Best Budgeting App
This is a great budgeting app. It shows how much I will have in the future thanks to repeating transactions. I haven’t had a late payment or overdrawn my account since using this app
Very good future budget planner
I really like this app. I used to use another app but it didn’t really sync between devices and I could only add one account. I like that I can budget for any account like credit cards too or savings. I also like the categories and how you can have subcategories like a food category and also a groceries and restaurant subcategory individually. Helps keep everything really organized. It would be nice if I could do a recurring purchase for like every Monday, Tuesday, Wednesday, etc instead of having to make recurring weekly purchases individually but that’s not too big of a deal. The only real negative is it’s sometimes slow when I first load up the app and when I go in to confirm recurring purchases have hit my account. It does it on my iPad mini and my iPhone 13 so I don’t think it’s my devices. It would be nice if it was a little more seamless but it doesn’t bother me that much. Hopefully they fix that but really good app if you can get past that! And worth the $5 a month to me. 🙂 **UPDATE** It does look like the app is more seamless and faster now. Idk if it was on their end or maybe my internet at the time but changing my review from 4 to 5. Definitely worth the $5 a month. Thank you all for creating my dream budgeting app!!! I’ve been looking for something like this for years! 😍❤️
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Very good future budget planner
I really like this app. I used to use another app but it didn’t really sync between devices and I could only add one account. I like that I can budget for any account like credit cards too or savings. I also like the categories and how you can have subcategories like a food category and also a groceries and restaurant subcategory individually. Helps keep everything really organized. It would be nice if I could do a recurring purchase for like every Monday, Tuesday, Wednesday, etc instead of having to make recurring weekly purchases individually but that’s not too big of a deal. The only real negative is it’s sometimes slow when I first load up the app and when I go in to confirm recurring purchases have hit my account. It does it on my iPad mini and my iPhone 13 so I don’t think it’s my devices. It would be nice if it was a little more seamless but it doesn’t bother me that much. Hopefully they fix that but really good app if you can get past that! And worth the $5 a month to me. 🙂
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Very good future budget planner
I really like this app. I used to use another app but it didn’t really sync between devices and I could only add one account. I like that I can budget for any account like credit cards too or savings. I also like the categories and how you can have subcategories like a food category and also a groceries and restaurant subcategory individually. Helps keep everything really organized. Only negatives I’ve ran into is I wish I could see balance reports further than 6 months. It would also be nice if I could do a recurring purchase for like every Monday, Tuesday, Wednesday, etc instead of having to make recurring weekly purchases individually but that’s not too big of a deal. The biggest negative is the app is pretty slow and laggy when I first load up the app and when I go in to confirm recurring purchases have hit my account. It does it on my iPad mini and my iPhone 13 so I don’t think it’s my devices. It would be nice if it was a little more seamless but I’m pretty patient so it doesn’t bother me that much. Hopefully they fix that but really good app if you can get past that! And worth the $5 a month to me. 🙂
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Easiest way to manage your cash flow
It took me years to to build my own cash flow forecast spreadsheet. Once I found Kualto I no longer need it. Simple to use with great reporting. Having an app on my phone lets me make updates wherever I am. If you don’t forecast your cash flow, you are driving your financial life with your eyes closed. Use this. It will reduce your cash anxiety.
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Great app but hope to see some updates
I love the the cash flow forecast but would like to be able to see more than one week at a time. Also would like to see more flexibility in choosing repeat frequency dates.
Why can’t you increase timeline and add inflation
I really liked the app, and it allows me to track/enter all the information I need. However, it gets unrealistic when I’m trying to project a cost 5 years from now without being able to say the price of this service inflates at X%. Additionally why is there a limit on 360 months?
Best Daily Expense App
If you want to keep your daily expenses on track, this is app for you.
Confusing interface
I pay for this service. It has a confusing interface. There is no way to easily delete old transactions. You have to do them all one by one manually. Also, the balance calculations are wrong. This app is frustrating and useless.
Response from developer
There is a difference between the "balance" and "cleared balance", as the latter includes only transactions that have been set to "cleared." This helps when reconciling your balance with your real bank account. We are working on providing more tutorials, but most users comment on how simple and easy to use the app interface is. We do appreciate the feedback, though.
A major part of my financial health
I started using kualto in 2018 and at this point I’d be lost without it! It helped me keep my eyes on the prize to buy my house in 2021, and is now helping me save to do improvements. I am not an abstract thinker when it comes to money, and the forecaster helps me see the long term implications of spending today. I need that positive or negative reinforcement every day to help me make good financial choices-and sometimes the good choice is splurge! Kualto has really made me feel in control of my choices and their consequences when it comes to money. And at $60/yr I have to just keep my mouth shut when my friends talk about the cost of YNAB or in-person budgeting services. The Kualto psychology works for me.
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