Firstcard User Reviews

Firstcard, Inc.

Top reviews

Most RecentHighest RatedLowest Rated

Absolutely heaven sent Credit Builder Card.

This credit builder takes effect on your credit in what feels like instantly. They report in absolute detail in regards of your current status of your account with them. I’ve seen improvement to my credit in only a short time when I initially opened my account with them. If you’re looking to improve your credit, trust me this Credit Builder card is definitely worthy.

Show less

simply1brien

20 days ago

Card is garbage waste of time

Don’t or can’t transfer funds to get a card, review to open takes 2-3 days this product is waste of time besides it just uses your own money you deposit as a credit card payment

Mobarboza

3 months ago

Response from developer

Hi Mobarboza, Thank you so much for sharing your thoughts! While we always appreciate user feedback and are constantly improving our product, we’d love to clarify any misleading and confusing statements and make sure you have the best experience with us. - Transferring Funds: You absolutely can transfer funds between Firstcard and your other bank accounts! We offer 4 ways to transfer money to your Firstcard account: 1) Bank Transfer from your linked bank account 2) Debit Card Funding (aka Instant transfer) 3) Direct Deposit 4) Receiving Money From other banks. If you're having any trouble, please feel free to reach out to our support team – we're here to help and make sure everything goes smoothly for you. - Review Process Timeline: Our account review process typically completes instantly or take 1-3 days if there’s anything missing in your application and additional documents are needed. This is part of our efforts to ensure the security and accuracy of all user accounts. If your review is taking longer, please reach out to us at support@firstcard.app so we can resolve any hold-ups. - Deposits: The funds you deposit act as a security for your credit card use, which helps in building credit while preventing overspending. This model is designed to foster responsible financial habits and improve your credit score safely. Many of our users find this feature super helpful in managing their spending and building their credit over time! I hope this is helpful! You can reach us at at support@firstcard.app. We’re always here to help if you have any more questions or need assistance. Best, Emma from Firstcard

Simply the Best!

The best credit card experience! The credit building benefits and support provided by Firstcard are fantastic for international students. Would highly recommend Firstcard to any international student looking for the best card to start building credit in the US. Being able to earn up to 10% random cashback on every purchase is also a fun way that helps me save.

Show less

john_snow8

5 months ago

Credit game changer

I’ve been using Firstcard for the past few months now and my credit score has jumped 30+ points. I really like how easy it is to use this app and how fast my credit score went up! The autopay feature really gives me a peace of mind. Also absolutely love the high APY and cashback that they are giving. Really awesome app!!

Show less

Xiaopengyoush

6 months ago

DONT USE THIS

I register for it got my card activated after put in $1000 and now the app crashed and I can’t even use the card via apple pay. I tried to contact the support but they said they can’t do anything about it. 1k out the window. Don’t be like me

bbjjrrhi

6 months ago

Response from developer

Hi bbjjrhi, I'm so sorry to hear about the trouble you've experienced, and I understand how frustrating that must be! At the same time, we’d love to clarify any misleading and confusing statements. The great news is that we haven’t seen any other issues like this so far, and the app has been working smoothly for our other users. if you made a deposit and the funds were successfully transferred, your money is safe and ready for you to use. Please email us directly at support@firstcard.app with any details you can provide so we can look into this and get it resolved as quickly as possible. We want to assure you that we have no records of lost funds. Your funds are secure, and we're committed to resolving this so you can access them without any further hassle. Our support team is always here to help. Best, Emma from Firstcard

No SSN needed to build credit!

After moving to the US I was looking for a way to build credit that didn’t require an SSN. Great APY for savings and I watched my credit score increase considerably within my first few months of using. If you’re an international student or an immigrant without an SSN First card is an amazing option for you! It’s the best way to grow your savings, build credit, and earn cashback that I’ve found.

Show less

bdot56

6 months ago

Must have, revolutionary and easy!!

First Card has revolutionized the way I manage my finances. From the moment I signed up, I was impressed by its user-friendly interface and seamless integration. Whether I'm tracking expenses or making purchases, everything is just a few taps away, saving me time and hassle. What sets First Card apart is its commitment to security. With advanced security features, I feel confident in every transaction, knowing my information is protected. Additionally, their customer service team has been incredibly helpful whenever I've had questions or concerns. Overall, First Card offers a top-notch banking experience that's convenient, secure, and reliable. I highly recommend it to anyone looking for a modern payment solution!!

Show less

Isabellabelabella

6 months ago

Hard to contact support

I can’t say whether I like this card yet or not. I received my physical card, but can’t get it to activate and I can not get a hold of anyone with support.

AnnaCat4749

7 months ago

Response from developer

Hi AnnaCat, thank you for your feedback and we apologize for any issues you may have experienced. If you are still experiencing a problem with activating your physical card, please reach out to support@firstcard.app and we will normally respond quickly in order to help get any issues resolved.

Best app for credit building!

Firstcard helped me rebuild my credit score. My credit score was affected due to my careless spending behavior. But with this app, I was able to not overspend and build my credit score confidently. My credit increased 50+ points in a month! Give it try!!!

mqfromthebay