Alternatives FCU Mobile

Alternatives FCU Mobile

by Alternatives Federal Credit Union

694 ratings
21 reviews
Free

Details

  • Released
  • Updated
  • February 21, 2023
  • July 16, 2026

Features

Alternatives FCU Mobile screenshot #1 for iPhone
Alternatives FCU Mobile screenshot #2 for iPhone
Alternatives FCU Mobile screenshot #3 for iPhone
Alternatives FCU Mobile screenshot #4 for iPhone
iphone
ipad
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About

Manage your finances with a personal financial advocate. Organize transactions with tags and notes, set balance alerts, make payments, and transfer funds. Deposit checks instantly and find nearby branches or ATMs.

Organize transactions with tags, notes, and photos
Set up balance alerts
Make payments to companies and friends
Transfer money between accounts
Deposit checks via photo
View and save monthly statements
Find branches and ATMs
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What users say

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What's New in Alternatives FCU Mobile

3.36.0

July 16, 2026

Version 3.36.0 • Bug fixes and performance improvements

User reviews

Disappointing. Can't open the app after updating

There seems to be a glitch and now I can completely not open the app. It's just a photo on the screen without any options to login, etc. Disappointing

Very disappointed

Very hard to make payments and do anything really on this app

Awful

Exactly what this person said. The app is forcing me to update the app in order to use it all of a sudden, so I click the link to do that and it doesn’t work. Then I try calling the phone bank to try to check my balance since I can’t on the app and there’s no option to do that there either, they just say they’re closed and to go online…I don’t know my password and there is no normal way to retrieve it. I just want to check my balance. Maddening.
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Second JoeyDiana

App was apparently updated and now I can’t use it on my iPhone 11 because its platform is too old. There was no warning. And the cycle continues, as I will shortly be forced into buying a new phone in order to use apps. Ugh.

Update

I have been trying to update my mobile app but it keeps sending me to install the but not update and won’t let me into the mobile app at all. So you need to find someone who can actually make the update work. I’m not getting a new phone either and on the app it says that my phone is able to access the app if I’m not able to get access to the app which according to your app my phone should work I’ll be switching banks I’m not happy with this and the app that I do have won’t work so!!! Why have a bank that can’t even let their customers know before you shut an app down. I’m absolutely not buying another phone just because you guys don’t have your stuff together!!!!!!!!!!!!!
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User experience

🐞

Reported Bugs

8 issues

Login screen inaccessible after update

Bug

App crashes or fails to launch entirely

Bug

Balance amounts not updating accurately in real-time

Bug

Transfer functionality not working

Bug

Check scanner fails on back of checks

Bug

Withdrawal updates not displaying properly

Bug

Debit posting delays

Bug

App requires incompatible OS version on older devices

Bug

Requested Features

4 requests

Restore clear pending check status and clearing timeline display

Feature

Improve automatic check capture functionality

Feature

Simplify app interface to reduce complexity

Feature

Restore external bank account transfer capability for loan payments

Feature

FAQ

What does the Alternatives Mobile App do?

The Alternatives Mobile App acts as your personal financial advocate, making it easier to manage your finances. It allows you to organize transactions with tags, notes, and photos, set up balance alerts, make payments, transfer money between accounts, and deposit checks by taking a picture.

What are the key features of this banking app?

Key features include organizing transactions with custom tags and notes, setting up alerts for low balances, making payments to individuals and companies, transferring funds between your own accounts, depositing checks by simply taking photos, viewing and saving monthly statements, and locating nearby branches and ATMs.

Is this app free to use?

The app is free to download and use. While the description doesn't explicitly detail in-app purchases, it is listed as 'free with in-app purchases', suggesting some features or services might have associated costs within the app.

How can I deposit a check using the app?

Depositing a check is simple. You can deposit checks in a snap by taking a clear picture of the front and back of the endorsed check directly through the app.

Can I see all my financial accounts in one place?

Yes, the app allows you to aggregate your financial accounts, meaning you can view and manage multiple financial accounts from different institutions within a single interface, providing a consolidated view of your finances.