Best Unlock Merchant Apps

203+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated June 2026

Looking for free unlock merchant apps? 20 of our 203+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Unlock Merchant

3.9(16 ratings)
Free
PhoneSwipe - Merchant Services screenshot 1
PhoneSwipe - Merchant Services screenshot 2
PhoneSwipe - Merchant Services screenshot 3
PhoneSwipe - Merchant Services screenshot 4
PhoneSwipe - Merchant Services screenshot 5

The application allows you to transform your iPhone or iPad into a credit card reader, enabling you to accept payments from Visa, Mastercard, American Express, Discover, and PayPal. It offers a free app, a merchant account, and various features to help you manage and grow your business, such as secure transactions, item tracking, discounts, and real-time reporting.

Klarna: Smarter everyday money#3

Klarna: Smarter everyday money by Klarna Bank AB

Shop anywhere, manage & save
Worth Considering
💰 Finance
4.9😞(2.2M ratings)
FreeAds
#11in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues

More Unlock Merchant apps to explore

4
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

This revolutionary app, designed for business owners, allows you to sell anywhere and get paid instantly with just your iPhone. Accept contactless payments, access your money instantly, and leverage AI tools for sales insights and recommendations. Start accepting instant payments and supercharge your business growth today!

💰 Finance
(7.4K)
5
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

An innovative mobile application designed to streamline point of sale transactions with its user-friendly interface and secure credit card reader. Simplify your business operations and boost efficiency today.

💼 Business
(652)
6
Groupon Merchant
Groupon Merchant
Groupon Merchant
by Groupon, Inc.
Free

An app for managing Groupon campaigns from your phone: scan and redeem Groupons, monitor campaign performance, view payments, and engage with customer feedback. Download now to streamline your Groupon merchant account.

💼 Business
(443)
7
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

Streamline your business with the all-in-one credit card processing solution. Accept payments on the go, manage your finances, and engage customers with our intuitive platform. Enjoy flexible pricing, fast deposits, and exceptional support to take your business to new heights. Download now or call to get started.

💼 Business
(21)
8
ShopBack: Cashback & Rewards
ShopBack: Cashback & Rewards
ShopBack: Cashback & Rewards
Save money while shopping
Free

ShopBack is a popular cashback and rewards platform that allows users to earn money back on their online purchases. Sign up now to start saving while you shop!

🛍️ Shopping
(1.7K)
9
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
SwipeSimple - Point of Sale
Accept Payments Anywhere
Free

Accept credit card payments anytime, anywhere with SwipeSimple. Simply sign up for an account, download the app, and connect to your reader to start processing transactions. Enjoy features like automatic tax calculation, tip prompts, real-time reporting, and inventory management all in one place. Visit the website to learn more and get started today.

💼 Business
(5.6K)
10
Ebirr Merchant
Ebirr Merchant
Ebirr Merchant
by ebirr Trading PLC
Free
💰 Finance
(10)
11
ChargeStripe: Stripe POS
ChargeStripe: Stripe POS
ChargeStripe: Stripe POS
Mobile Credit Card Processing
Free

An innovative payment solution for businesses, enabling easy processing of transactions through Stripe. Simplify your point-of-sale system with ChargeStripe for efficient payments and seamless financial transactions. Sign up now for a smarter way to handle payments.

💰 Finance
(2.1K)
12
eZeel Pay Merchant App
eZeel Pay Merchant App
eZeel Pay Merchant App
by UnlockFintech LLC
Free
💰 Finance
(0)
13
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

Easily make payments by scanning QR codes with this app. Simplify your transactions and experience seamless, efficient payments on the go.

💰 Finance
(3.9K)
14
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Discover a revolutionary all-in-one shopping platform connecting users to a wide range of products and services from various retailers. Shop, compare prices, and access exclusive deals all in one place. Join ZOOD Mall now for a seamless and convenient shopping experience!

🛍️ Shopping
(1.3K)
15
WooCommerce: Store & POS
WooCommerce: Store & POS
WooCommerce: Store & POS
All-in-one mobile ecommerce
Free

Effortlessly manage your business with the WooCommerce Mobile App. Add, edit products, create orders, take payments, and track sales on-the-go. Stay on top of your eCommerce game with real-time alerts and insights. Enhance your online store experience today!

💼 Business
(7.4K)
16
Credit Card Terminal & Reader
Credit Card Terminal & Reader
Credit Card Terminal & Reader
Swipe Point of Sale (Stripe)
Free

This app provides a convenient way for users to accept credit card payments through their smartphones. It features secure transaction processing and detailed sales reports for better financial tracking. Accept payments on the go with ease!

💼 Business
(14)
17
ProPay Payments
ProPay Payments
ProPay Payments
Accept Credit Cards
Free

The application allows users to securely accept credit card payments on their mobile devices, with features such as quick processing, EMV chip card acceptance, offline payment options, and funds management. It caters to the needs of merchants, offering a comprehensive solution for card processing and business monitoring.

💰 Finance
(60)
18
A+ Merchant
A+ Merchant
A+ Merchant
by AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED
Free

This application helps merchant partners service customers quickly and securely. Sign up now to start earning attractive incentives!

💰 Finance
(7)
19
Paystack Merchant
Paystack Merchant
Paystack Merchant
by Paystack Payments Limited
Free

This application enables businesses to receive payments from customers globally through various payment methods, and provides tools for managing transactions and account settings. Download the app to start getting paid internationally and take control of your business finances.

💼 Business
(20)
20
Moreta Pay
Moreta Pay
Moreta Pay
Easy payments for travelers
Free

Simplify international payments during your travels with our app. Pay local merchants easily and enjoy transparent fees with Moreta.

💰 Finance
(353)