Unfair
I can understand being rated on speed since speed limits on roads can be tracked by GPS info. Also limiting phone use while driving (it should always be 0 unless an emergency anyway). And maybe smoothness even though sometimes you have to stop short to keep from literally crashing into someone.. that may be a case by case basis. But this app also takes points off for "time of day". I work a night shift and usually don't get home until 12:30am-1am. And I get penalized for it. That is completely unfair. If anything it should be safer driving that late because the roads are empty! There is no way this app isn't a huge scam.
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