Best 360Pay alternatives: apps like 360Pay

10+ similar apps compared and reviewed

4.1 avg rating

10 free apps

Updated October 2026

360 Pay

360Pay is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to 360Pay

YPay: Card & Payments by BITOODLE ONLINE SERVICES PRIVATE LIMITED

Safe & Secure Rewarding Card

Editor's Choice

💰 Finance

3.7(18 ratings)

Free

This app provides a smart payment solution for teens, allowing them to manage their money securely. Parents can monitor spending, block/unblock cards, and receive transaction alerts. It also offers features like bill payments, recharges, fixed deposits, and gift vouchers.

JioPay Business by JIO PLATFORMS LIMITED

Simple, instant UPI payments

Strong Contender

💰 Finance

0.0(0 ratings)

Free

Spark By Absa Ghana by Absa Bank Limited

Worth Considering

💰 Finance

3.7(3 ratings)

Free

This digital banking app allows users to manage their finances entirely from their phone. Perform transactions, pay bills, and make payments without visiting a branch. Enjoy convenient banking with features like peer-to-peer transfers and ATM withdrawals.

More apps like 360Pay

Yes Money

Free

Manage your finances and transfer money seamlessly. Top up your digital wallet from various sources, send funds to friends, or pay bills for essential services.

Wallet top-up via bank, PayPal, mobile moneyFund transfers between walletsCash out to bank accounts

Seevcash: Send Money Anywhere

Money Transfer & USD Card

Free

Send, request, and manage money locally or internationally with low fees and fast transactions. Securely invest in USD and grow your savings with a yield wallet. Ideal for individuals on the move and diasporans.

Instant money transfers and requestsInternational money managementUSD investments and savings growth

Khata Book: Ledger Bookkeeper

Free

Manage customer accounts, track credit, and generate professional invoices and receipts for your business. This digital ledger app works entirely offline, storing your financial data securely on your device and iCloud.

Digital ledger bookCredit and debit trackingInvoice and bill generation

A digital banking app designed for informal workers, drivers, traders, entrepreneurs, and students in Ghana. It offers quick account setup, seamless mobile banking for payments and transfers, and real-time financial tracking. Built with advanced security, it provides access to credit and financial services anytime, anywhere.

Quick account setup in under 5 minutesSend/receive money, pay bills, top up airtimeReal-time transaction tracking and statements

Kids' cashless allowance tool.

Your Safe, Smart Payments

Free

A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.

Send and receive moneyAdd money and cash servicesPay bills easily

SoonPay - Send, Receive, Save

by Soon Pay LLC

Free

Manage your money with this secure wallet app. It facilitates instant peer-to-peer payments and seamless ACH bank transfers. Track your spending and enjoy bank-level encryption for all your transactions.

Instant P2P paymentsACH bank transfersSpending tracking