Best Peer To Peer Apps

224+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated May 2026

With an average user rating of 4.3★, the peer to peer category is one of the App Store's strongest. Browse all 224+ apps we track, sorted so the most loved ones surface first.

Top Picks for Peer To Peer

SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(36K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More Peer To Peer apps to explore

4
Lendee App
Lendee App
Lendee App
by LENDEE APP LLC
Free
💰 Finance
(89)
5
GoMore | Car rental
GoMore | Car rental
GoMore | Car rental
Cars and vans near you
Free

This car sharing platform connects people who need a vehicle with those who want to rent out their own cars, offering a wide variety of cars, vans, and campervans for rent, with features like Keyless technology and comprehensive insurance. Users can also rent out their own cars when not in use, set their own prices, and even lease new or used cars with insurance and service included.

✈️ Travel
(310)
6
Loanr
Loanr
Loanr
Secured collateral loans!
Free

This application is a peer-to-peer lending platform that offers secured collateral loans. Borrowers set repayment terms and provide collateral, while lenders secure the collateral until the loan is repaid. Unlike traditional loan apps, Loanr eliminates the need for collection agencies by having lenders hold onto the collateral until repayment.

💼 Business
(45)
7
PeerCash
PeerCash
PeerCash
Contact-based lending
Free
🔧 Utilities
(0)
8
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(344K)
9
craigslist
craigslist
craigslist
jobs, buy/sell, housing, cars
Free

Discover a comprehensive local marketplace for jobs, buying, selling, housing, and cars. Easily find what you need, save favorites, set alerts, and reach a large audience. Explore job opportunities across various categories and connect with millions of local job seekers or post your own listings since 1995.

🛍️ Shopping
(520K)
10
The Blender Platform
The Blender Platform
The Blender Platform
Power to Your Wallet.
Free

This platform allows users to lend and borrow money through a blockchain-powered credit system, where borrowers create credit lines with set interest rates and lenders can choose who to lend to. By creating a credit line, borrowers can access funds and must repay them with interest, while lenders can earn returns and reclaim their contributions if needed.

💰 Finance
(31)
11
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

💰 Finance
(73K)
12
BitValve: P2P Crypto Exchange
BitValve: P2P Crypto Exchange
BitValve: P2P Crypto Exchange
Buy BTC, ETH, USDT and more.
Free

Join a global P2P crypto exchange to trade Bitcoin, Ethereum, and more using various payment methods like Bank Transfer and PayPal. Experience instant and anonymous trading by signing up now.

💰 Finance
(455)
13
Peerzee - 1 to 1 Peer Support
Peerzee - 1 to 1 Peer Support
Peerzee - 1 to 1 Peer Support
Chat, Support & Be Supported
Free

This application provides a private and safe space for individuals to connect one-on-one with like-minded people, sharing struggles and breakthroughs without fear of judgment, and offering support and empathy. By joining this community, users can access a network of peers, share experiences, and learn from one another in a confidential and anonymous setting.

🌐 Social Networking
(0)
14
GoEquipMe - Peer To Peer
GoEquipMe - Peer To Peer
GoEquipMe - Peer To Peer
A rental yard in your pocket.
Free

This peer-to-peer rental platform connects equipment owners and renters, allowing them to transact directly and conveniently. With a user-friendly interface, equipment owners can list and manage their equipment for rent, while renters can browse and book equipment for delivery or pickup, all while saving money and enjoying equipment damage coverage.

📊 Productivity
(29)
15
WinWinX Inc.
WinWinX Inc.
WinWinX Inc.
by WinWinX, Inc.
Free

This platform connects buyers and sellers directly, allowing for person-to-person payments over time without credit checks, interest, or bank involvement. By building a community based on trust, it enables flexible payments, automatic transactions, and a secure marketplace where users can establish their credibility and make real deals.

💰 Finance
(16)
16
Keet - Private Encrypted Chat
Keet - Private Encrypted Chat
Keet - Private Encrypted Chat
Secure Messenger, No Tracking
Free

Chat directly with friends, share messages, files, and high-quality videos effortlessly! Stay connected in real-time with Keet by Holepunch.

🌐 Social Networking
(103)
17
Verto - Pay and Get Paid
Verto - Pay and Get Paid
Verto - Pay and Get Paid
Peer-to-peer mobile payments
Free

This peer-to-peer mobile payment platform allows individuals, groups, and businesses to send, receive, split, and track payments easily and securely. With features like bill splitting, payment links, QR codes, and scheduled payments, users can manage their finances effortlessly and get started in just 30 seconds.

💰 Finance
(0)
18
AirChat: Local Chat
AirChat: Local Chat
AirChat: Local Chat
Chat without internet
Free

Connect with people nearby and chat over WiFi or Bluetooth without needing an internet connection. Send messages, photos, and enjoy group chats, private DMs, and games with friends, all while keeping your conversations private.

🌐 Social Networking
(31)
19
PeerDrop
PeerDrop
PeerDrop
Secure P2P File Sharing & Chat
Free
🌐 Social Networking
(0)
20
TalkLife: 24/7 Peer Support
TalkLife: 24/7 Peer Support
TalkLife: 24/7 Peer Support
The Support Community
Free

An app offering 24/7 peer support for mental health where users can connect anonymously to discuss their struggles and victories with a supportive community. Join to talk openly, find understanding, make genuine friendships, and access help whenever needed.

🌐 Social Networking
(4.1K)

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