ACU Mobile Banking User Reviews

ACU Mobile Banking
ACU Mobile Banking
America's Credit Union

Customer Experience

Positive experience58.8% of reviews
Neutral4.4% of reviews
Negative experience36.8% of reviews

~ Based on 68 written reviews from the US App Store.

What users say

Is ACU Mobile Banking Safe?

ACU Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for ACU Mobile Banking is 96/100.

This assessment is based on 3,987 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.1% of ratings point to a safe experience
2.0% of ratings suggest some concerns
3.0% of ratings point to a risky experience

~ Based on 3,987 App Store ratings for ACU Mobile Banking.

Is ACU Mobile Banking Legit?

ACU Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for ACU Mobile Banking is 100/100.

Based on 100 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Terrible app DONT DOWNLOAD

This app is so bad and has screwed me over countless times. It won’t let you transfer money between shares, the Zelle barely works, and their AI they use instead of an actual person, doesn’t help whatsoever. Whoever designed this app is braindead

Ruined it

The app used to be just fine. Now, not so much.
-I have all my accounts nicknamed. The names of the account now say my full name and there’s no room left on the screen to show the nickname.
-transfers take extra steps now
-I just transferred money to all my accounts and the balance changed, but none of the transfers are showing up. Did I forget one? I won’t know until they all post.
-I deposited a check and there’s nothing showing me it was done. My balance didn’t change, the check isn’t listed as pending. Guess I have to just wait.
-the routing number isn’t listed in the account details anymore. I had to go hunt down a check to find it.
-I’m suddenly getting daily emails with a balance alert. My husband has set up a daily text and has gotten it for years. I’m now getting his text as an email and there’s no way to stop it because it doesn’t exist in my account.
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Please change it back.

Booo on app

A beautiful mess.

This recent upgrade is a quite nice, that is once I’m able to access it.

Had a good app but now……

Recently updated their app. The new app is complete Garbage. Made everything way more difficult than it needs to be. Just transferring money within your own accounts went from just seconds to now you have to jump through hoops to make transfers It’s crazy. I’m not sure why they did such a drastic change but I hope they come up with something quick to fix it.

Update:
Have found out that there are multiple ways to transfer fund still more difficult than previous app.
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Not satisfied

Not happy with the new app. Also there’s no option to even turn on quick balance. I’ve checked every where.

New update

Looking good so far! Gonna take a while to get used to the new layout but I like that I don’t have to retype whole password whenever I make a mistake.

2/12/25 Update makes app harder to use

They updated the app and it’s awful. The list of charges has never looked more crammed together and it’s much more difficult to read than it was before. Also took me about 3 minutes to figure out how to turn on biometrics when it used to be in the main menu. I also bank with WSECU and have several credit card banking apps and ACU after this update is by far the worst. Updates like this always make me feel bad for older people, if I have a hard time with it at 28 I’m sure it’s difficult for someone 70+. Do better.
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Needed an update!

App was due for a design update. Now it’s more cleaner of a look and navigating the app is more simpler.

M

Great app

Great Services

This ACU is the best financial institution. They have an outstanding staff that provides great services.

Mobile deposit rarely works

Mobile deposit is terribly inconsistent, with frequent messages for errors that are non-existent (i.e. “amount of deposit doesn’t match check” when the amounts are matching). Simply awful.

Great customer service in Lacey👍👍

This is by far the best credit union out there….. Excellent customer service in all aspects…. Thanks

ACU

Awesome credit union

This app is my one stop shop!

I love this credit union as it is quite convenient for me near where I work. How about, this app makes life so easy and able to pay the bills and the credit cards so promptly. I will highly recommend this to anybody who has an account to go ahead and get the app so that you can perform a lot of functions while on the go.
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Five Star App and Service

The app is so easy to maneuver. I had the opportunity to speak to one of the bank representatives on the phone and I received excellent customer service and support. I recommend any services offered by Americas Credit Union. Two thumbs up 👍

Happy customer

Ever since that I’m able to used this app it has made things much easier for since out of the country

DuPont ACU

Never had a bad experience at our local Dupont ACU. Everyone is wonderful.
And makes you feel that taking care of you is definitely why they came to work!!!
We miss Lidia but she did such a good job training so many to move up it’s like one big happy family and I’ve been with you for 22 years
Thanks for everything sincerely, Notty
Renata Bergene
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ACU ap has what you want and nothing more to clutter

Balances in all my accounts right there in Home Screen. Touch the account you want details about and they are all there in history. This ap is very user friendly! My best to the developer!

Excellent Online Service

I have been a member of ACU for years.
I know that my bills will be paid for my account each month.
I check my balance and payments almost daily. I have used your check cashing and deposits.
I have some anxiety about how to transfer my money and bills to another bank due to me relocating to Columbus, Georgia.
I will make a call to your office to get guidance on how to transfer.

Thanks for your service,
Nancy Poole
ACU Credit Union
Member
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