Leave a Review Debt Snowball Calculator
Love it!!!
Okay so I just downloaded this yesterday and I already love it! It gives me a visual and something to look forward too!
My only request is that you make the app available to Android users. My husband isn’t on the iPhone bandwagon 😊
I can’t wait to start paying off debtAndya22
Great update
Love the new featuresbutters0422
Dev team is very helpful.
I had one issue with calculation and dev team responded in no time and explain that to me.realviraj
Pretty useful!
I purchased this app to help myself achieve my goal to be consumer debt free within a realistic time frame. I give this app 3 stars for the reasons mentioned below.
Pros:
Not too bad for a one time purchase of $1.99. It’s great to see your overall expenses as “the bigger picture” with the amount of time it would take you to pay off each debt. It’s possible to pay off all your debt sooner than stated by making your own comfortable adjustments with the overall visualization. For me, it’s easier to view my finances in one place versus logging on to each finance app for balances. It’s simple to edit each debt should your balance increase due to a finance charge & or purchase just by tapping the selected creditor. I think this app is a great tool for those who are looking to begin or are already on their journey to financial freedom.
LOVE this app for being ad-free!!
Cons:
The user interface is ok. Dislike there is no settings or help feature to help you navigate through the app. Would be helpful to have a tutorial upon setting up for first time users or even a link to a tutorial for future reference. Would be nice to have a profile set up for the user to enter general information & goals (short term & or long term). Maybe have acheivement awards for reaching said goal or even for paying off a creditor? I personally enjoy & feel proud kf myself when an app recognizes my acheivement for implemented goals. Would also be useful to have a section for each creditor to add some notes for yourself such as a reminder that a double payment is possible for upcoming dates etc. Also this app would be even better if an expense tracker section was add to help the user become more cautious of their spending in terms of a learning tool. Possibly add some “Tip of the day” or “positive encouragement of the day” with daily log ins. Would be perfect to be able to have this app protected by a login with either a username & password or even just a 4 digit pin with fingerprint capability to protect information in case you let someone use your phone for other things & want to keep nosey folks out of your personal business. Lastly, would be nice to be able to back up entries every so often to icloud in case the app somehow gets accidentally deleted etc.
I am hopeful that with time, this app can improve with more features. There is always room for improvement! Overall, I would recommend this app to anyone who is looking for a way to see their finances in one place.Show lesscre10melton
No Snowball Options
I wish I had read reviews before purchasing this one. The only payoff method is paying lowest balances first. The dev responded to another review stating that paying highest interest rates first is called “debt avalanche”, but I have *never* heard of that. I’ve always seen both those options considered to be snowballing. The snowball method is that you take the money from a paid off debt and apply it to the next debt - that isn’t confined just to paying lowest balances first method. My bad for not finding out this app only has one payoff plan option and won’t work for me as I want/need to pay off higher interest rate balances first. 2 stars for the inspiration to make my own payoff plan charts like the ones in this app (using a payoff plan from another app that has highest interest rate first option).Show lessGossymer9
Developer Response
Thank you for taking your time to review the debt snowball app. We are very sorry to hear of your bad experience. The debt snowball method is a debt reduction strategy, in which you pay off bills in order of smallest to largest, regardless of interest rate. You then roll the amount you used to pay those first debts into paying off your bigger ones — like rolling a snowball down a hill.The debt snowball method forces you to stay intentional about paying one bill at a time until you’re debt-free. We are always looking for ways to improve our app and would love for you to try us again in the near future.Share account??
Just got this app but wondering if there is a way to be able to share the same info on two phones. Would like mine and my husbands phone to be able to share the info so we don’t have to input it all twice.santi77
Developer Response
Thank you so much for the 4 stars. We appreciate your feedback. Currently, the app does not have this feature. However, we are always working to improve and will be looking at what you are suggesting and adding it in the near future. Thanks again for your support.Great App!
This app is extremely helpful at organizing your debt and creating an action plan that will put you in the right path to becoming debt-free. The feelings most of us have of anxiety and chaos around managing is definitely reduced. Thank you!Redhead52.
Thumbs up!
Simple & handy appThirstyJay
So easy & love the all-inclusive view
It was super simple to funnel all my accounts into one place. So great that I can see it all in a single platform. I love that it quickly tabulates the payoff when I make additional payments...love seeing how much it reduces my payoff period!Denise Albright
More options
I would love to have the ability to payoff higher interest first instead of lowest balance. Paid $1.99 for the app and slightly disappointed.dragonfly.hunter
