Leave a Review Debt Free
Perfect for me!
I love this app! I kept searching for an app where I could enter my debt and then choose which Snowball debt method I wanted to use. So many of the apps want to log into my bank, credit and loan accounts; that is not what I was looking for. I want to manually manage my debt to help me to really get my head around it and be connected with where I am in the process of becoming debt-free.Show lessTahiti Sunshine
Debt free now!
I highly recommend this app. When I downloaded this app years ago my total debt (including my home) exceeded $130k. Using this app I created a plan that would allow me to retire debt free. I used the app monthly to monitor and make adjustments. The app helped me appreciate the impact of taking on additional debt. Sometimes I altered my spending plans and other times increased payments. It worked. I am now retired with no debt. With mixed emotion I’ll now delete the app.Show lessreebeebeebee
Good app - fix minimum payment due
Good app - easy to use and nice to look at. It allows you to put in multiple debts and gives a payoff time for each one. Also has a progress bar so you know how far you’ve come.
Please remove minimum payments for each debt!!!! Debts like student loans before I graduate and loans from family don’t have a minimum and messed up the numbers!Show lessRainangele
Does not work
Can’t enter payments, interface does not work on newer phones, clearly hasn’t been updated in years.
Waste of money, have never requested a refund but have for this - should be removed from the store.Wizid*
Great app
This app us absolutely great. It has helped me to focus on debt repayment and I have substantially reduced my debt with this focus. Even whilst out shopping I hesitate and make a further debt repayment rather than buy something I don't really need. Yes
I've been asked to leave a review in 2020. I noticed my original review was 6 years ago. Well with the focus from this app coupled with my determination I cleared my cc debts about 4.5 years ago. Since then I have continued to use this app for my mortgages. One is due to end Nov 22 with a reduction of term and higher monthly payments but with extra 10% overpayments will be sooner. I will then attack my second mortgage on a BTL property. The app has been great in helping with a huge mindset change. Oh and I'm not totally obsessed with repayment. I enjoy life along the way with holidays/luxury purchases/car etc saved for in advance in sinking funds.Show lessTobedebtfree
Light at the end.
This app is amazing. When you are in debt and trying to get out it’s hard. You have to face all that you owe. When you write it all down things get real. This app shows you how long it will take with the snowball affect. It amazing when you visually see it. You get really motivated knowing you can see the light at the end of the tunnel. It makes you work harder to get to that goal. Thank you for making this app. Debt is something that no one wants. 🥰Show lessAs of Feb 27 2012
Overall, it’s good for what I want
This app is super simple to use. Just enter your debt, interest rate, min payment, due date, credit limit (or original balance) and current balance. It then tells you how much total debt you have and how soon you can pay it off using the calculated plan you choose (snowball or not, highest interest, lowest balance, custom, etc). It really opened my eyes to my debt situation and gave me a clear plan...for that it deserves 5 stars.
There are a couple of issues that are mentioned in previous reviews. When you make a payment, it doesn’t credit it in the payment schedule. For example, I owed MasterCard $200 and Visa $400. Making an August payment of $200 to MasterCard and $25 to Visa, means that my September payment should be $225 to Visa. Instead it now wants me to make another August payment of $225 to the Visa. I would think that this would be an easy fix for the app designers.
Knowing that the app does this, means that I am just looking at due dates and applying the snowball payment to the correct debt, while paying minimum payments to everything else.Show lessChristi617
Needs Update
I like the features of this app more than a lot of other debt-related apps, and this one doesn’t require creating an account — no sharing your info.
My complaint is that the app looks the same as it did years ago and the resolution isn’t great. Blown up on my iPhone 8 Plus, it looks terrible.
The important part is functionality, which is good. So overall, the app is 👍🏼Show lessgodfrey.ra
Buyer Beware
I paid for and downloaded this app yesterday based on the [I know see] old, outdated reviews. It doesn’t work anymore, and. from what’s shown in the App Store, It looks like it hasn’t been updated for a year.
It won’t sync, the “backup” option only says to email myself a copy of the backup file, Without providing any clue as to where exactly that file might reside on my iOS device(s).
The data-picker roll wheel is erratic, won’t put the right date in the right spot, and only allows you enters the first of the month regardless of what day of the month you actually pick.
It doesn’t provide even the basic snowball payoff functionality, and insists on displaying a mashup schedule that appears to blend 2 different strategies.
I’m off to look for a better app.Show lessRanger Ken
Almost perfect ...
Been using this program for the last four or five years, or maybe longer, and I’m finding it very useful. There are two bugs that I believe still exist, one of them has to do with final payments, and the other is a spurious payment amount that generate more than two decimal places. If those were fixed, this app would be perfect! :)Show lessKumbahya
