Kualia - Zero Based Budget

Tracking your spending, income and holistic zero-based budget is essential for making sure you’re planning for a strong financial future. With all the distractions in the world, it’s easy to keep track of every little penny when income, spending, and all of your transactions are spread across several accounts. Luckily, Kualia can help track your zero based budget down to each individual transaction.   Managing your budget is a habitual activity that financial gurus have taken advantage of for years. Kualia helps you build these habits to manage your spending. With an envelope budget approach, it’s easy to make sure your finances are in order. Envelope budgeting is a method in which current dollars (from income, savings, etc.) are allocated each month into a category “envelope” which you then spend from over time. This makes it easy to hold yourself financially accountable for every single purchase.   Kualia gives you the confidence to take control of your budget, ensuring that every transaction, income, and budget envelope is manageable!   Features our Users Love: • Expense Tracking: review imported transactions to manage spending across multiple customizable envelope categories. • Bank Linking Through Plaid: Connect bank accounts to your hearts content with Plaid’s thousands of optional integrations. • Easy Category Selection: Choose from 50+ standard categories to easily manage your bills, needs, savings, and want budget envelopes. • Goals and Targets: Reminders to ensure categories are appropriately budgeted on a monthly and yearly basis. • One-by-one Transaction Review: Review each of your individual transactions over a period of time to categorize and map to budget categories. • Budget Overview: A holistic view of your budget categories to see if you are on track, overspending, or over funding certain budget(s) • Net Worth Tracking: A holistic view of your assets and liabilities to review your overall net worth in a moment’s notice   Subscription Details: • Kualia is an auto-renewable subscription, billed monthly or annually. • After your initial 14-day free trial, you must subscribe to continue using the app. • There is no free version with less features, just one paid version. • Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current billing period. • Any unused portion of the free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable.   Terms of Use: https://www.kualia.com/terms-of-use Privacy Policy: https://www.kualia.com/privacy