Best Zoya Finance Apps

210+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated June 2026

Zoya is the household name in zoya finance, but it's far from the only option. We track 210+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Zoya Finance

Zoya: Halal Investing App#1

Zoya: Halal Investing App by Investroo Inc.

Stocks, ETFs, Zakat Calculator
Editor's Choice
💰 Finance
4.8😊(1.2K ratings)
FreeIn-App Purchases
Zoya: Halal Investing App screenshot 1
Zoya: Halal Investing App screenshot 2
Zoya: Halal Investing App screenshot 3
Zoya: Halal Investing App screenshot 4
Zoya: Halal Investing App screenshot 5
Zoya: Halal Investing App screenshot 6

This finance app helps Muslims invest according to Sharia principles. It offers Sharia compliance ratings for stocks and ETFs, commission-free investing, and automated Zakat calculation with secure donation options.

What We Love

  • 👍 User-friendly interface
  • 🚀 Efficient stock screening
  • 🔒 Shariah compliance verification
  • 💡 Helpful Zakat calculator

Room to Improve

  • 💰 Subscription fees may be high for some
  • 🐛 Occasional app crashes or glitches
  • 🔍 Limited coverage of non-US stocks
Perpay - Shop and Build Credit#2

Perpay - Shop and Build Credit by Perpay, Inc.

Shop, pay later, build credit
Strong Contender
💰 Finance
4.9😐(11K ratings)
FreeAds
Perpay - Shop and Build Credit screenshot 1
Perpay - Shop and Build Credit screenshot 2
Perpay - Shop and Build Credit screenshot 3
Perpay - Shop and Build Credit screenshot 4
Perpay - Shop and Build Credit screenshot 5
Perpay - Shop and Build Credit screenshot 6

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

What We Love

  • 💳 Easy payment setup
  • 🚀 Fast delivery
  • 🔍 Wide product selection
  • 💳 Builds credit

Room to Improve

  • 💰 Overpriced items
  • 🕰️ Slow shipping and approval process
  • 🤖 Poor app performance and glitches
Zindigi - All in One Finance#3

Zindigi - All in One Finance by JS Bank Limited

Simple Karo!
Worth Considering
💰 Finance
2.9😞(100 ratings)
Free
Zindigi - All in One Finance screenshot 1
Zindigi - All in One Finance screenshot 2
Zindigi - All in One Finance screenshot 3
Zindigi - All in One Finance screenshot 4
Zindigi - All in One Finance screenshot 5
Zindigi - All in One Finance screenshot 6

Manage all your finances in one place. Make payments, save, invest, borrow, and even trade stocks. Enjoy a customizable home screen, a unique translucent debit card, and a rewarding loyalty program.

What We Love

  • 👍 User friendly
  • 🚀 Fast transactions
  • 🔒 Secure payments
  • 👍 Manage money well

Room to Improve

  • 🐛 App not updated
  • 🐛 Customer service slow
  • 🐛 Flaws in app

More Zoya Finance apps to explore

4
Five Lakes
Five Lakes
Five Lakes
by Sergio Rabiela
Free

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

Program progress reviewEnrolled account managementClient Success Team connection
💰 Finance
(4.4K)
free
5
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
6
Alj Finance
Alj Finance
Alj Finance
Abdul Latif Jameel Finance
Free

Manage your financing and after-sales services with this app. It offers a streamlined experience for current clients and prospective customers seeking financial solutions. Explore available products, manage your account, and access post-sale services.

Apply for financingView available products and detailsAccess your personal account
💰 Finance
(25)
free
7
Ziraat Mobil
Ziraat Mobil
Ziraat Mobil
More than a bank!
Free

Access banking transactions conveniently with a user-friendly interface. Manage accounts, investments, payments, and more. Offers personalized recommendations and quick transaction features for individual and corporate customers.

Account and card managementInvestment tracking and managementQuick money transfers (EFT/FAST)
💰 Finance
(24K)
free
8
Accounting App - Zoho Books
Accounting App - Zoho Books
Accounting App - Zoho Books
Small Business Bookkeeping
Free

Manage your business finances on the go with this comprehensive accounting tool. Track income and expenses, send invoices, accept payments, and gain valuable business insights. Collaborate with your accountant and manage multiple currencies seamlessly.

Create and send invoicesAccept online paymentsRecord and categorize expenses
💼 Business
(5K)
free with in-app purchases
9
Click SuperApp
Click SuperApp
Click SuperApp
Оплаты и переводы UZCARD HUMO
Free

Manage your finances with a comprehensive mobile application. Easily transfer funds between cards, pay bills, and access a virtual wallet. Enjoy convenient payment options like QR codes and NFC, with features for scheduled payments and loan repayment.

Card-to-Card TransfersClick WalletWidgets for quick payments
💰 Finance
(2.5K)
freemium
10
HDFC Securities InvestRight
HDFC Securities InvestRight
HDFC Securities InvestRight
Stocks,Mutual Funds & IPO
Free

This app provides a comprehensive platform for trading stocks, mutual funds, and IPOs. It offers a personalized trading experience with features like advanced charting, order placement, and real-time market data. Manage your demat account and investments all in one place.

Demat and trading account managementIPO and mutual fund investmentsPersonalized dashboard and order placement
💰 Finance
(2.7K)
free
11
KUDIMATA
KUDIMATA
KUDIMATA
by KUDIMATA NIG. LTD
Free

This app provides practical financial and business advice from professionals. It aims to help users with money questions, problems, and concerns, serving a wide audience from youth to businesses.

Financial advisoryBusiness advisoryPractical money solutions
📚 Education
(167)
free
12
Ghollak Mini (English - فارسی)
Ghollak Mini (English - فارسی)
Ghollak Mini (English - فارسی)
Personal finance manager
Free

This app helps you manage personal finances, track spending, and monitor accounts. It offers features like transaction management, insightful reports, and data export. Secure your financial data with app locking and customize your experience with themes and language settings.

Account and transaction managementInsightful spending reportsData export (PDF, Excel)
💰 Finance
(417)
free
13
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha BankSmartXP
Siddhartha Bank Mobile Banking
Free

Manage your Siddhartha Bank accounts conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy a user-friendly and safe banking experience without needing to visit a branch.

Banking on the goBill paymentsFund transfers
💰 Finance
(1.1K)
free
14
مصرفي Plus
مصرفي Plus
مصرفي Plus
by MASARAT IT & FINANCIAL SERVICE COMPANY
Free

Securely access your bank account for instant balance checks, detailed statements, and convenient payments. Transfer funds, purchase prepaid cards, and manage your account details with ease. Offers advanced payment options like QR code and NFC for seamless transactions.

Instant balance inquiryDetailed account statementsIn-store purchases via Masrafy Pay
💰 Finance
(556)
free
15
IndSMART IndianBank Mobile App
IndSMART IndianBank Mobile App
IndSMART IndianBank Mobile App
by Indian Bank
Free

A comprehensive digital banking application offering over 250 features for managing accounts, making payments, and investing. It provides tools for budgeting, loan applications, and card management, aiming to be a secure and user-friendly financial hub.

Customizable dashboard and themesAccount summary and transaction historyFund transfers via UPI, IMPS, NEFT, RTGS
💰 Finance
(328)
free
16
Liv X - Mobile Banking App
Liv X - Mobile Banking App
Liv X - Mobile Banking App
powered by Emirates NBD
Free

Manage your finances with a secure and convenient digital banking experience. Open accounts instantly, track spending, pay bills, and access exclusive rewards and offers. This app offers a comprehensive suite of tools for everyday banking and financial growth.

Paperless account openingSecure multi-layered verificationBudget tracking and spending dashboard
💰 Finance
(1.1K)
free
17
ZiCharge
ZiCharge
ZiCharge
ZiCharge is most secure wallet
Free

A secure and efficient mobile wallet for shopping, gaming, and online purchases. It offers bill payment with promotions, reward points, and enhanced security, flexibility, and convenience.

Secure mobile walletSmart money for shopping and gamingOnline card purchasing
💰 Finance
(132)
free
18
IMANUM
IMANUM
IMANUM
Ваше благополучие в приоритете
Free

This app offers ethical investment opportunities in trading, real estate, and business projects. It also features a premium marketplace for quality goods, flexible installment plans, and transparent mobile transfers with a portion donated to charity.

Ethical investments in various projectsPremium marketplace for quality goodsInstallment plans up to 12 months
💰 Finance
(91)
free
19
Jameel Business
Jameel Business
Jameel Business
Abdul Latif Jameel Finance
Free

This finance app offers digital financing solutions and services for small to medium enterprises. Users can easily request financing, review contracts, and access customized offers with competitive rates.

Digital financing requestsContract reviewCustomized offers
💰 Finance
(5)
free
20
Tata Neu: Pay, Shop, Travel
Tata Neu: Pay, Shop, Travel
Tata Neu: Pay, Shop, Travel
One app for all your needs
Free

This app consolidates shopping, travel, and finance services from various Tata brands. Earn and redeem NeuCoins for savings across a wide range of products and services, from electronics and fashion to groceries and hotel bookings.

Shop favorite brands like Croma, Westside, TanishqBook travel with Air India and Taj HotelsEarn and redeem NeuCoins for savings
🛍️ Shopping
(404)
free with in-app purchases