Ok
My credit settlement is through clear one advantage. My understanding is this company simply has an account that pays the arrangements. A holding company. Every transaction does have a fee, but I’ve completed 3 settlements so far. The app is really basic, but customer service calls with the ghc company have gone well.
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Consolidation
Worse thing I’ve ever done in my life. They tell you x number of years then when the time is up and you’ve never missed a payment they add more years for some fraudulent reason. Save yourself. I wish someone had told me.
App crashes
I have an IPhone 13 and I cannot see my info because it crashes immediately after the first security question is submitted.
Crashes
Every time I go to the App it crashes
Don’t do it! Scammers
Elite Financial Services, global holdings, they always have different people that help you and they tell you your debt is settled until another person comes in and says “oh John didn’t settle the debt he just tells his clients that to make them feel better but we are in the process”. So when I see that my crdit score kept dropping like they said it would after settling with one of hospitals I paid a settlement and nothing came off my credit report. They literally keep taking money and can’t give me any proof where it’s going they say I’ll send you an update with everything and nope never get one only get a message back saying “I’ll get back with you by the end of day” and it’s already been a week. Already sent another email. I’ve talked to at LEAST 3 at most 6 ppl and they always have different story’s about my account and they put the last person that was helping me down but they don’t even help me in the moment. Still waiting Donna. Also the App.. this was a waste I was trying to get record of everything and going through the payments and of course they make no sense especially because I took one of my crdit cards out the “program” it said from the beginning that crdit card was getting payments but they haven’t even talked to that bank. So just doesn’t make sense at all. I was able to screenshot a lot of fake transactions before this app crashed smh. Soooo my advise don’t do it please save your crdit by not even giving them the time of day.
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Walk away!!
Scammers!! Beware!! paying for more than two years and I still owe three years.
Mr.Smith
Been on this program going on three years. They are supposed to handle all your debt, in my bank account still got frozen dealing with these people. They are not on their job they don’t take their job s Serious. If I had the opportunity I would’ve looked for a better company. I recommend do not use this company, the way they operate you can nearly negotiate a better deal yourself.? And they are taking advantage of people in debt relief .
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Working for me!
I joined under National Debt Relief and apparently this is their parent company or bought NDR. I have one debtor left to pay and I will be done. I have found them to be professional, courteous, and very helpful. If you don’t understand how it works, it will not work for you. When you have enough in your savings account which you has been set up in your name only according to what you can afford every month, they will negotiate a settlement one vender at a time which is usually at least half of what you owe. They don’t take a fee until all is said and done. Every decision is yours and if you need to change the payment plan , it is easily done. Once they get involved you never have to communicate with your debt holders again. I was so stressed out with all the phone calls and threats but once I turned it over to NDR, they took on the headaches. It will take as long as you want it to. You decide.
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Scammers
Don’t go with these scammers they charge you all these fees and it’s taking forever to pay off my debt. SCAMMERS!
Nothing but fees and unsettled debt
Shamefully taking advantage of people in debt. Fees are profits for them none of your debts are actually settled they tell you four years and it will be done in two years they only reached a settlement with one Creditor. 358$ total monthly payment which is more than I was paying out of pocket before. Huge Fees with no explanation. I need a good Lawyer to fight these scammers !!!!!
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