Pennies User Reviews

Top reviews

Leave a Review Pennies
  • Great app by a great guy :-)

    I’m an avid overspender and Pennies has massively helped me come face to face with my spending habits, and is motivating me to stay on top of things and make progress towards changing my financial circumstances. I would absolutely recommend this app to anyone who feel like they need to get a better grip on their spending too.
    The way I use it, I’ve calculated my monthly income and all my fixed monthly expenses (reoccurring bills, mainly) and then put the rest into different spending budgets - food & household, hobbies & leisure, fuel, etc. And simply adding the expense as and when it happens, or a few days later by saving receipts and/or going through my banking app.. it makes me feel in control of my situation rather than using automated or semi-automated apps like Yolt, etc.
    This is the only budgeting app that I’ve stuck with, and I’ve tried a truckload!!
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  • Simple and Effective

    I already track all our expenses using Quicken. What I'm looking for is a simple, visually appealing, easy to use app to track how I'm doing in a few specific categories each month. That's something that's too cumbersome on a computer, especially when you're out and about. How much do I have left this month to go out to eat when I'm standing right in front of a restaurant? Check Pennies and boom! Decision made! I contacted the developer and he said that the ability to sync with someone else on different iCloud account is coming soon. That would make this great app perfect. Now my wife and I can be on the same page all the time with our budget!
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  • Best budgeting app

    I’ve tried so many apps, but this one keeps it sleek and simple. only improvement I would make is to be able to set bi-weekly income dates on weekends as well, not just weekdays
  • Thundergarters

    App works perfectly on iPhone; I use the app with Family Sharing so me and my partner both use it. I can use it on my Apple Watch perfectly fine, in 3 months it has crashed for me just once. However for my partner it crashes on her watch daily and she has to reset her watch, and sometimes go as far as deleting and reinstalling the app. We both have series 3 watches; mine is IOS 5.1.1, hers is iOS 5.1.3 (mine says it is up to date) so I can only assume it’s the iOS version making the difference?

    Review would be 5 stats straight up if the issue with the watch app was resolved as otherwise it is perfect.
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    Developer Response

    Hey buckleyourboots, Thanks for your feedback, and I'm sorry you've been having problems with your Watch. Drop me an email at emile@getpennies.com and I'll help you get things working properly again. -Emile
  • Really Laggy - Unusable

    The designed functionality and features themselves are no problem. Aesthetics are nice too. However, the app is really laggy and crashes on me without fail nearly every time I try to make any type of change, making it impossible and really frustrating to use efficiently (kind of defeating the purpose of having this app in the first place). My list is about 23 items long, if that helps as a reference. I wasted at least a good 30 minutes on trying to complete my updates. This had been an issue on my 6S for months so I stopped using the app completely, and when I recently upgraded to one of the XR, I was hoping there would be no issue. Unfortunately, the same issue persists.
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  • Can’t share with family

    Really a great app but with one major flaw, which is that you can’t share a budget with your significant other. This kind of defeats the entire purpose, because if only one person is following the budget, then you’re not really making any progress. The only work around the developer suggested is to share an icloud account, which is just plain silly. So yeah, I can track MY expenses, and she can tracks HERS. But if want to know how WE are doing, we have to break out the spreadsheet.
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  • One of my favorite finance-related apps!

    I love this app so much.

    First, the aesthetics. It is beautiful to look at and very easy to navigate. The sounds effects are simple and satisfying to hear. Also, love the colors!

    Even more importantly though, this app helps me keep track of every single penny going in and going out. And what I *especially* love is how this app is so versatile! If something changes in my financial situation/needs later on, I can easily switch up my budgeting approach. The minimalistic functions allow for a flexible approach to budgeting and encourages “budget creativity” to use each of the app’s tools in their own way. For me this is what makes it fun—you can do whatever works best for you.

    The only thing is, as some users have mentioned, when you have a longer list of budgets (I have 28), the app lags quite a bit when toggling between budgets. It is somewhat frustrating at times when I am trying to balance my budgets quickly. But if you have fewer budgets or don’t mind exercising a little (sometimes a lot of) patience, then it isn’t *that* bad. I will continue using this app because of the flexibility it allows me for my budgeting needs. Plus, I have tried several apps in the past, and this Pennies one works best for me. Otherwise, the lagging truly would be a dealbreaker because it interrupts my budget planning flow.
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    Developer Response

    Hi Ange Tea, Thanks for your feedback. This issue is now completely fixed in the latest version (5.8). Please update to this version and everything will be working properly for you. If you feel like updating your review rating to reflect this new update, that would be awesome too, I'd really appreciate it. Cheers! -Emile
  • AWESOME app for tracking spending categories

    I have tried a lot of different apps for tracking spending. I like the ones that take in your entire income amount and balance out your whole budget, but I just needed to track spending in certain categories where I have a lot of variable spending on my credit cards. This is great for that!! In addition, if you do have an entire income that needs to be budgeted, this would be a great tracker. Cheers!
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  • Great app with one complication (pun intended)

    I recently heard about this app from a friend and decided to give it a go. I must say, I’m impressed; it’s quite a powerful little app even though it’s simple and straightforward.

    The only problem I have is with the complication on the Apple Watch Series 4 — It isn’t available on the new Infograph and Infograph Modular watch faces, which are my go-to faces. It simply doesn’t show up on the list of options when choosing complications.

    A minor annoyance, but one that would go a long way toward my complete enjoyment of this app.
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  • Much improved

    Revising my review from a few years ago- app is much improved. General bug fixes and improvements mean I can really rely on this app now, which is great! Well done on the improvements.

    It’s such a life changer to not have to mentally calculate if you can afford something- just look at your phone! Or Watch!

    Still a few gripes here and there: specifically the entry input screen has all the important buttons spread out too far, which can make it a bit of a chore especially on a larger screen device.
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