryptocurrency and Web3 privately and easily with friends. This non-custodial wallet offers a fast and simple way to manage digital assets, powered by advanced privacy technology. Start your crypto journey in under a minute.

More Peer To Peer apps to explore

4
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

Instant cash advances up to $200Personal loans from $50 to $5,000Crypto-backed loans up to $10,000
💰 Finance
(73K)
subscription
5
Lendee App
Lendee App
Lendee App
by LENDEE APP LLC
Free

Access immediate financial assistance for unexpected expenses through a secure peer-to-peer platform. Connect with verified supporters for quick cash advances and choose flexible repayment options with transparent fees.

Instant cash advance requestsConnect with verified supportersFlexible repayment plans
💰 Finance
(92)
free with in-app purchases
6
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This peer-to-peer lending platform connects borrowers and lenders using collateral for secured loans. Borrowers set terms and offer assets, while lenders hold the collateral until repayment. It offers an alternative to traditional loans without collection agencies.

Peer-to-peer lendingSecured collateral loansBorrower sets repayment terms
💼 Business
(45)
free
7
PeerCash
PeerCash
PeerCash
Contact-based lending
Free
🔧 Utilities
(0)
8
GoMore | Car rental
GoMore | Car rental
GoMore | Car rental
Cars and vans near you
Free

This platform connects car owners with renters, offering a wide selection of vehicles for various needs. Owners can earn money by renting out their cars, while renters gain access through keyless technology or owner meetups. Comprehensive insurance is included for all rentals.

Rent cars, vans, and campervansKeyless car accessRent out your own car
✈️ Travel
(310)
free with in-app purchases
9
craigslist
craigslist
craigslist
jobs, buy/sell, housing, cars
Free

Discover local opportunities for jobs, housing, vehicles, and goods. Save favorites, filter results, and set alerts for new matches. View listings on a map and reach a wide local audience instantly.

Job search and alertsHousing rentals and salesBuy and sell vehicles
🛍️ Shopping
(545K)
free
10
The Blender Platform
The Blender Platform
The Blender Platform
Power to Your Wallet.
Free

This app facilitates peer-to-peer lending and borrowing using blockchain technology. Users can create credit lines, set interest rates, and assess borrower credibility. Funds are managed through a virtual wallet with interest accruing upon withdrawal.

Create custom credit linesSet interest rates and payment termsAssess borrower credibility with statistics
💰 Finance
(31)
free with in-app purchases
11
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(353K)
free with in-app purchases
12
GoEquipMe - Peer To Peer
GoEquipMe - Peer To Peer
GoEquipMe - Peer To Peer
A rental yard in your pocket.
Free

Connects individuals who need to rent equipment with those who own it. Owners can list their idle equipment for rent, manage bookings, and communicate with renters. Renters can easily find and secure needed equipment, often with delivery options, saving money compared to traditional rental yards.

Peer-to-peer equipment rentalEquipment owner managementRenter booking system
📊 Productivity
(29)
free
13
AirChat: Local Chat
AirChat: Local Chat
AirChat: Local Chat
Chat without internet
Free

Communicate with others nearby using WiFi or Bluetooth, even without an internet connection. Share messages, photos, and engage in group chats or private messages. Enjoy games and utilize multi-window features on your iPad.

Internet-free messagingPhoto sharingGroup and private chats
🌐 Social Networking
(31)
free with in-app purchases
14
Verto - Pay and Get Paid
Verto - Pay and Get Paid
Verto - Pay and Get Paid
Peer-to-peer mobile payments
Free

This app offers a secure and flexible way for individuals, groups, and businesses in Canada to send, receive, split, and track payments. It combines e-transfer simplicity with multiple payment solutions, including QR codes and scheduled deposits.

Bill splitting and group collectionsPayment links for easy sharingQR code payments
💰 Finance
(0)
ad-supported
15
WinWinX Inc.
WinWinX Inc.
WinWinX Inc.
by WinWinX, Inc.
Free

This app facilitates person-to-person payments over time, allowing buyers to purchase items and pay in installments without credit checks or interest. Sellers can list products or services and receive automatic, scheduled payments from buyers, building their online credibility.

Person-to-person payments over timeNo credit checks or interest for buyersSellers receive automatic, scheduled payments
💰 Finance
(16)
ad-supported
16
Peerzee - 1 to 1 Peer Support
Peerzee - 1 to 1 Peer Support
Peerzee - 1 to 1 Peer Support
Chat, Support & Be Supported
Free

Connect 1 to 1 with others who share similar experiences in a private, anonymous, and safe space. Share struggles, breakthroughs, and learn from a growing network of peers for genuine, confidential conversations.

Anonymous profile creationChoose chat, support, or be supported modeConnect with filters
🌐 Social Networking
(0)
free
17
Banana Crystal
Banana Crystal
Banana Crystal
Send and Receive Payments
Free

Manage your finances globally with a secure USD debit card and offshore account. Accept payments worldwide, send instant fee-free global payments, and hedge against currency devaluation. Fund your account with currency or crypto.

Secure offshore USD accountPhysical and virtual debit cardGlobal ATM and payment terminal access
💰 Finance
(1)
free
18
TalkLife: 24/7 Peer Support
TalkLife: 24/7 Peer Support
TalkLife: 24/7 Peer Support
The Support Community
Free

Connect with a supportive global community to share your experiences and find understanding. This platform offers a safe, judgment-free space for open conversations, available 24/7. Find connection and support through private messages, group chats, and public posts.

24/7 peer supportSafe and judgment-free spaceGlobal community connections
🌐 Social Networking
(4.1K)
free with in-app purchases
19
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
20
Keet - Private Encrypted Chat
Keet - Private Encrypted Chat
Keet - Private Encrypted Chat
Secure Messenger, No Tracking
Free

Connect directly with others using a peer-to-peer messenger. Your messages, files, and calls are encrypted and shared only between devices, ensuring complete privacy and control without corporate servers or data mining.

Peer-to-peer direct messagingEnd-to-end encrypted callsDirect file sharing
🌐 Social Networking
(105)
free

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