Best Vay Vnd Apps

41+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated June 2026

Looking for free vay vnd apps? 20 of our 41+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Vay Vnd

On-Credit#1

On-Credit by SIROKO FINANS, TOV

Editor's Choice
💰 Finance
3.3😞(16 ratings)
FreeAds
On-Credit screenshot 1
On-Credit screenshot 2
On-Credit screenshot 3
On-Credit screenshot 4

This app provides financial consulting services to help users secure online loans. It guides you through the application process, offering loans up to 20,000,000 VND with flexible repayment terms. Enjoy a 0% interest and fee offer on your first loan.

What We Love

  • 🚀 Fast disbursement
  • 👍 Easy to use
  • 👍 Friendly interface
  • 👍 Quick approval process

Room to Improve

  • ⚠️ High interest rates
  • ⚠️ App is buggy/unusable
  • ⚠️ Loan sharks/predatory lending
4.5😞(518 ratings)
Free
CAKE - Digital Bankin‪g screenshot 1
CAKE - Digital Bankin‪g screenshot 2

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

What We Love

  • 🚀 Fast loan disbursement
  • 👍 Easy and quick registration
  • 👍 Good for emergencies
  • 👍 High interest rates for savings

Room to Improve

  • ⚠️ High fees and charges
  • ⚠️ Deceptive practices
  • ⚠️ Poor customer service

More Vay Vnd apps to explore

4
VietMoney
VietMoney
VietMoney
by VIET MONEY JOINT STOCK CORPORATION
Free

This financial service app provides a convenient channel for managing your finances. It offers a streamlined way to access financial services and information.

Convenient financial channelStreamlined financial servicesFinancial information access
💰 Finance
(6)
free
5
HD Saison
HD Saison
HD Saison
by HD SAISON FINANCE CO.,LTD
Free

This app offers a convenient and secure way to apply for consumer loans directly from your smartphone. Easily select loan amounts, provide identification, choose disbursement methods, and complete your application process anytime, anywhere.

24/7 loan applicationFree registration and profile reviewSimple loan procedures
💰 Finance
(7)
free
6
Viettel Money
Viettel Money
Viettel Money
by Viettel Corporation
Free

A comprehensive digital financial ecosystem for payments, money transfers, and financial services. Easily create an account with your phone number and manage all your financial needs in one application. Enjoy secure transactions, bill payments, savings, and quick loans.

QR code paymentsBill payments (electricity, water, phone)Money transfers (phone number, interbank)
💰 Finance
(5.7K)
free
7
GIMO - Nhận lương sớm 24/7
GIMO - Nhận lương sớm 24/7
GIMO - Nhận lương sớm 24/7
by GIMO JOINT STOCK COMPANY
Free

Access a comprehensive employee benefits platform offering early salary access, discounted phone top-ups, expense tracking, and exclusive gift rewards. Empower your financial decisions and build a brighter future with flexible choices.

Early salary access 24/7Discounted phone top-upsExpense tracking
💼 Business
(42)
free with in-app purchases
8
CUB Vietnam
CUB Vietnam
CUB Vietnam
Fast & Easy Loans Online
Free

Access fast, convenient, and reliable online loans with flexible terms and attractive interest rates. Apply using just your Citizen ID and receive instant disbursement. Secure your financial needs with advanced data protection features.

100% online consumer loan applicationQuick loan approvalFast loan disbursement
💰 Finance
(454)
free
9
VietCredit
VietCredit
VietCredit
by VietCredit Finance Joint Stock Company
Free

Manage your credit card with ease, including activation, transaction tracking, and PIN management. Enhance security with biometric login and Smart OTP authentication. Access financial flexibility and support for your credit card needs.

Credit card managementCard activation and status updatesOnline payment control
💰 Finance
(21)
free
10
9Plus
9Plus
9Plus
by NINE PLUS LIMITED COMPANY
Free

This financial service platform partners with banks and financial companies to offer secure and reliable access to fintech services. It provides loans with clear terms, interest rates, and a straightforward application process, ensuring user data privacy.

Access to fintech servicesLoan applicationsSecure data protection
💰 Finance
(9)
free
11
MSB mBank
MSB mBank
MSB mBank
by Vietnam Maritime Commercial Joint Stock Bank
Free

Manage your finances with a secure and fast digital banking experience. Open accounts online, earn attractive interest rates on savings, and access a wide range of utility services. Enjoy exclusive promotions and cashback offers.

1-minute online account registrationChoose custom bank account numbersAttractive interest rates on savings
💰 Finance
(101)
free
12
Mcredit - Tài chính thông minh
Mcredit - Tài chính thông minh
Mcredit - Tài chính thông minh
by MB SHINSEI FINANCE LLC
Free

This app offers convenient and secure online loans and consumer credit solutions. It features a quick application process, automatic loan approval, and easy loan management. Access attractive promotions and various loan products, including cash loans up to 100,000,000 VND.

Online cash loan applicationsAutomatic loan approvalFast disbursement
💰 Finance
(62)
free with in-app purchases
13
Займы онлайн INTEGRAL
Займы онлайн INTEGRAL
Займы онлайн INTEGRAL
by INTEGRAL, OOO (Mobile)
Free

This app provides online loans with low interest rates and instant approval. It offers credit services for individuals aged 18 and above, with loan amounts ranging from 1,000 to 200,000 rubles. The loan terms are between 61 and 91 days.

Online loan applicationsLow interest ratesInstant approval
💰 Finance
(5)
free
14
F88 Online
F88 Online
F88 Online
by F88 BUSINESS JOINT STOCK COMPANY
Free

This app provides a fast and convenient way to apply for loans using your vehicle registration. It offers loan amounts from 3 million to 2 billion VND with repayment terms of 3 to 18 months. Various loan packages and flexible repayment options are available.

Loan application via vehicle registrationLoan amounts from 3 million to 2 billion VNDRepayment terms from 3 to 18 months
💰 Finance
(20)
ad-supported
15
VNPAY App
VNPAY App
VNPAY App
Simplify your life
Free

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

Multiple secure payment methodsQR code scanningOnline shopping on VnShop
💰 Finance
(657)
free
16
LoanPrep - Eligibility Check
LoanPrep - Eligibility Check
LoanPrep - Eligibility Check
Loan Checklist & Prep Guide
Free

This app helps U.S. borrowers prepare for loan applications by assessing readiness, organizing documents, and providing educational tips. It offers checklists, progress tracking, and a daily check-in system to build consistent habits. The tool is for informational purposes only and does not provide financial advice.

9-step loan readiness assessmentCustomizable preparation checklistsDocument collection progress tracking
💰 Finance
(3)
ad-supported
17
Lịch Vạn Niên 2026 - Lịch Âm
Lịch Vạn Niên 2026 - Lịch Âm
Lịch Vạn Niên 2026 - Lịch Âm
Lịch âm dương - Xem Tử Vi
Free

This app provides a comprehensive calendar experience, offering both lunar and solar date lookups. It includes detailed daily and monthly views with astrological information, proverbs, and customizable backgrounds. Explore fortune-telling features, cultural customs, and practical life tips.

Lunar and solar calendar lookupDaily and monthly calendar viewsAstrological readings (Zodiac, birth chart)
🔧 Utilities
(7.8K)
free with in-app purchases
18
Báo Online: Đọc Báo Mới 24h
Báo Online: Đọc Báo Mới 24h
Báo Online: Đọc Báo Mới 24h
Đọc Báo Hot, Tin Nóng, Thời sự
Free

Stay informed with real-time news updates from hundreds of reputable Vietnamese sources. Enjoy a seamless reading experience with a unique interface, text-to-speech functionality, and integrated life utilities.

Real-time news aggregationUnique swipeable interfaceText-to-speech news reading
📡 News
(712)
free with in-app purchases
19
Viet Radio - Nghe radio online
Viet Radio - Nghe radio online
Viet Radio - Nghe radio online
Nghe đài tiếng nói Việt Nam
Free

Stream live broadcasts from Vietnam's national radio channels, local stations, and international English-language channels. Enjoy on-demand radio shows, international music, and customizable features like sleep timers and favorite channel management.

Live radio streamingOn-demand radio shows150+ international music channels
🎵 Music
(1.1K)
ad-supported
20
Lịch Vạn Niên 2026 & Lịch Việt
Lịch Vạn Niên 2026 & Lịch Việt
Lịch Vạn Niên 2026 & Lịch Việt
Lịch Âm Dương 2026 - Xem Tử Vi
Free

This app provides a comprehensive Vietnamese calendar, including lunar and solar dates, auspicious hours, and daily forecasts. It also offers cultural content, fortune-telling features, and practical tools like note-taking and a feng shui compass.

Lunar and solar calendar lookupAuspicious hour identificationDaily weather forecasts
🔍 Reference
(17K)
subscription