Payday User Reviews

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  • Debited twice for Visa card setup that never happened! And Unfriendly rates

    Current review: New review alert 🚨🚨🚨 More woes for me, the user, as Payday debited me twice for $5 while trying to create a dollar Visa card. Now I’m down $10 and have no card. Please return my money so I can leave your platform for good. It is clear you guys don’t know what you are doing. Nice idea but bad implementation.

    Old review: Rate on Leather back was N747/$1 while Payday quoted N753. Also buy rate for dollar was N735? Why? The margins shouldn’t be that wide. Also why can’t I transfer from my dollar account to another dollar account but I am forced to sell my dollar at your unfriendly rate because I can only transfer to a naira account? That’s not the promise. Very bad.
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  • THIS SHOULD BE YOUR LAST ALTERNATIVE!!!!!!!!

    Neither the founder of this company, nor the investors, nor the shareholders, nor the developers, down to every employee should be trusted. Your money means nothing to them. You have a better chance getting your plastic National ID card than getting a reply for their support. After about 2 months of back and forth with support, I lost close to $100 when they finally scrapped the Mastercard, no trace, no response from support. They run this application like it’s some form of Ponzi scheme in the background, a lot of social media PR and ads, with a little to no proper functioning feature.

    Give other apps a chance before you decide to take a risk with this one.
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  • Very bad app

    I started using this app on 21st of April so decided to give it a try. So I did bank transfer to Providus account till date the money is yet to reflect at first I taught I was network so I decided to chat the customer care up after 24 hours he attended to me nicely and he said by the end of today 23april the money will reflect and I it doesn’t I should chat him up again I have been chatting him now is not replying. Pls don’t invest your money there oooo very bad app I regret downloading this app don’t mind all this stupid influencers ooo
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  • Dispensing and refunding error

    Ever Since I’ve joined this app it’s so boring and their network is extremely bad I wanted to buy items online and I made a payment then I cancelled the order and payday debited me and it has not been refunded till today I mail them times without number they don’t reply me , this is a scam app I’m not tryna leave bad review but the challenges am facing right now
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  • PayDay a Scam Company

    On March 17th, I created and funded my Payday virtual card. Later, I purchased a digital product which I ended up returning, and the company refunded the amount through PayPal. PayPal confirmed that the funds were returned to Payday, yet I have not received the refund on my virtual card. Payday's customer service has not answered my inquiries regarding this matter and has repeatedly closed my chat without providing any explanation. This has caused me significant distress, as I worked hard to earn that money. Their customer care is below average, and their slow response time has resulted in several fake Payday impersonators attempting to scam me. Therefore, I strongly advise against using Payday, as they are a fraudulent company who may end up stealing your money.
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  • ✨✨✨

    I’m so happy to have started using this app, they literally give you every opportunity a normal bank gives. This app has allowed me pay for many online courses via my in app card, isn’t that thrilling. There is no limit and they have extremely tight security!. Please work on your customer representatives but asides that this app is soooo nice 👌
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  • Poor Customer service

    Your customer service is very poor and bad you guys don’t reply message I don’t know where else we can reach your official support, due to the bad customer service I got hacked up by a scam he told me he was a customer representative which I explain my experience to him concerning the app then he sent me a link for me to click on which I did to make a better complaint the next thing I saw was an otp email which I Input it immediate all my funds was wiped off please I need a help and be refunded i wonder how it happened it was moved to a chipper cash account 😭😭😭😭
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  • Top notch service

    I've used their services for years and I can conveniently recommend. Though there might be downtimes which happens to the best of the best normally too, overall there service beats many others hands down.
  • Quite interesting

    Payday is actually good, love the Experience and functionalities, thought you still need to work on your speed in transferring money back to local accounts and vice versa
    Overall I really look forward to relying on you more for my day to day local and international transactions…..

    Developer Response

    Hi, Stilinskey007! Thank you so much for taking the time to review our app. We value your feedback! At payday, we are committed to being the best finance app. So keep using our virtual card payment to receive or send money internationally. Payday makes it easy to exchange funds globally.
  • Scam Banking App

    This is the most annoying banking and most legit scamming app i ever see, I would advise App Store to remove this useless scamming banking app called Payday from their platform , imagine using usd virtual card for transactions and it keep fail while they debit you for several times without reverse since over one month, they promised to refunds with 15 days and it more than 30days no refund. Very poor customer service. This is the most scam online bank but i them the can’t go with my money that’s sure guck payday.
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