Best Zoya Finance Apps

250+ iOS apps curated and reviewed

3.6 avg rating
20 free apps
Updated July 2026

Zoya is the household name in zoya finance, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Zoya Finance Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Zoya: Halal Investing AppZoya: Halal Investing AppFree4.8★ (1.2K)NoYesAug 2026
2Zogo: Learn and EarnZogo: Learn and EarnFree4.8★ (58K)NoNoAug 2026
3Alj FinanceAlj FinanceFree1.9★ (30)NoNoJul 2026
4Kuwait - Jibla FinanceKuwait - Jibla FinanceFree3.6★ (19)NoNoMay 2026
5Zindigi - All in One FinanceZindigi - All in One FinanceFree2.9★ (100)NoNoAug 2026
6Ozon БанкOzon БанкFree4.3★ (885)NoNoAug 2026
7Bajaj Housing FinanceBajaj Housing FinanceFree2.0★ (4)NoNoAug 2026
8Aditya Birla Capital - ServiceAditya Birla Capital - ServiceFreeNoNoAug 2026

Top Picks for Zoya Finance

Zoya: Halal Investing App#1

Zoya: Halal Investing App by Investroo Inc.

Stocks, ETFs, Zakat Calculator
Editor's Choice
💰 Finance
4.8😊(1.2K ratings)
FreeIn-App Purchases
Zoya: Halal Investing App screenshot 1
Zoya: Halal Investing App screenshot 2
Zoya: Halal Investing App screenshot 3
Zoya: Halal Investing App screenshot 4
Zoya: Halal Investing App screenshot 5
Zoya: Halal Investing App screenshot 6

This finance app helps Muslims invest according to Sharia principles. It offers Sharia compliance ratings for stocks and ETFs, commission-free investing, and automated Zakat calculation with secure donation options.

What We Love

  • 👍 User-friendly interface
  • 🚀 Efficient stock screening
  • 🔒 Shariah compliance verification
  • 💡 Helpful Zakat calculator

Room to Improve

  • 💰 Subscription fees may be high for some
  • 🐛 Occasional app crashes or glitches
  • 🔍 Limited coverage of non-US stocks
Zogo: Learn and Earn#2

Zogo: Learn and Earn by Zogo Finance

Learn How Finance Really Works
Strong Contender
📚 Education
4.8😊(58K ratings)
FreeIn-App Purchases
Zogo: Learn and Earn screenshot 1
Zogo: Learn and Earn screenshot 2
Zogo: Learn and Earn screenshot 3
Zogo: Learn and Earn screenshot 4
Zogo: Learn and Earn screenshot 5
Zogo: Learn and Earn screenshot 6

This app makes learning about personal finance engaging and accessible. It breaks down complex financial topics into easy-to-understand modules, helping users improve their money management skills and financial literacy.

What We Love

  • 👍 Fun and engaging learning experience
  • 💡 Rewarding system for learning
  • 🚀 Efficient and easy-to-use app
  • 📚 Helpful for improving financial literacy

Room to Improve

  • 🔒 Concerns about personal data collection
  • 💰 Difficulty cashing out rewards
  • 🕰️ Time-consuming to earn higher-value rewards

More Zoya Finance apps to explore

4
Kuwait - Jibla Finance
Kuwait - Jibla Finance
Kuwait - Jibla Finance
by Jibla Technologies
Free

Access real-time stock prices and market data for the Kuwait Stock Exchange. Track your investments with portfolio management tools, set custom alerts, and view detailed company information and financial reports. Stay informed with the latest market news and analysis.

Live stock prices from Kuwait Stock ExchangeCustomizable price and volume alertsUnlimited portfolio creation and tracking
💰 Finance
(19)
free
5
Zindigi - All in One Finance
Zindigi - All in One Finance
Zindigi - All in One Finance
Simple Karo!
Free

Manage all your finances in one place. Make payments, save, invest, borrow, and even trade stocks. Enjoy a customizable home screen, a unique translucent debit card, and a rewarding loyalty program.

All-in-one financial managementCustomizable home screen shortcutsTranslucent Mastercard/PayPak Debit Card
💰 Finance
(100)
free
6
Ozon Банк
Ozon Банк
Ozon Банк
Банковская карта с кешбэком
Free

This app offers a free banking card with cashback rewards of up to 25% on purchases outside the marketplace and discounts of up to 30% within the marketplace. It also provides interest-bearing savings accounts and deposit options, with all funds insured.

Cashback up to 25% outside OzonDiscounts up to 30% on OzonInterest-bearing savings and deposits
💰 Finance
(885)
free
7
Bajaj Housing Finance
Bajaj Housing Finance
Bajaj Housing Finance
by Bajaj Housing Finance Limited
Free

Manage your home loan, loan against property, and top-up loan accounts digitally. Track EMIs, make payments, download statements, and raise service requests securely and conveniently from your mobile device.

Loan account trackingEMI and repayment scheduleOnline payments and prepayments
💰 Finance
(4)
free
8
Aditya Birla Capital - Service
Aditya Birla Capital - Service
Aditya Birla Capital - Service
by ADITYA BIRLA CAPITAL LIMITED
Free

Manage all your financial needs in one place. Track insurance, investments, and loans with ease. Sign up securely using your registered mobile number for a unified dashboard of your financial products.

Manage insurance premiums and claimsTrack investment performanceHandle loan service requests
💰 Finance
(0)
free
9
Zangi
Zangi
Zangi
by Zinger Systems Limited
Free

This app facilitates group financial contributions and distributions, mimicking traditional rotating savings circles. Users create groups, invite members, and set up rounds where each participant receives a payout on a scheduled date.

Create and manage njangi groupsInvite members to joinSet up rotating contribution rounds
💰 Finance
(54)
free
10
Cent eeZ
Cent eeZ
Cent eeZ
Central Bank of India
Free

Manage your bank accounts, transfer funds, and apply for loans. Invest in mutual funds, NPS, and government schemes. Shop with exclusive deals and purchase insurance policies.

Account management and transaction historyFund transfers (NEFT, RTGS, IMPS)Fixed and recurring deposits
💰 Finance
(26)
free
11
Finance.si
Finance.si
Finance.si
Poslovne vsebine
Free
📡 News
(0)
12
Ghollak Mini (English - فارسی)
Ghollak Mini (English - فارسی)
Ghollak Mini (English - فارسی)
Personal finance manager
Free

This app helps you manage personal finances, track spending, and monitor accounts. It offers features like transaction management, insightful reports, and data export. Secure your financial data with app locking and customize your experience with themes and language settings.

Account and transaction managementInsightful spending reportsData export (PDF, Excel)
💰 Finance
(424)
free
13
Poslovni dnevnik Finance
Poslovni dnevnik Finance
Poslovni dnevnik Finance
by Casnik Finance, d. o. o.
Free

Access Slovenia's leading business news source on your iOS device. Get timely information, exclusive news, and a digital archive of the latest 14 issues. Read content the night before official release and search easily.

Access new issues the night before releaseArchive of the last 14 issuesBreaking news updates
📡 News
(4)
free with in-app purchases
14
Tamweel App
Tamweel App
Tamweel App
by AL JAZEERA FINANCE COMPANY
Free

Manage personal, home, or vehicle finances with this app. Apply for new financing, monitor existing accounts, make payments, and submit service requests securely from your mobile device.

Apply for personal, home, or vehicle financeMonitor account balances and transaction historyMake payments and postpone installments
💰 Finance
(0)
free
15
AlphaFinance SA
AlphaFinance SA
AlphaFinance SA
Your finance, simplified
Free
💰 Finance
(0)
16
Stable Money: FDs, Bonds, Gold
Stable Money: FDs, Bonds, Gold
Stable Money: FDs, Bonds, Gold
by Stable Alpha Technologies Private Limited
Free

Grow your wealth with a secure, paperless platform for everyday investors. Explore diverse investment options like FDs, bonds, and mutual funds without opening new bank accounts. Book FDs in minutes, compare rates, and invest in gold and silver.

Book FDs online in under 3 minutesCompare interest rates across 200+ banksInvest in Secured Bonds up to 12% interest
💰 Finance
(36)
free
17
Mogo-EG
Mogo-EG
Mogo-EG
Mogo Egypt
Free

This consumer finance platform offers flexible payment solutions to help users manage their budgets and enhance their shopping experience. It provides a Buy Now, Pay Later (BNPL) option for streamlined cash-flow management and financial empowerment.

Flexible payment optionsBuy Now, Pay Later (BNPL)Budget management
💰 Finance
(15)
ad-supported
18
Tanweel | تنويل
Tanweel | تنويل
Tanweel | تنويل
by Creative Future For Information Technology
Free

This platform connects users with financing offers from multiple institutions in Saudi Arabia. It simplifies the process of obtaining personal, auto lease, and real estate financing with transparent steps and tailored options. Explore competitive rates and flexible repayment terms to achieve your financial goals.

Digital finance brokerageMultiple financing offersPersonal finance options
💰 Finance
(19)
free
19
IndSMART IndianBank Mobile App
IndSMART IndianBank Mobile App
IndSMART IndianBank Mobile App
by Indian Bank
Free

A comprehensive digital banking application offering over 250 features for managing accounts, making payments, and investing. It provides tools for budgeting, loan applications, and card management, aiming to be a secure and user-friendly financial hub.

Customizable dashboard and themesAccount summary and transaction historyFund transfers via UPI, IMPS, NEFT, RTGS
💰 Finance
(334)
free
20
neobank by BNC Digital
neobank by BNC Digital
neobank by BNC Digital
BNC Bank with Digital Services
Free

Manage your finances with a user-friendly digital banking app. Offers daily interest savings, high-yield deposits, loans, bill payments, and investment options. Features include free interbank transfers, cashback, and secure chat.

Daily interest savings accountsHigh-yield deposit optionsPersonal loans with high limits
💰 Finance
(21)
free

FAQ about Zoya Finance

What are the best zoya finance apps for iPhone?
Zoya: Halal Investing App tops our zoya finance apps ranking as of July 2026, with a 4.8-star average from 1.2K App Store ratings, and it's free to download.
Yes — 20 of the top zoya finance apps we rank are free to download, including Zoya: Halal Investing App and Zogo: Learn and Earn.
Zoya: Halal Investing App has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 250+ zoya finance apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Zoya is a finance app designed for Muslims to facilitate halal investing. It provides Sharia compliance ratings for thousands of stocks and ETFs worldwide, allows commission-free investing with a low minimum, and offers tools for calculating and donating Zakat.
Key features include best-in-class Shariah screening with detailed reports, the ability to filter ETFs and mutual funds by compliance, commission-free investing starting at $1, real-time monitoring of investment compliance, automated Zakat calculation by importing holdings, and secure donation options to zakat-eligible charities.