Best apps like 360Pay

10+ similar apps compared and reviewed

4.2 avg rating
10 free apps
Updated August 2026

360Pay is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to 360Pay

Solis Finance App#2

Solis Finance App by SOLIS MICROFINANCE LTD

Solis
Strong Contender
💰 Finance
5.0(1 ratings)
Free
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A digital banking app designed for informal workers, drivers, traders, entrepreneurs, and students in Ghana. It offers quick account setup, seamless mobile banking for payments and transfers, and real-time financial tracking. Built with advanced security, it provides access to credit and financial services anytime, anywhere.

Seevcash: Send Money Anywhere#3

Seevcash: Send Money Anywhere by SeevCash

Low-Cost Payments & Yields
Worth Considering
💰 Finance
4.6(12 ratings)
Free
Seevcash: Send Money Anywhere screenshot 1
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Send, request, and manage money locally or internationally with low fees and fast transactions. Securely invest in USD and grow your savings with a yield wallet. Ideal for individuals on the move and diasporans.

More apps like 360Pay

4
Spark By Absa Ghana
Spark By Absa Ghana
Spark By Absa Ghana
by Absa Bank Limited
Free

This digital banking app allows users to manage their finances entirely from their phone. Perform transactions, pay bills, and make payments without visiting a branch. Enjoy convenient banking with features like peer-to-peer transfers and ATM withdrawals.

Send and receive moneyPay bills and buy airtimeQR code payments
💰 Finance
(3)
free
5
Hey Money – AI Budget Tracker
Hey Money – AI Budget Tracker
Hey Money – AI Budget Tracker
Say It. AI Tracks Your Budget.
Free

Effortlessly track your expenses by speaking them aloud. This AI-powered finance app categorizes transactions automatically, providing clear spending insights and secure on-device data processing. Start building better money habits with simplified tracking and automated recurring expense logging.

Record expenses via voice inputAutomatic transaction categorization with AIOn-device AI for data privacy
💰 Finance
(4)
freemium
6
Tomorrows Net Worth Forecaster
Tomorrows Net Worth Forecaster
Tomorrows Net Worth Forecaster
Wealth & Net Worth Tracker
Free

This personal finance app helps you track assets and debts, visualize future net worth, and discover your financial independence and retirement goals. It offers a private, offline experience with no login required.

DIY Financial PlannerAsset & Debt TrackingNet Worth Forecasting
💰 Finance
(0)
free
7
Family Pay
Family Pay
Family Pay
by Gate To Pay
Free

This app provides secure and innovative electronic payment solutions, including credit and prepaid cards accepted globally. It caters to individuals and institutions with a range of financial services and advisory.

Secure electronic payment solutionsCredit and prepaid card issuanceGlobal and local acceptance
💰 Finance
(7)
free
8
MoneySaver: Budget Planner
MoneySaver: Budget Planner
MoneySaver: Budget Planner
Find out where your money goes
Free

Easily track your income and expenses with intelligent budget analysis. Plan monthly budgets, set financial goals, and collaborate with others. Gain confidence in your financial future with detailed statistics and automatic transaction tracking.

Expense and income trackingAI budget analysisCustomizable categories
💰 Finance
(2)
free
9
Transflow Mobile
Transflow Mobile
Transflow Mobile
by IT Consortium
Free

Facilitates payments for products and services via Mobile Money. Users must be registered with a Mobile Money service to make payments directly from their phones. Businesses can also utilize this platform for payments across all mobile money networks.

Mobile Money paymentsDirect phone paymentsBusiness payment solutions
💰 Finance
(37)
free
10
FlexiPAY App
FlexiPAY App
FlexiPAY App
by Flexipay Team
Free

This platform offers a secure and convenient way to manage your finances. Easily send money, pay bills, and purchase airtime. Perform a variety of other essential transactions with ease.

Send moneyPay billsBuy airtime
💰 Finance
(22)
free