2024 Apple Design Award Finalist
"An app that I love and use." - MKBHD
"The future of personal finance" - Apple App Store
Clear, beautiful, trusted. Copilot Money is the app that makes money simple.
Now available for iPhone, Mac, and iPad.
Copilot gives you incredible clarity into all your accounts, plus smart ways to categorize, budget, view your recurring subscriptions, and more. And without all the "work" of Mint and others, since Copilot learns to auto-categorize your spending — while keeping your data safe with bank-level security.
Copilot is on your side, in a world where banks and other apps are trying to sell you, not help you. It's a paid subscription, which means we'll never show you ads for credit cards you don't need, or sell your data to others. And you can chat with us anytime about questions, and even feature requests. Let's reclaim our financial data together!
Try Copilot free for one month.
It's the best money you'll ever spend!
Key features:
• Safe & Secure: We safeguard your data with bank-level security.
• All in One: Connect over 10,000 institutions, including Venmo, Coinbase, Amazon, and Apple Card — and see the big picture across it all.
• Best-in-Class Support: Navigating finances can be complicated. Our dedicated support team is ready to help you every step of the way.
• Adaptive Budgets: Copilot uses your habits to create and tweak realistic budgets for you.
• Cash Flow: Visualize how you're doing in three key areas — income, spending, and net income. Easily compare and see trends.
• AI Categorization: Thousands of transactions, automatically categorized.
• Subscription Tracking: Stay on top of your recurring spending. Even things you forgot!
• Investments: View performance, and even benchmark against market indexes.
• Custom Notifications: Stay informed, not overwhelmed, on overdraft fees and more.
• Dark Mode & Widgets: Customize your experience with Copilot!
Learn more at https://www.copilot.money
Terms of Service: https://www.copilot.money/terms_of_service
Privacy Policy: https://www.copilot.money/privacy_policy
Copilot Money currently works with US financial institutions only.
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Summary of user reviews
Positive highlights
🎨
This app hasVisually appealing and intuitive user interface
🔍
This app hasAutomatic categorization of transactions with customizable rules
🔒
This app hasNo ads or selling of user data
🔗
This app hasSeamless integration with multiple financial accounts
📊
This app hasComprehensive tracking of spending, budgets, and net worth
⏰
This app hasRecurring payment notifications
🤖
This app hasIntelligent transaction handling and suggestions
🌐
This app hasAvailability on both iOS and Mac
🧠
This app hasHelps users gain better control and understanding of their finances
Negative highlights
💻
This app hasLack of iPad and web app versions
🔌
This app hasOccasional issues with account syncing and integration
🕰️
This app hasSteep learning curve for some users
💰
This app hasRelatively high subscription cost compared to free alternatives
📝
This app hasLimited customization options for budgets and categories
🔍
This app hasInsufficient documentation and support for certain features
🚫
This app hasLack of support for some financial institutions like Apple Card
What's New in Copilot
5.1.2
December 24, 2024
In this release:
• New: Some final touches in preparation for your 2024 Year in Review! This will appear in the app on January 1st.
• New: Genmoji is here! If your iPhone supports Genmoji, you can now customize your spending categories and recurrings with brand new emojis that perfectly match your style. These will sync across all of your devices.
• Fixed: Various bugs and minor crashes.
I use the mobile iOS app quite frequently and overall really like it. The Mac app has potential but is surprisingly buggy. I've ran into a few situations where I wasn't able to delete or re-categorize certain transactions and other strange UI bugs.