Live Reviews:
Envelope: Banking & Budgeting

Envelope: Banking & Budgeting

Spend and save with 4.55% APY*

⭐️4.7 / 5
Rating
🙌134
Ratings
📼9 scs
Content
📦~ in 2 weeks
Updates frequency
🗣❌ unsupported
Your locale

All Versions of Envelope

1.022

July 4, 2024

Bug fixes

1.021

June 28, 2024

FEATURES - New 'Always assign' quick action

1.020

June 5, 2024

FEATURES - Transaction search - Search filters (expenses, deposits, unassigned) - Search supports name, MCC, purchase state, purchase city, envelope name, declines, reversed, etc. - Shows you exactly how the search matches as you type - App now shows card decline reason - Added push notifications for card declines - Updated back button design on Account tab BUG FIXES - Fixed glitchy assign transaction animation - Fixed glitchy rearrange envelope refresh - Money in/out table now uses phone's timezone for grouping (instead of GMT) - Fixed in/out chart showing $0 for current month for some users - Text MFA sheet allows you to retry now
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1.019

May 20, 2024

Envelope Insights Update New Features - Four new chart types - New top balance header design for Available/Envelopes/Balance - Cash App transactions now display sender/recipient in the name - New "You appear to be offline" UI for no internet connection - App shows cached envelopes, cards, & account balance when offline - Redesigned Quick Move, Create envelope, and other top buttons - Visual facelift for Protected savings Four new charts: - Monthly Envelope spend - Monthly Envelope balance - Monthly/Yearly Envelope breakdown - Money In/Out table Bug Fixes - Offline mode doesn't show "Create account" screen - Fixed auto-assigned charges affecting envelope balance if declined - Fixed issue with set card pin not working - Transactions can now be unassigned from an envelope with insufficient funds - Addressed issues with large font size and small screens Minor Changes - Protected savings moved into the envelope list - Removed "Money" from certain instances of "Envelope Money"
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1.018

March 13, 2024

Precision Update FEATURES - Added daily envelope funding - Added weekly envelope funding - Added percent of every paycheck funding - Envelope names can now have slashes "/" and "|" - New funding & expense/goal picker design - Paycheck funding runs much faster if you have lots of envelopes & transactions BUG FIXES - Fixed issue with Protected savings not appearing in list of paycheck funding envelopes - Fixed issue with Protected savings causing paycheck funding to fail if couldn't fund all envelopes - Documents screen shows bank statements in correct year order - Fixed spacing on Documents tab - Fixed APY label spacing on Protected savings - Fixed visual issues when editing Protected savings
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1.017

February 21, 2024

FEATURES - App now shows current Protected savings APY rate - Swap physical/virtual cards by scrolling down on the Account tab
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1.016

February 16, 2024

FEATURES - Physical card number now visible in the app - New card swapper UI - Updated card styling - Added fraud card management tools to the account tab - Updated order new card styling BUG FIXES - Made error messages on buttons more helpful
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1.015

February 1, 2024

Holiday Feature Fest week 6 FEATURES/CHANGES - Lock/unlock card from account tab - Removed invite codes BUG FIXES - Fixed issue stopping users from getting through onboarding if they started several months ago before invite codes - Fixed visual bug on quick top off screen
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1.014

January 18, 2024

Holiday Feature Fest weeks 2, 3, & 5 FEATURES - Protected savings envelope - Protected savings balance now shows at top of Activity tab - Envelope sort options - New Move Money experience - Added "00" button to keyboards BUG FIXES - Fixed a bug causing login loading bar to animate endlessly - Fixed archive envelopes button not working till force quit - Fixed account details padding issues - Fixed Not Enough in Available bug
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1.013

December 5, 2023

FEATURES - Added membership fee info to Account tab (shows how much you need to spend for the free membership) - Top off while assigning (If you try to assign to an envelope that doesn’t have enough funds, instead of just not working, it’ll ask if you want to top it off first) BUG FIXES - Fixed issue with activate card ping and set card pin not prompting for MFA
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Price History of Envelope

Description of Envelope

Envelope is the banking app that gives you total control of your finances. We've designed the app from the ground up for the personal finance power user. Best-in-class envelope budgeting, instant transaction notifications, separate virtual & physical cards, and built in joint accounts give you the tools you need to take your finances to the next level. * Envelope is a financial technology company and is not a bank. Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Annual Percentage Yield (APY) of 4.55% is effective as of 2/14/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account.
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Envelope: FAQ

Is Envelope software compatible with iPad devices?

Envelope isn’t available on iPad devices.
The Envelope app was released by Envelope Money, Inc..
The Envelope app requires iOS 16.1 or later.
Users love Envelope, as evidenced by its outstanding rating of 4.7 out of 5.
The App Genre Of Envelope Is Finance.
The latest version of Envelope is 1.022.
Envelope’s latest update was rolled out on July 6, 2024.
The app was launched on March 21, 2023.
Family-friendly content, no mature themes or violence.
The Envelope app is now available in English.
Unfortunately, Envelope is not on Apple Arcade.
Unfortunately, in-app purchases are not available within Envelope.
Unfortunately, Envelope is not optimized for use with Apple Vision Pro.

ASO: Keywords of Envelope

Screenshots of Envelope

iphone

Alternatives to Envelope

Reviews of Envelope

  • An absolute scam

    Envelope is, without a doubt, an absolute scam. You are charged an upfront fee for the most worthless barebones fin-tech app on the market. The app offers legitimately no value, customer service is essentially non-existent and most of the positive reviews seem to be internally concocted by Envelope staff. Do you want to throw away $5 for an app that does absolutely nothing, offers no value and cannot keep your funds safe? Well, sounds like Envelope is for you. If you value your money and do not enjoy doing business with shady businesses I recommend staying away from Envelope.

    Developer Response

    We're sorry to hear about your experience with Envelope. We aim to provide valuable financial tools, and we apologize for falling short for you. Please note that we offer 24/7 phone support in partnership with Visa for urgent issues and have an in-house team available via text or email during banking hours for non-urgent messages. Regarding your concerns about the reviews, we assure you that we value honest and genuine feedback from our users. We do not condone or engage in any practices to fabricate reviews. We would appreciate the chance to address your concerns directly. Please contact our support team at hell@envelopemoney.com. Thank you, The Envelope Team
  • Absolutely incredible

    The team at envelope is solving such a cool problem. They are still early on, and it’s already so amazing. I’ve loved my experience thus far and made the switch to Envelope as my primary bank account. It is important to note that this is not a stand-alone budgeting app, this is a neo bank built around budgeting (which in my opinion makes by far the most sense if you’re trying to budget). I love the product and I love the dedication of the team to their vision. If you’re looking to budget, this is the way to do it.
  • For Simple Bank Lovers

    For anyone that was a fan of Simple Bank back in the day, their soul lives on here.

    This is a fantastic bank and product for anyone that is visual with their money and enjoys the envelope budgeting style.

    So so excited to see this app/product progress.