Best Simple Budget Tracker Apps

233+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Finding the right simple budget tracker app can be overwhelming with so many options. We've analyzed 233+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Simple Budget Tracker

Spending Tracker - Budget App#1

Spending Tracker - Budget App by Inner Grow Limited

Budget planner & money tracker
Editor's Choice
💰 Finance
4.6😊(667 ratings)
FreeIn-App Purchases
#62in Finance
Spending Tracker - Budget App screenshot 1
Spending Tracker - Budget App screenshot 2
Spending Tracker - Budget App screenshot 3
Spending Tracker - Budget App screenshot 4
Spending Tracker - Budget App screenshot 5
Spending Tracker - Budget App screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Easy Budget Money Tracker Zeny#2

Easy Budget Money Tracker Zeny by Lemon LLC

Simple Income Expense Manager
Strong Contender
💰 Finance
4.8😊(1.8K ratings)
FreeAdsIn-App Purchases
Easy Budget Money Tracker Zeny screenshot 1
Easy Budget Money Tracker Zeny screenshot 2
Easy Budget Money Tracker Zeny screenshot 3
Easy Budget Money Tracker Zeny screenshot 4
Easy Budget Money Tracker Zeny screenshot 5
Easy Budget Money Tracker Zeny screenshot 6

This app offers a straightforward way to track income and expenses with quick, one-handed input. It prioritizes simplicity and speed, avoiding complex features like receipt scanning or bank integration. Visualizations like pie and bar charts help users understand their spending habits.

What We Love

  • 👍 Simple and easy to use
  • 👍 Customizable categories
  • 👍 Helps track income and expenses
  • 👍 Great for small businesses and self-employed

Room to Improve

  • 🐛 Occasional bugs and glitches
  • 🔒 Limited functionality in free version
  • 🔒 Subscription model for advanced features
Expense & Income Tracker Daily#3

Expense & Income Tracker Daily by Duleep Madusanka

Track Spending and Home Budget
Worth Considering
💰 Finance
4.2(20 ratings)
FreeIn-App Purchases
Expense & Income Tracker Daily screenshot 1
Expense & Income Tracker Daily screenshot 2
Expense & Income Tracker Daily screenshot 3
Expense & Income Tracker Daily screenshot 4
Expense & Income Tracker Daily screenshot 5

Effortlessly manage your personal finances by quickly tracking all your income and expenses. This simple budgeting tool helps you make better financial decisions with easy transaction entry and clear monthly overviews.

More Simple Budget Tracker apps to explore

4
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(18K)
free with in-app purchases
5
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
6
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
7
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Expenses OK - expenses tracker
Personal finance
Free

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

Expense trackingHandy widgetSubcategories
💰 Finance
(4.2K)
free
8
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.2K)
free with in-app purchases
9
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
10
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
11
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories
💰 Finance
(2.9K)
freemium
12
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free
$4.99 | 100% OFF

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets
💰 Finance
(1.8K)
free with in-app purchases
13
Tracky: Simple Budget Planner
Tracky: Simple Budget Planner
Tracky: Simple Budget Planner
Manage and Track your Spending
Free

Easily manage your finances by tracking expenses and creating custom budgets. Allocate funds into categories like groceries or hobbies, and monitor your remaining balance with automatic calculations. Securely manage your money without linking bank accounts.

Create and manage budgetsTrack expenses with custom categoriesAutomatic remaining budget calculation
💰 Finance
(119)
free with in-app purchases
14
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
📊 Productivity
(3.7K)
subscription
15
Expense Tracker & Manager
Expense Tracker & Manager
Expense Tracker & Manager
Money manager - Budget Tracker
Free

This app offers a straightforward way to track expenses, manage budgets, and organize spending. It helps users gain control over their finances with simple tools for recording income and outgoings, analyzing spending patterns, and setting reminders. The application aims to bring order to financial life without unnecessary complexity.

Simple expense and income trackingMonthly transaction overviewIntegrated calculator
💰 Finance
(472)
ad-supported
16
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.5K)
free with in-app purchases
17
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
18
Wally: Simple Budget Tracker
Wally: Simple Budget Tracker
Wally: Simple Budget Tracker
Debt Tracker & Bill Tracker
Free

Manage your finances by tracking income, expenses, and bills. Visualize spending habits with charts and get AI-powered budgeting advice. Keep all your financial accounts in one place without needing bank connections.

Paycheck schedule setupAll financial accounts in one placeBill due date scheduling
💰 Finance
(18)
free
19
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(97K)
free with in-app purchases
20
Daak - Budget & Money Tracker
Daak - Budget & Money Tracker
Daak - Budget & Money Tracker
Expense Manager & Planner App
Free

Track expenses, manage budgets, and monitor assets with this comprehensive financial management tool. It offers customizable categories, multi-currency support, and detailed statistical charts. Secure your data with password protection and iCloud synchronization.

Customizable categoriesMulti-currency supportBudget and asset management
💰 Finance
(348)
free with in-app purchases

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