5Point Credit Union User Reviews

Customer Experience

Positive experience79.8% of reviews
Neutral9.5% of reviews
Negative experience10.7% of reviews

~ Based on 84 written reviews from the US App Store.

What users say

Is 5Point Credit Union Safe?

5Point Credit Union appears safe based on user ratings. AppsHunter Safety Score for 5Point Credit Union is 97/100.

This assessment is based on 5,147 user ratings, with an App Store average of 4.8/5.

Safety Analysis

96.3% of ratings point to a safe experience
1.7% of ratings suggest some concerns
2.0% of ratings point to a risky experience

~ Based on 4,587 App Store ratings for 5Point Credit Union.

Is 5Point Credit Union Legit?

5Point Credit Union appears to be a legitimate app. AppsHunter Legitimacy Score for 5Point Credit Union is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Did a instant transfer and it’s been over 2 hour and it doesn’t transfer.

.

Perfecto

I love this easy

Review

One of the best decisions I’ve ever made was banking with 5Point Credit Union

App

Awesome

Could be improved

When a scheduled bill pay goes out it should appear on the pending section of the account the funds are coming from.

Good

Good

Gold star for 5 point

5Point is wonderful! The app is easy to navigate. I wish they had a virtual teller.

Awful Design

I had the website bookmarked on my phone & computer forever. I wish I hadn’t removed it for this app. This is a total mess. Every time I make a change & then go back to fine-tune it, I get an error message. It doesn’t matter what the change is - account preferences, display preferences, etc.

I tried adding the bookmark back but it looks different now. I really hate this messy app!
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5Point Bank App

It’s great very easy to use and super efficient. Great job guys!

Use with ease!

This is app is informative and user friendly!

Widget iOS18 update

Will there be an update for the widget so we can see our balance?

Bill Pay is so slooooooow to load in app

I’ve been a member of 5 Point for 20+ years and a user of the app as soon as it came online. There must have been an update or change to a different OLB platform because Bill Pay used to be quickly responsive, but now it takes a very long time to load in app. Annoying for the individual who counts on the convenience of OLB to manage banking tasks quickly.

Side note about the institution itself. Again, I’ve been a member for 20+ years and generally been very happy with them, but last month they did call to tell me that I underpaid my mortgage that month by 22 CENTS and there would be a $28 late fee for that. Really??? I pushed back and eacalated up the ladder until it was waived, but come on people - look at member’s history before you make silly statements like that that can cost you a membership.
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Maikel

Muy satisfecho con los servicios prestados

The app will not open and I can not check my accounts

IPhone pro 13 App won't open

Check depositing

Since the app has been updated everytime I deposit a check it does not show up in my accounts. The check will be accepted and the money in my checking will remain unchanged. I have to transfer money to my savings in order for it to change or sometimes it doesn’t even show any accounts eligible for transfer so that I can have it change. When I call 5 point to ask why my check isn’t depositing when it has been accepted, they tell me the money is in my account and then I’ll check the app again and it’ll show up
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Thanks five point

Thank you for making it easy convenient to check my account deposit checks the very good courtesy I do have when I go to the bank and see the friendly faces and smiles

Fluid.

The app runs smoothly and its easy

App

I love it

Not working

The app won't allow me to login any longer. My password works on the website but not on the app.

Ricky Richard

Excellent top-notch service everything that I need in 5Point Credit Union thanks again