Debit & Credit

Debit & Credit

Personal Finance Manager

⭐️4.8 / 5
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🙌1.9K
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📼7 scs
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🎪1 available
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🧾$19.99
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All Versions of Debit & Credit

7.0

June 24, 2024

Apple Card, Apple Cash, and Savings integration (iPhone, iOS 17.4+ required, US only) Get your Apple Card/Cash/Savings transactions automatically imported into the app. Debit & Credit will do its best to categorize transactions and you can make your import super smooth by creating import rules. The app will also try to recognize and process Daily Cash transactions as refunds of your expenses.
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6.3.3

May 13, 2024

Fixed bug when the payees report was incorrectly accounting for income transactions with split categories.
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6.3.2

March 6, 2024

• fixed bug when scheduled transactions in calendar were created without taking into account specified end dates • improved logic behind autocompletion for metadata items when creating a new transaction
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6.3.1

January 30, 2024

• graphs of the wealth-related reports (“Am I getting richer or poorer?”, “What will happen to my wealth in the future?”) now have more information displayed, their scale was adjusted to accommodate more report items • fixed bug when transaction descriptions were displayed incorrectly for transactions with splits when looking at a report with a large font size on a small screen device
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6.3

January 23, 2024

This update brings improvements to report charts. The improvements are only available if you are running iOS 17. Changes to all reports: • the Y-axis with amounts is now always displayed on the right side • reports can be scrolled horizontally and timelines are consistently displayed in one direction across all reports • improved selection of items in a report graph Changes to wealth-related reports: • the wealth forecast report is now broken down into weeks rather than days when looking at next year. For the daily forecast, please change the report date period to next month or quarter • the wealth forecast default date period is now next quarter instead of next year. You can change the default date period in the report settings • improved display of the X-axis with date periods when looking into reports with shorter date periods Changes to the “How my spending is changing?” report: • report information for parent categories no longer includes child categories. They are treated now as separate categories. You can enable subcategory grouping in the report settings. Other changes: • improvements related to accounts sharing setup
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6.2.1

October 19, 2023

Fixed bug when date selection was not working on iPhone when doing account statement reconciliation.
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6.2

September 13, 2023

• improved support for iOS 17 and watchOS 10 • iOS 17 and macOS Sonoma have different calendar permissions. Debit & Credit requires full calendar access, the app now displays correct permission request for that. • bug fixes
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6.1.5

June 22, 2023

• fixed bug when a balance forecast could be incorrect if you have recently moved to a different timezone • slightly improved PIN code entry animation, there is a very small delay now after typing the last digit
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6.1.4

May 11, 2023

Added support for Apple Savings account. If you have an account called "Apple Savings" and you create a new transaction on an account called "Apple Card", the app will automatically create a cashback in the savings account. Any existing scheduled transactions with Apple Card will need to be edited to make the cashback account change to Apple Savings.
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6.1.3

May 4, 2023

Fixed bug when the app was printing multi-page reports incorrectly.

Debit & Credit In-App Purchases History

$19.99

Premium Version

Unlimited accounts, transaction files & more

$19.99

Premium Version

Unlimited accounts, transaction files & more

$19.99

Premium Version

Unlimited accounts, transaction files & more

Price History of Debit & Credit

Description of Debit & Credit

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Integration with Apple Card, Apple Cash, and Apple Savings Get your transactions from Apple Card automatically imported into the app. Debit & Credit will help you to automatically categorize them using import rules. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Color Themes Eight color themes are available for selection in the app settings in case if you want to customize your experience. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.
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Debit & Credit: FAQ

Does Debit & Credit support iPad devices?

Yes, Debit & Credit is iPad-friendly.
Ivan Pavlov Pty Ltd is the developer of the app.
Debit & Credit currently supports iOS 14.0 or later.
The Debit & Credit app has a consumer rating of 4.8 and gets a lot of positive feedback.
The App Category Of Debit & Credit Is Finance.
The newest version of Debit & Credit is 7.0.
The latest Debit & Credit update was released on June 30, 2024.
The Debit & Credit app originally came out on February 5, 2023.
{{ name}} doesn’t contain potentially objectionable material and is rated Ivan Pavlov Pty Ltd.
Currently, Debit & Credit supports Dutch, English, French and 8 more.
No, Debit & Credit is not featured on Apple Arcade.
Certainly! Users can make in-app purchases within Debit & Credit.
Sorry, Debit & Credit is not designed for integration with Apple Vision Pro.

Screenshots of Debit & Credit

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Reviews of Debit & Credit

  • Such a great app

    Been using this app since 2018. It’s an awesome app, perfect for what it needs to do, beautifully designed and just great to use. It is my only tool for keeping track of money; I have like 10 accounts in it or something, and wouldn’t know what to do if I didn’t have this! It just blows all the alternatives out of the water in my opinion, I like having to put in transactions, it forces you to engage with your spending and results in much more accurate records than those other ones where it tries to connect to your bank or whatever. You can set it up with your accounts and whatnot in whatever way works for your brain. Just great 10/10 app and easily worth the yearly subscription. Only “complaint” is I feel like the reports could be more customizable.
  • Oh. My. Goodness

    I can’t tell you how many bank balancing apps I’ve tried, subscriptions I’ve sampled, painstaking nights I’ve had reconnecting accounts, fixing data, etc. This app is EVERYTHING. If you are looking for something automatic to track your funds, this app isn’t for you. But if you are truly dedicated to updating your transactions and keeping track of where everything’s going, this app will be a godsend for you. This app does it all. It makes me feel like I am able to manipulate my own bank accounts and keep track of how much I’m spending on what and where everything truly flows and it’s BEAUTIFUL. I love that I can make unlimited accounts and add my own values to things, especially with things like depreciating assets that don’t necessarily have an account, but I like to keep an eye on its value which this app does it all. The seamless integration to your calendar, the notifications, the scheduling feature, I can’t emphasize it enough. There might be hesitation to pay $20 a year for this, but it far beats a painstaking spreadsheet that isn’t accessible on your phone. Oh, and not only is this app accessible on your phone, you can upload receipts, add notes, etc and sync it to icloud to view on your mac, iPad, etc. Wow wow wow.
  • First time knowing it exists, love it but would request some options

    I have been looking for a offline budget manager and was so pleased when I tried this out. I am now subscribed! Love the ease of use, how easy it is to change descriptions, etc.

    The only request I would have is to have an option to display transactions by payee and not description. Sometimes I like to be able to see the feed by seeing who I paid or bought from. Also on the “scheduled” side, when scheduling, it would be easier and more streamlined to allow the repeat options on the same screen below rather than tapping to go to another screen. Another thing I would appreciate is an option to display the credit limit against the amount owed on the main accounts screen.