Best Positive Pay Apps

250+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated August 2026

CBT Positive Pay is the household name in positive pay, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Positive Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CBT Positive PayCBT Positive PayFreeNoNoJul 2026
2NB|AZ Positive PayNB|AZ Positive PayFreeNoNoJul 2026
3Nevada State Bank Positive PayNevada State Bank Positive PayFree1.0★ (1)NoNoJul 2026
4Positive Pay SPCBLPositive Pay SPCBLFreeNoNoMay 2026
5ADCB Positive PayADCB Positive PayFreeNoNoMay 2026
6Abhyudaya Bank Positive PayAbhyudaya Bank Positive PayFreeNoNoMay 2026
7Vectra Bank Positive PayVectra Bank Positive PayFree5.0★ (1)NoNoJul 2026
8MP APEX Positive PayMP APEX Positive PayFreeNoNoMay 2026

Top Picks for Positive Pay

Nevada State Bank Positive Pay#3

Nevada State Bank Positive Pay by Zions Bancorporation, N.A.

Tap. Swipe. Approve.
Worth Considering
💰 Finance
1.0(1 ratings)
Free
Nevada State Bank Positive Pay screenshot 1
Nevada State Bank Positive Pay screenshot 2
Nevada State Bank Positive Pay screenshot 3
Nevada State Bank Positive Pay screenshot 4
Nevada State Bank Positive Pay screenshot 5
Nevada State Bank Positive Pay screenshot 6

Manage payment exceptions and approve file maintenance on the go with this mobile fraud control service. Its user-friendly design offers a simple and quick way to review transactions remotely. Access is available to registered clients with a compatible device and internet connection.

More Positive Pay apps to explore

4
Positive Pay SPCBL
Positive Pay SPCBL
Positive Pay SPCBL
Positive Pay SPCBL
Free

This app allows bank customers to upload vital cheque details for transactions of Rs. 50,000 and above, adhering to RBI guidelines. It facilitates the secure submission of information like cheque number, date, amount, and beneficiary name.

Upload cheque vital dataCheque number, date, amount entryBeneficiary name input
💰 Finance
(0)
free
5
ADCB Positive Pay
ADCB Positive Pay
ADCB Positive Pay
Secure Cheque Payments
Free
💰 Finance
(0)
6
Abhyudaya Bank Positive Pay
Abhyudaya Bank Positive Pay
Abhyudaya Bank Positive Pay
Abhyudaya Positive Pay
Free
💰 Finance
(0)
7
Vectra Bank Positive Pay
Vectra Bank Positive Pay
Vectra Bank Positive Pay
Tap. Swipe. Approve.
Free

Manage payment exceptions and approve file maintenance on the go with this intuitive mobile application. Designed for registered Positive Pay clients, it offers convenient fraud control services from your smartphone.

Review payment exceptionsEnter payment issuesApprove file maintenance
💰 Finance
(1)
free
8
MP APEX Positive Pay
MP APEX Positive Pay
MP APEX Positive Pay
MP APEX Positive Pay
Free
💰 Finance
(0)
9
Bharuch DCCB Positive Pay
Bharuch DCCB Positive Pay
Bharuch DCCB Positive Pay
by BHARUCH DISTRICT CENTRAL CO-OPERATIVE BANK LTD
Free
💰 Finance
(0)
10
APCOB Positive Pay
APCOB Positive Pay
APCOB Positive Pay
by The Andhra Pradesh State Co-op Bank Ltd
Free
💰 Finance
(0)
11
Coastal Bank Positive Pay
Coastal Bank Positive Pay
Coastal Bank Positive Pay
Secure cheque payments
Free
💰 Finance
(0)
12
KTC Bank Positive Pay
KTC Bank Positive Pay
KTC Bank Positive Pay
by Mobile Banking
Free
💰 Finance
(0)
13
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(40K)
free with in-app purchases
14
TCBNW Positive Pay
TCBNW Positive Pay
TCBNW Positive Pay
Tap. Swipe. Approve.
Free
💰 Finance
(0)
15
BANAS BANK Positive Pay
BANAS BANK Positive Pay
BANAS BANK Positive Pay
by The Banaskantha District Central Co-Operative Bank Ltd
Free
💰 Finance
(0)
16
Kurmanchal Bank Positive Pay
Kurmanchal Bank Positive Pay
Kurmanchal Bank Positive Pay
Secure cheque payments
Free
💰 Finance
(0)
17
Baroda CCB positive pay
Baroda CCB positive pay
Baroda CCB positive pay
by The Baroda Central Co-operative Bank Ltd
Free
💰 Finance
(0)
18
VALSAD DCCB Positive Pay
VALSAD DCCB Positive Pay
VALSAD DCCB Positive Pay
by Valsad District Central Co-operative Bank Limited
Free
💰 Finance
(0)
19
TGMCB Positive Pay
TGMCB Positive Pay
TGMCB Positive Pay
by TUMKUR GRAIN MERCHANTS CO-OPERATIVE BANK LIMITED
Free
💰 Finance
(0)
20
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free

FAQ about Positive Pay

Are there free positive pay apps for iPhone?
Yes — 20 of the top positive pay apps we rank are free to download, including CBT Positive Pay and NB|AZ Positive Pay.
CBT Positive Pay has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ positive pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.

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