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3Nickels: Invest, Budget, Save

3Nickels: Invest, Budget, Save

Save. Spend. Give.

89 ratings
15 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • September 7, 2021
  • July 23, 2026

Features

Developer

GuidedChoice
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iphone
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🧾$14.99
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⭐15
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About

This app offers over 30 tools to manage personal finances, including debt payoff, home buying, and retirement savings. It creates a customized investment plan based on your accounts and goals, helping you prioritize and achieve financial dreams while increasing financial literacy.

✓30+ customizable finance tools
✓Customized investment plans
✓Account aggregation
✓Expense tracking
✓Goal prioritization
✓Financial literacy resources
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+1

What's New in 3Nickels

2.1.005

July 23, 2026

 • 3Nickels now shows you a look ahead built from your accounts and budget  • See how what you own (assets) and what you owe (debts) could change over time based on your current plan  • View personalized credit card insights in a new dashboard

More

Subscription plans

Advice

Personalized Advice for Your Financial Goals

$14.991 Month
How to cancel 3Nickels subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Most robust app I’ve found

Definitely have experienced great upgrades in the service. I now get help with my benefit plan choices, my budget and my investments all in one place.
Love da babyLove da baby

Excellent personal help

This app is unique. I finally know where we stand on our financial goals. At first I started out without linking our accounts. I just put in the balances. But as I used it, I found it easier to have our accounts linked so balances are updated. The app helps you keep track of where you are and then make decisions if you want to change goals or priorities. Great for couples to use to figure out what each one is thinking and to get to a solution.
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Love da babyLove da baby

Buggy and unusable

Crashes repeatedly when linking accounts
Restarts from beginning (entering details)
Miss classified accounts (brokerage as retirement) with no way of manually correcting
— DanTheMan —— DanTheMan —

Free Financial Education AND Comprehensive Unbiased Financial Advice? Yes, please.

This is a dream app come true.

Step-byastep financial advice on why and how to save, invest, and even donate to charity.

Seriously impressive
zjsmileyzjsmiley

Incredible timesaver!!!

I wish I had this App years ago.
It is great to have all your accounts in one spot and easy to use.
K - Town GrabsK - Town Grabs
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FAQ

What does the 3Nickels app do?

This app provides over 30 customizable tools to help users manage their personal finances. It assists with areas like debt payoff, saving for a house, and retirement planning by creating a personalized investment and savings plan based on user-provided account information and financial goals.

What are the key features of 3Nickels?

Key features include over 30 customizable tools for various financial needs, the ability to aggregate all your accounts in one place for easy updates, expense tracking with recommended budget adjustments, and prioritization of financial goals. It also offers resources to increase financial literacy.

How much does 3Nickels cost?

The app operates on a low monthly subscription fee, which includes access to all its features and tools. Specific pricing details are typically found within the app or on its official website.

What kind of financial goals can I set with 3Nickels?

You can set and prioritize a wide range of financial goals, such as paying off debt, saving for a down payment on a house, or planning for retirement. The app helps you create a plan to meet these goals according to your chosen priorities.

Can I see all my financial accounts in one place?

Yes, the app allows you to bring all your financial accounts together for easy updates. It provides updated balance information automatically and offers investment advice for all your investment accounts.