Good in Theory
The app itself is great but there were some things that I wish were better. I think it’s great that you can select the specific charge and split and even do reoccurring charges but I wish that there was more customization especially since you have to pay for the app. With reoccurring charges it would be nice to have a two week option rather than just weekly or monthly. Being able to make your own categories for the charges would be awesome as well. I don’t know if it was my bank because it’s a pretty well known bank but not as big as navy fed or truist but it took multiple days for my charges to show up. I’m talking like 5-7 days after I made a purchase which made it difficult to really keep track of what was being spent and what needed to be split between my husband and I. I did really like the idea but the execution is a little flawed.Great for divorced couples too!
I tried out a number of apps for keeping track of split expenses after my divorce but they all had major shortcomings. Tandem works very well for us. I love that you can connect it with directly to your credit cards and split something easily with a swipe. We have 3 kids and our decree mandates that all extracurricular-related costs and all medical costs are split 50/50, with a few odd items being reimbursable by my ex at 100%. This makes things SO easy for someone like with a very forgetful brain. 3 things I would add that would really make this app perfect: 1) ability to attach a picture of a receipt (even low res) for documentation/proof, 2) ability for the other person to see the notes I add to specific expense to help explain what it’s for, and 3) ability to customize the categories. Things like “bills”, “entertainment” or “food” don’t help me. In my case it would be extremely helpful to be able to add categories like medical, school, and extracurricular.
All in all, though it’s not perfect, it’s the best I’ve been able to find at this price point.Functions well for what it is!
I’ve been using Tandem for about a month and have enjoyed how easy it is to enter and split expenses. I like how I can split by % or $ and can post expenses as both Requests and Payments. I have a few bits of feedback:
• The names of categories are not clickable (only the > arrow is) when entering expenses. I would love if the category labels were clickable. [EDIT: looks like this has been fixed recently!]
• I would love to create my own custom categories.
• The first time I downloaded the app, I was consistently forced into a “pay to use Tandem” screen. Since I uninstalled and reinstalled the app, I’ve had no issues. But had my partner not reached out to a friend to confirm the app was free, I would not have continued using the app.