Able: Inconsistent Income
Built for inconsistent income
About
This app helps individuals with irregular income manage their finances. It uses a unique 'floor-first' method to prioritize bills and savings, ensuring you know what's safe to spend after each deposit.
What's New in Able
1.0.14
June 19, 2026
What's in 1.0.14 (5.21) — - Floor card now headlines home with "Covered through [date]" — Floor-First made loud - Bill rows: fixed names getting clipped on small phones, added linked-transaction count chip - Branded confirm dialogs replace iOS system alerts everywhere - Coach refuses to advise while Plaid is still syncing your account - "Money just came in" sheet no longer stacks behind the router - Multi-bill split: tap to select bills, route remainder through your plan - Activity: new "Where it went" spending buckets (last 30 days) - Floor pace card copy clarified (over/under pace, not "floor") - Debt tab: new "Log payment" button credits your monthly Debt score - Reserve modal now credits your monthly Reserve score when you bump it up - Activity scroll position preserved after reclassify
MoreFAQ
What is the 'floor-first' method in Able?
The floor-first method prioritizes your bills and taxes first from every deposit. Any remaining funds are then allocated to pay yourself, extra debt payoff, reserves, or free spending, ensuring you always know what's safe to spend.
How does Able connect to my bank?
Able connects to your bank accounts securely via Plaid. It reads up to twelve months of transaction history to automatically detect recurring bills, debts, and income patterns.
Does Able have ads?
No, Able is privacy-first and does not have ads. Your financial information is used solely to power the app's planning features and is only shown to you.
What are the pricing details for Able?
Able offers a 30-day free trial. After the trial, it costs $14.99 per month or $129 per year. You can cancel your subscription anytime through the app's settings.
Can I track my debt payoff with Able?
Yes, Able includes a debt payoff timeline feature. You can choose between the Avalanche (highest interest rate first) or Snowball (smallest balance first) methods, and see your estimated payoff date and total interest cost.
What kind of support does Able offer for taxes?
Able includes a dedicated tax bucket that automatically sets aside a portion of each deposit for taxes, calibrated to your state. It also offers tax export functionality, grouping deductible transactions by category for your accountant.
How often is Able updated?
Able was last updated on June 19, 2026, with version 1.0.14. This indicates a relatively frequent update schedule, suggesting ongoing development and improvements.
Is Able available on Android devices?
Based on the provided data, Able is currently supported on iPhone and iPod. Information regarding Android compatibility is not available.