Best Student Loan Payoff Calc Apps

206+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.5β˜…, the student loan payoff calc category is one of the App Store's strongest. Browse all 206+ apps we track, sorted so the most loved ones surface first.

Compare top Student Loan Payoff Calc Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7β˜… (7.2K)YesYesAug 2026
2Student Loan Payoff CalcStudent Loan Payoff CalcFreeβ€”YesNoMay 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6β˜… (22K)YesYesAug 2026
4Loan Calculator - Payment CalcLoan Calculator - Payment CalcFree4.7β˜… (964)YesYesJul 2026
5Loan Calculator‰Loan Calculator‰Free4.9β˜… (96K)YesNoAug 2026
6Loan Calculator - Loan2MeLoan Calculator - Loan2MeFree4.8β˜… (8.2K)NoYesAug 2026
7RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7β˜… (2.6K)YesNoAug 2026
8Mortgage Calculator- Home LoanMortgage Calculator- Home LoanFree4.6β˜… (412)YesNoJul 2026

Top Picks for Student Loan Payoff Calc

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
πŸ’° Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#70in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • πŸ’― Excellent debt tracking and planning
  • πŸ” Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • πŸ‘ Simple and easy to use interface

Room to Improve

  • πŸ› Occasional app crashes and stability issues
  • πŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • πŸ’° Frustration with premium-only features
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
πŸ’° Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Quick calculations
  • πŸ’‘ Helpful for financial decisions
  • πŸ”’ Secure app

Room to Improve

  • πŸ” Lacking advanced features
  • πŸ’Έ Excessive ads
  • πŸ› Bugs and crashes

More Student Loan Payoff Calc apps to explore

4
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

Calculate various loan typesCustomizable payment frequencyDetailed interest and principal breakdown
πŸ’° Finance
(964)
free with in-app purchases
5
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

Loan calculationMortgage calculationAmount input
πŸ’° Finance
(96K)
ad-supported
6
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Loan Calculator - Loan2Me
Quick and Easy Loan Calculator
Free

This app helps you quickly calculate loan payments, affordability, and potential savings. It offers detailed amortization schedules and allows for scenario planning by adjusting loan parameters. Advanced features include expense breakdowns for mortgages and vehicle loans, plus data synchronization and custom report generation.

Calculate loan paymentsDetermine loan affordabilityAmortization schedule
πŸ’° Finance
(8.2K)
freemium
7
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
πŸ’° Finance
(2.6K)
free with in-app purchases
8
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
πŸ’° Finance
(412)
ad-supported
9
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
πŸ’° Finance
(2.4K)
free with in-app purchases
10
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
Loan Calculator & Tax Savings
3-in-1 Loan Payment Calculator
Free

This app offers advanced loan analysis, including mortgage calculations and tax savings impact. It provides detailed amortization tables and helps users understand loan terms for informed financial decisions.

Quick loan payment calculationDetailed amortization tablesEstimated tax savings impact
πŸ’° Finance
(97)
free
11
AES Student Loans
AES Student Loans
AES Student Loans
by Avereo
Free

Manage your student loan account conveniently from anywhere. Access account details, make payments, and update your information. Get support and plan for successful loan repayment.

Access account detailsVisualize loan balanceMake and schedule payments
πŸ’° Finance
(16K)
free
12
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Car Loan Calculator,Auto Lease
Payment Finance Emi Notes Calc
Free

Estimate monthly payments and total costs for auto loans and leases. Features amortization schedules, chart views, and email sharing. Save and load calculations for easy management.

Auto loan amortizationLease detail viewChart visualizations
πŸ’° Finance
(1.3K)
ad-supported
13
Loan calculator: Installment
Loan calculator: Installment
Loan calculator: Installment
Amortization and interest rate
Free

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

Calculate monthly/yearly paymentsDetermine interest rateCalculate loan amount
πŸ’° Finance
(824)
free with in-app purchases
14
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Student Debt & Loan Calculator
Track & Understand Your Loans
Free

Manage and understand your student loan debt with this comprehensive calculator. It helps you visualize payoff schedules, analyze amortization, and explore early payment strategies to save money. Export your loan data for further analysis.

Early payoff calculationsAmortization breakdownConsolidated loan view
πŸ“š Education
(100)
free with in-app purchases
15
LAUNCH Servicing
LAUNCH Servicing
LAUNCH Servicing
Manage Your Student Loans
Free

Easily manage your student loans from your mobile device. View statements, make payments, update your information, and track loan details like balances and interest rates. Securely access your account and get support from the servicing team.

View monthly statements and payment historyMake one-time or recurring paymentsSetup and manage bank accounts
πŸ’° Finance
(4.6K)
free
16
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

Track additional principal paymentsVisualize loan progress with graphsCalculate interest savings
πŸ’° Finance
(55)
ad-supported
17
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Loan Calculator
Amortization Schedule & More
Free

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

Calculate loan paymentsGenerate repayment scheduleAdd extra payments
πŸ’° Finance
(1.1K)
free with in-app purchases
18
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
EMI Loan & Mortgage Calculator
Auto Loan & EMI Calculator
Free

This app simplifies financial calculations for various loan types, including mortgages and auto loans. It offers detailed results, comparison tools, and essential financial calculators for APR, ROI, and savings. Easily export your calculations for better financial management.

Comprehensive loan calculationsSupport for various loan typesDetailed loan results with charts
πŸ’° Finance
(313)
ad-supported
19
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
πŸ’° Finance
(51)
ad-supported
20
Loan,Mortgage ,Tip Calculator
Loan,Mortgage ,Tip Calculator
Loan,Mortgage ,Tip Calculator
Discount, tax, and more
Free

This app offers a suite of six essential calculators for everyday financial tasks. It includes a powerful discount and sales tax calculator, along with five additional tools to simplify common calculations.

Discount calculatorSales tax calculatorLoan calculator
πŸ“Š Productivity
(502)
free with in-app purchases

FAQ about Student Loan Payoff Calc

What are the best student loan payoff calc apps for iPhone?
Debt Payoff Planner & Tracker tops our student loan payoff calc apps ranking as of June 2026, with a 4.7-star average from 7.2K App Store ratings, and it's free to download.
Yes β€” 20 of the top student loan payoff calc apps we rank are free to download, including Debt Payoff Planner & Tracker and Student Loan Payoff Calc.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 206+ student loan payoff calc apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.