Debit & Credit User Reviews

Top reviews

Excellent alternative to Mint

I’ve been interested in a Mint alternative for years now. This app is exactly what I would have developed myself if I had the time. I love that it uses iCloud for storage so that my private information isn’t stored in any 3rd party storage/service. The syncing between devices is fast and seamless. The app is lightning fast compared to mint which makes it effortless to add transactions on the go. I don’t mind that there is no syncing capability that would require me to share my credentials or use a service like Plaid that then has access to my private financial information. I finally have a place to store all of my receipts in an organized way that’s available on all my devices. I think the $20/year for premium is very reasonable.
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Great, but

I love the simplicity of this app, I love the layout and ease of use, and I love its features. I haven’t been overdrawn once since I started keeping track of my finances with this app. However, there is one annoying bug that keeps popping up where the app will duplicate my recent transactions and it throws everything off. I had to delete 180+ items yesterday that the app made copies of, which is time-consuming and potentially could still mess up my budget if I don’t catch them all.

Edit: This bug just happened again and I had to manually delete 270+ duplicates 🙃

Edit 2: Still dealing with this bug on a regular basis, love the app otherwise but this is very annoying!
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Love it

I unexpectedly had to switch finance apps. On short notice after YEARS of use.I needed something easy to set up, that was cost effective and easily and seemless when it came to syncing between devices without having to pay for multiple versions or platforms. My income is VERY limited . This fits perfectly. I love the simplicity compared to my previous app. My only 2 suggestions would be. Different color fonts for debits, credits, and balances. And 2. The possibility of a lifetime subscription option. Although the yearly option works wonderfully I’m sure. I’ll find out in a few days
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Simple and Privacy-Focused

I've tried dozens of spending apps, and this one is by far the best. CSV import/export, shared accounts, iCloud syncing, and the native iOS/macOS feel are just a few of the amazing features of this app. It is great to finally find a simple, privacy-focused spending app that feels at home on Apple devices. Thank you, Ivan!
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Great, but

I love the simplicity of this app, I love the layout and ease of use, and I love its features. I haven’t been overdrawn once since I started keeping track of my finances with this app. However, there is one annoying bug that keeps popping up where the app will duplicate my recent transactions and it throws everything off. I had to delete 180+ items yesterday that the app made copies of, which is time-consuming and potentially could still mess up my budget if I don’t catch them all.

Edit: This bug just happened again and I had to manually delete 270+ duplicates 🙃
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great app functionally, but buggy

Been a fan of this app for 2 years now. Glad that it remained consistently useful, minimalistic and did not overcomplicate things with too much useless functionality.

On the flip side, i get little annoying bugs now and then. Particularly in the Apple Watch app (which was my primary reason to subscribe): Debit & Credit watch faces are out of sync with the main app most of the time, and I just can’t figure it out, what’s the logic behind this bug 🤷🏻‍♂️ I use Budgets complication and it almost never matches what the the budget is in the iOS version. Sometimes (not always) the account balances and transactions are outdated (old) in the watch os, and up-to-date in iOS! In the Watch OS app it shows my 2-days old transactions and marks them “Today” and “yesterday”, as if date didn’t update in the app
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I can see the developer’s care

It’s been quite useful as a free app for me personally, and it became even better when I decided to subscribe for the annual plan. I hope all the well thought out features, simple and consistent, keep on coming. Nothing but love for D&C.

Zero based budgeting would be nice

This app is fantastic as it is, but the only thing I want out of it is to have the option of zero based budgeting like with YNAB 🤞 Recently switched to that because that works better for me, but if it comes here, I would switch back in a heartbeat.

Okay app

I like that it will project my balance into the future based on my repeating and future transactions. But it has been making duplicates of my transactions recently and that should be fixed. Why there are the options to “clear” transactions and/or “reconcile” them, I’m not sure. But I do know if I don’t “clear” the transactions they won’t compute the right balance. So I feel like I am doing double the work when I only want to reconcile them to my statements every month only once. Also, there is no option to “roll up” transactions to save space. If I want to remove old transactions I have to delete them one by one, and if these transactions are transfers to other accounts within the app, the transfer is deleted in the other account, even if you don’t want to delete that transfer within the second account. It’s a decent app, the only one I found that has the features I need (like a report of transactions) but it is quirky and takes some getting used to.
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Efficient, Intuitive, Practical, Easy to Use

I’ve been searching for a way to keep track of income, expenses and net worth using my iPad and have tried several applications but this one beats them all. I especially like the ability to attach receipts and add special notes to each transaction. It is clear that the Developer put a lot of time and energy into perfecting this application. Many thanks from a former quickbooks user!
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