Best Simple Loan Payment Calculator Apps

242+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Looking for free simple loan payment calculator apps? 20 of our 242+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Simple Loan Payment Calculator Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
2Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
3Loan Calculator - Payment CalcLoan Calculator - Payment CalcFree4.7★ (964)YesYesJul 2026
4Loan calculator: InstallmentLoan calculator: InstallmentFree4.5★ (824)NoYesAug 2026
5Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6★ (412)YesNoJul 2026
6Calculate Bank Loan - Fixed Monthly Payment Calculator FreeCalculate Bank Loan - Fixed Monthly Payment Calculator FreeFree4.7★ (11)NoNoMay 2026
7Loan Cash - Loan App CalcLoan Cash - Loan App CalcFreeYesNoJul 2026
8EMI Loan & Mortgage CalculatorEMI Loan & Mortgage CalculatorFree4.5★ (313)NoNoAug 2026

Top Picks for Simple Loan Payment Calculator

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Loan Calculator - Debt Planner#2

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Strong Contender
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes
Loan Calculator - Payment Calc#3

Loan Calculator - Payment Calc by Phan Nhat Đang

Personal, Home, Car, Boat,…
Worth Considering
💰 Finance
4.7😐(963 ratings)
FreeIn-App Purchases
Loan Calculator - Payment Calc screenshot 1
Loan Calculator - Payment Calc screenshot 2
Loan Calculator - Payment Calc screenshot 3
Loan Calculator - Payment Calc screenshot 4
Loan Calculator - Payment Calc screenshot 5

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

What We Love

  • 👍 Simple and intuitive
  • 💳 Affordable loan options
  • 🚀 Quick loan processing
  • 🔒 Trustworthy service

Room to Improve

  • 📢 Too many ads
  • 🤔 Inaccurate loan calculations
  • 🤕 Confusing user interface

More Simple Loan Payment Calculator apps to explore

4
Loan calculator: Installment
Loan calculator: Installment
Loan calculator: Installment
Amortization and interest rate
Free

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

Calculate monthly/yearly paymentsDetermine interest rateCalculate loan amount
💰 Finance
(824)
free with in-app purchases
5
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported
6
Calculate Bank Loan - Fixed Monthly Payment Calculator Free
Calculate Bank Loan - Fixed Monthly Payment Calculator Free
Calculate Bank Loan - Fixed Monthly Payment Calculator Free
by 齐 陈
Free

Easily calculate loan payments for various types of loans like car or home loans. Simply input the loan amount, interest rate, and term to quickly get your fixed monthly payment results.

Calculate loan paymentsSupports car loansSupports home loans
🔧 Utilities
(11)
free
7
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
8
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.

Comprehensive loan calculationsSupport for various loan typesDetailed loan results with charts
💰 Finance
(313)
ad-supported
9
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Loan Calculator - Home Payment
Car Auto Student Payoff Calc
Free

Easily forecast loan repayment with this calculator. Explore the impact of extra payments on your payment schedule. Supports multiple payment methods and frequencies.

Loan repayment forecastingExtra payment impact analysisEqual Payment method
💰 Finance
(313)
ad-supported
10
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
💰 Finance
(8.2K)
freemium
11
Simple Loan Calculator Pro
Simple Loan Calculator Pro
Simple Loan Calculator Pro
Housing & Car Loan Calculator
Free

Easily calculate monthly loan installments, total interest, and payments for housing and car loans. Features include amortization schedules, prepayment savings, and dark mode. Share your calculations with others.

Monthly installment calculationTotal interest and payment trackingAmortization schedules
🔧 Utilities
(1)
ad-supported
12
PCS Loan Payment Calculator
PCS Loan Payment Calculator
PCS Loan Payment Calculator
by Practical Compliance Solutions
Free
💰 Finance
(0)
13
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Finance : Loan Emi Calculator
Money Manager: Early Repayment
Free

This app helps you manage your finances by calculating EMIs for various loans, planning investments, and converting currencies. It offers tools for personal, business, and mortgage loans, as well as savings calculators and unit converters.

Loan EMI calculationInvestment and savings planningCurrency conversion
💰 Finance
(0)
free with in-app purchases
14
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

Auto loan amortizationLease detail viewChart visualizations
💰 Finance
(1.3K)
ad-supported
15
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

This app offers advanced loan analysis, including mortgage calculations and tax savings impact. It provides detailed amortization tables and helps users understand loan terms for informed financial decisions.

Quick loan payment calculationDetailed amortization tablesEstimated tax savings impact
💰 Finance
(97)
free
16
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Personal Instant Loan Guide
Free

This financial planning tool helps users understand and compare various loan options. It offers calculators for EMIs, insights into credit scores, and educational guides for different loan types. The app provides general market information for loans but does not facilitate actual loan applications.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(91)
ad-supported
17
Payment CaIculator
Payment CaIculator
Payment CaIculator
Loan Calculator - Mortgage
Free

This app helps you understand your loan payments for mortgages, car loans, and personal loans. It generates detailed amortization schedules and provides visual charts of your financial progress. Empower your financial decisions with this essential tool.

Loan payment calculationMortgage calculationCar loan calculation
💰 Finance
(3)
free with in-app purchases
18
Easy Loan -Loan EMI Calculator
Easy Loan -Loan EMI Calculator
Easy Loan -Loan EMI Calculator
Guidance and understand EMI
Free

This educational app helps users understand Equated Monthly Installment (EMI) calculations and basic financial concepts. It allows for easy estimation of loan payments based on loan amount, interest rate, and tenure. The app is for learning purposes only and does not provide or facilitate loans.

Easy EMI calculationFinancial concept explanationsUser-friendly interface
💰 Finance
(12)
ad-supported
19
Instant Loan - Calculator App
Instant Loan - Calculator App
Instant Loan - Calculator App
Smart Loan & EMI Planner
Free

This financial planning tool helps users understand and compare various loan options, including personal, home, car, and business loans. It offers accurate calculators for EMIs and provides educational insights into credit scores and loan eligibility.

Smart EMI CalculatorLoan Navigator for various loan typesCredit Score Insights
💰 Finance
(71)
ad-supported
20
Loan Calculator - A simple app
Loan Calculator - A simple app
Loan Calculator - A simple app
A simple loan calculator
Free

This finance app helps you calculate loans and mortgages with an intuitive interface. It offers flexible input methods, allows you to save favorite calculations, and supports dark mode and accessibility features.

Loan and mortgage calculationSave and edit favorite calculationsSlider or text field input
💰 Finance
(5)
free

FAQ about Simple Loan Payment Calculator

What are the best simple loan payment calculator apps for iPhone?
Loan Calculator‰ tops our simple loan payment calculator apps ranking as of July 2026, with a 4.9-star average from 96K App Store ratings, and it's free to download.
Yes — 20 of the top simple loan payment calculator apps we rank are free to download, including Loan Calculator‰ and Loan Calculator - Debt Planner.
Loan Calculator‰ shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 242+ simple loan payment calculator apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your monthly payments for loans or mortgages. You can quickly see how different loan amounts, terms, and interest rates will affect your repayment schedule.
Using the calculator is straightforward. You just need to enter the total loan amount, the desired repayment term (e.g., in years or months), and the annual interest rate. The app will then provide an estimated monthly payment.