Best Us Debt Apps

211+ iOS apps curated and reviewed

4.5 avg rating
18 free apps
Updated June 2026

Finding the right us debt apps can be overwhelming with so many options. We've analyzed 211+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Us Debt Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1US Debt Clock .orgUS Debt Clock .org$4.994.6★ (535)NoNoJul 2026
2US Debt Now - National DebtUS Debt Now - National DebtFree4.6★ (772)YesNoJul 2026
3National Debt - USA & WorldNational Debt - USA & WorldFree4.7★ (1.6K)YesYesJul 2026
4Debt in USDebt in USFree4.4★ (11)NoNoJul 2026
5US National Debt ClockUS National Debt ClockFree4.2★ (13)NoNoJul 2026
6US National DebtUS National DebtFree2.3★ (3)NoNoMay 2026
7Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (6.7K)YesYesJul 2026
8Changed: Debt Payoff PlannerChanged: Debt Payoff PlannerFree4.6★ (5.3K)YesNoJul 2026

Top Picks for Us Debt

US Debt Clock .org#1

US Debt Clock .org by Chrono Numeric Labs LLC

Editor's Choice
💰 Finance
4.6😊(535 ratings)
$4.99
#5in Finance
US Debt Clock .org screenshot 1
US Debt Clock .org screenshot 2
US Debt Clock .org screenshot 3
US Debt Clock .org screenshot 4
US Debt Clock .org screenshot 5
US Debt Clock .org screenshot 6

Access real-time economic data for the US Federal Government, all 50 states, and the world. Explore historical financial performance, compare state debt and GDP, and view future projections. Discover detailed information on agency budgets, space programs, war costs, and more.

What We Love

  • 🚀 Amazing work
  • 👍 Excellently informative
  • 👍 Transparency Level Achieved
  • 👍 Genius

Room to Improve

  • 🐛 Get the numbers right
  • 🐛 Charged without subscribing
  • 🐛 Chinese Appeasement
US Debt Now - National Debt#2

US Debt Now - National Debt by Larry Aasen

The best way to see the debt
Strong Contender
💰 Finance
4.6(772 ratings)
FreeAds
US Debt Now - National Debt screenshot 1
US Debt Now - National Debt screenshot 2
US Debt Now - National Debt screenshot 3
US Debt Now - National Debt screenshot 4
US Debt Now - National Debt screenshot 5

Track the US National Debt with daily updates and interactive charts. See historical trends over the past 30 years. A quick and easy tool for staying informed about the nation's financial status.

National Debt - USA & World#3

National Debt - USA & World by Caramba App Development

US Debt Clock + 180 Countries!
Worth Considering
💰 Finance
4.7😊(1.6K ratings)
FreeAdsIn-App Purchases
National Debt - USA & World screenshot 1
National Debt - USA & World screenshot 2
National Debt - USA & World screenshot 3
National Debt - USA & World screenshot 4

Track national debts for over 180 countries in real-time. Visualize historical debt trends, compare debt to GNP, and understand the scale of national finances with relatable comparisons.

What We Love

  • 👍 Easy to use
  • 🚀 Informative data
  • 💡 Interesting comparisons
  • 🔍 Helpful for understanding debt levels

Room to Improve

  • 🐛 Occasional crashes
  • ⚠️ Inaccurate or outdated data
  • 💰 Annoying ads/upgrade prompts

More Us Debt apps to explore

4
Debt in US
Debt in US
Debt in US
US Debt
Free

Track the United States national debt from 1993 to the present. Data is sourced directly from the US Treasury, providing historical insights into the country's financial obligations.

US debt over timeData from US TreasuryHistorical data back to 1993
🔧 Utilities
(11)
free
5
US National Debt Clock
US National Debt Clock
US National Debt Clock
Real Time - US Debt Clock
Free

This app provides real-time data and historical trends on the US national debt, including debt per person, population, revenue, spending, and deficit figures. It also offers insights into the debt-to-GDP ratio and the impact of US presidents on national debt.

Real-time US debt figuresDebt per person calculationUS population data
💰 Finance
(13)
free
6
US National Debt
US National Debt
US National Debt
Public Policy
Free

This app provides a real-time clock of the US national debt and estimates its growth. It breaks down debt contributions by presidential administrations, highlighting its bipartisan nature.

Real-time US national debt clockDebt growth estimationPresidential debt contribution breakdown
🌟 Lifestyle
(3)
free
7
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases
8
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.3K)
free with in-app purchases
9
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
10
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
💰 Finance
(1.8K)
free with in-app purchases
11
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
💰 Finance
(18K)
free
12
U.S. Debt-Clock
U.S. Debt-Clock
U.S. Debt-Clock
LIVE National Debt Counter
Free
$2.99 | 100% OFF
💰 Finance
(0)
13
Debtly: Personal Debt Tracker
Debtly: Personal Debt Tracker
Debtly: Personal Debt Tracker
Track IOUs, Loans & Bills
Free
💰 Finance
(0)
14
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.4K)
subscription
15
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(1.4K)
free with in-app purchases
16
Sudeb — Debt & IOU Tracker
Sudeb — Debt & IOU Tracker
Sudeb — Debt & IOU Tracker
Payables and Receivables
Free

Manage your financial obligations with this app. Track who owes you money and who you owe money to, with support for multiple currencies. Future updates will include calendar reminders and summary views.

Track receivablesTrack payablesMultiple currencies
📊 Productivity
(0)
free with in-app purchases
17
Clero: Debt & Sub Tracker
Clero: Debt & Sub Tracker
Clero: Debt & Sub Tracker
Track Debts, IOUs & Subs
Free
💰 Finance
(0)
18
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
💰 Finance
(809)
ad-supported
19
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(976)
free with in-app purchases
20
Debt Manager
Debt Manager
Debt Manager
Get Out of Debt Fast
$0.99

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

Debt Snowball methodMultiple payoff strategiesProgress tracking and summary
💰 Finance
(546)
paid

FAQ about Us Debt

What are the best us debt apps for iPhone?
US Debt Clock .org tops our us debt apps ranking as of June 2026, with a 4.6-star average from 535 App Store ratings, and it's priced at $4.99.
Yes — 18 of the top us debt apps we rank are free to download, including US Debt Now - National Debt and National Debt - USA & World.
US Debt Clock .org has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
We track 211+ us debt apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
The app provides real-time economic data for the US Federal Government, all 50 states, and the world. It offers over 3000 up-to-the-second data fields, allowing users to monitor financial conditions and economic indicators.
Users can go back in time to 1900 to see the financial performance of each US president. The app also allows viewing historical debt levels by decade (e.g., 1980, 1990, 2000, 2010) and a history of money and banking back to 1100.

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