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Adro USA

Adro USA

International Student Banking

16 ratings
5 reviews
📚 Education
💰 Finance

Archived App (Last seen on 6 Jul 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • June 20, 2024
  • March 26, 2026

Features

Developer

Adro
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About

Manage your finances in the US without a Social Security number. Open checking, savings, and credit accounts from home before you arrive. Access digital cards instantly and build credit history.

✓No SSN required
✓Open accounts from home
✓Digital card access on arrival
✓Build credit history
✓1% cashback on credit card
✓FDIC-insured accounts
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What's New in Adro USA

1.0.0298

March 26, 2026

Bug fixes

User reviews

Most RecentHighest RatedLowest Rated

Do not use absolutely horrible bank

If you get a refund from a company 90% of the times it fails and you are left completely clueless because the customer support doesnt fix the issue and then you contact the refund issuer they dont know what to do either because its adro that is declining refunds. Scam bank
Kiki9387474Kiki9387474

App does not work

I installed and reinstalled this app more than 3-4 times in my phone but doesn’t work at all.
Problem is when I open the app log in or sign up screen shows up. I already have account so I tap login but a white empty screen comes and not going further.
Tried it on my iphone 11 and iphone 16 same problem in both phones.
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afseddafsedd

Easy and fast

App is very easy to use and very quick. I opened an account in minutes. Has all the banking features I need. Support was also very helpful when I had questions about funding my account
CleoTheCat88CleoTheCat88

Easy solution

Easy signup and nice service. I had small issue and customer service promptly resolved.
LearnEveryday84LearnEveryday84

Great app

Such an easy solution and really reliable + love my debit card design! Favorite thing about Adro is how interoperable it is with all my other apps.
Kmrh112Kmrh112

FAQ

Does Adro USA require a Social Security number?

No, Adro USA is designed for individuals who do not yet have a Social Security number. You can start the application process and open accounts even before you have your U.S. address and phone number.

What types of accounts can I open with Adro USA?

You can open best-in-class checking, savings, and credit accounts. The Adro Secured Credit Card offers 1% cashback and helps build credit history.

When can I access my Adro USA cards?

You can access and use your cards digitally as soon as you land in the U.S. The Adro Debit card also works with Apple Pay.

Are there any hidden fees with Adro USA accounts?

Adro USA states there are no hidden fees. The checking account includes 2 free ATM withdrawals per month from any network, up to a $10 value.

Is my money safe with Adro USA?

Yes, your funds are FDIC-insured through Stearns Bank N.A., providing a layer of security for your deposits.

How does Adro USA help me build credit?

The Adro Secured Credit Card allows you to start building credit early. Once you obtain an SSN, Adro will retroactively report your credit history back to your first card transaction.

What devices does Adro USA support?

Adro USA is available on iPhone, iPad, and iPod devices, offering a digital-first, mobile-friendly banking experience.

How often is Adro USA updated?

The latest version of Adro USA is 1.0.0298, last updated on March 26, 2026. This indicates a commitment to ongoing development and feature improvements.