ACU Mobile Banking vs CardNav
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACU Mobile Banking
Manage your finances quickly and conveniently on the go. Access your accounts, view transactions, and perform banking tasks from anywhere, at any time.
- Manage finances on the go
- Quick and convenient access
- Anytime, anywhere banking
- Account management
- Transaction viewing
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ACU Mobile Banking offers members a quick and convenient way to manage their finances anytime, anywhere.
CardNav
Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.
- Transaction alerts
- Customizable usage settings
- Define card usage locations
- Define card usage times
- Card monitoring and management
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CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards
Screenshots
Verdict
The clearest difference is review sentiment: ACU Mobile Banking at 59% against CardNav's 30%. ACU Mobile Banking also leads on rating (4.8 vs 4.4) and ratings volume (4K vs 1.1K). CardNav's advantage is iOS requirement (14.0 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACU Mobile Banking holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 4K and 1.1K respectively. Written reviews point the same way: 59% of ACU Mobile Banking's written reviews are positive against 30% of CardNav's.
ACU Mobile Banking ships an update every 3 months, CardNav every 6 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | ACU Mobile Banking | CardNav |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4K ratings) — better | 4.4 (1.1K ratings) |
| Positive reviews | 58.8% of reviews — better | 29.7% of reviews |
| Number of ratings | 4K — better | 1.1K |
| Update frequency | Every 3 months — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 16 | 14.0 — better |
| Further details — not scored | ||
| Size | 30 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | America's Credit Union | CO-OP Financial Services |
Customer experience
ACU Mobile Banking
CardNav
User reviews
ACU Mobile Banking
From 4K App Store ratingsWhat we love
- 🚀 Convenient app
- 🔒 Secure banking
- 👍 Easy to use
- 👍 Helpful customer service
Room to improve
- 🐛 Frequent crashes and bugs
- 🐛 Unreliable app functionality
- 🐛 Difficult navigation after updates
- 🔋 High battery consumption
CardNav
From 1.1K App Store ratingsWhat we love
- 🚀 Instant transaction notifications
- 🔒 Ability to turn card on/off
- 👍 Helpful security features
- 💡 Customizable notification settings
Room to improve
- 🐛 Frequent login/password issues
- 🐛 Incorrect account balances
- 🐛 Unreliable card locking/unlocking
- 🐛 Compatibility problems with newer versions
Bugs and requests
ACU Mobile Banking
Reported bugs
4 issues- Login screen freezes
- Accounts not syncing properly
- Mobile deposit not working consistently
- App frequently goes down for maintenance
Requested features
4 requests- Add option to dispute credit card charges
- Improve account transfer process
- Restore previous app layout and features
- Add quick balance and biometric login options
CardNav
Reported bugs
3 issues- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications
Requested features
4 requests- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages
In-app purchases
ACU Mobile Banking
No in-app purchases
CardNav
No in-app purchases
Questions
Is ACU Mobile Banking free?
Is CardNav free?
Which has better reviews, ACU Mobile Banking or CardNav?
Do ACU Mobile Banking or CardNav have ads?
Which is updated more often, ACU Mobile Banking or CardNav?
Other comparisons
