Meet Yonder, the modern rewards credit card.
The card-shaped key to your city. Yonder is jam-packed with handpicked local rewards, worldwide family travel insurance, absolutely no fees when you spend abroad, and loads more. Apply without need a UK credit score. You can apply at yonder.com
• Ridiculously good rewards
We've rebuilt credit card rewards from the ground up, with the best dining, travel and online experiences, available right in the Yonder app and redeemable with your Yonder points. Enjoy fully paid meals at London, Manchester, Bristol & Bath’s best restaurants, tickets to top shows, and stays at some of the most remarkable hideaways across the UK.
• Travel with peace of mind
Includes worldwide family travel insurance that covers trip cancellation, car hire excess, winter sports, medical expenses, no excess and more. Plus enjoy no fees when you spend abroad anywhere in the world. We use the Mastercard rate, and pass that onto you.
• 24/7 support from real people
You can contact us in the app whenever you need us. Just open a chat and let us know how we can help.
• The modern essentials
All the modern financial features you need like Apple and Google Pay, purchase protection, fraud detection, instant payment notifications, and a shiny metal card.
• Smarter credit assessment
You don't need a credit score to get a Yonder card. We use Open Banking to assess you based on how you spend your money. We just need six months of income and spending data before you can apply. Then once you're approved, use your Yonder card to build your credit score in the UK by making regular payments on your bill. If you have a credit score, we will check it.
The product is full of bugs and underdeveloped; they need much more time before they get their house in order. After being pre-approved and told by Experian I had a high approval rate, I applied for an account. The account was opened with £10K limit, which seemed normal, I was then shortly after told by the customer support team with an unprofessional message saying that the system had bugs. It was a mistake; therefore, they had to reduce the credit limit by 93%, which is a joke as I have a 6 figure limit with other lenders.
