Beginnings Credit Union

Beginnings Credit Union

Beginnings Mobile Banking

2.6K ratings
85 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • November 28, 2022
  • October 24, 2025
Beginnings Credit Union screenshot #1 for iPhone
Beginnings Credit Union screenshot #2 for iPhone
Beginnings Credit Union screenshot #3 for iPhone
Beginnings Credit Union screenshot #4 for iPhone
Beginnings Credit Union screenshot #5 for iPhone
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About

Manage your finances on the go with this mobile banking application. Easily check balances, transfer funds, pay bills, deposit checks, and apply for loans. It offers secure and convenient access to your accounts anytime, anywhere.

View account balances
Transfer money between accounts
External account transfers
Loan payments
Bill pay
Mobile check deposit
Card activation/freezing
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What users say

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What's New in Beginnings Credit Union

2025.08.001

October 24, 2025

Bug fixes and performance improvements

User reviews

You should definitely be ashamed of how you talked to us and how unprofessional you were.

We sent two pay off checks for two loans, so since you wouldn’t put those loans together in the first place, you made interest off two loans off us. Never again then we ask what we owe after you call us saying you got the check but couldn’t give me a balance because you jumped the gun on calling us before you had an amount we were under. So we sent almost $23,000 to pay off the loans and you treated us so bad over $134.90.
I asked 4 people for an amount so I could pay it and everyone kept doing security verification with us over $134.90.
I will share how we were treated with all my friends and family on social media. You messed up. My husband has a credit score that is in the 800’s we’re not beginners and if that’s how you treat people you won’t last long. This is why credit unions are awful and I cringed when I heard “Beginnings” to finance such beautiful sleds. If you don’t want this review maybe your president should reach out and refund the interest on one loan since you treat people badly and don’t even have you job done with a total before you call us being extremely rude becuz our pay off checks weren’t enough. $134.90 be ashamed.
Jeffery & Marcie Williams.
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Easy to use

I love how easy it is to check and manage my accounts. Upload money and utilizing mobile deposits. I moved out of state a few years ago, having the app is vital and appreciated. The only thing I would change is notifications. They need to be simplified and easier to find. No charges should go through if there isn’t enough money in an account. A notification should go out when a transaction goes through, funds low, declined transactions due to not enough funds, etc…
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Won’t open

App won’t open.. giving me unexpected network error ?

The worst banking app I’ve ever used.

I have been with CFCU for many years and never had a complaint. I worked there for a long time and helped members with app or website login problems. This new app is awful! So much so that I am considering taking my accounts elsewhere. EVERY TIME I log in I have to go through the verification process and receive a code before I can log in. I reached out to the call center for help, letting them know I’ve done all of the usual things to troubleshoot, she basically told me she couldn’t help. This used to be a Credit Union where people knew your name, they cared about their members… ever since Lisa took over it’s just about expanding and making herself more money… and trust me, I could air a lot of dirty laundry. What a let down.
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Love the App!

Easy to use- I can pay my loan, credit card, transfer easily - even cancel unwanted subscriptions! Thanks Beginnings!

Developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues and password reset problems

Bug

Disappearing transfer accounts and bill pay

Bug

Blank screens and app crashes

Bug

Requested Features

4 requests

Ability to rotate screen on iPad

Feature

Restore mobile check deposit feature

Feature

Improve bill pay and transfer functionality

Feature

Integrate account balances and transaction history

Feature

FAQ

What can I do with the Beginnings Mobile Banking app?

The app allows you to view account balances, transfer money between your accounts and to/from external accounts, pay loans and bills, send money to friends and family, deposit checks via photo, activate or freeze your debit card, set travel alerts, manage subscriptions, sign up for e-statements, and apply for loans.

Is the Beginnings Mobile Banking app free to use?

The application itself is free to download and use. While the description mentions in-app purchases, it's important to note that standard banking transactions and features are typically included without extra cost. Any specific in-app purchases would be for optional services or features.

How does mobile check deposit work?

Mobile check deposit is a convenient feature that allows you to deposit checks directly through the app. You simply take a photo of the front and back of your endorsed check using your smartphone's camera, and the funds will be credited to your account.

Can I apply for a loan through the app?

Yes, you can apply for a loan directly from your phone using the Beginnings Mobile Banking app. This streamlined process allows you to initiate loan applications conveniently without needing to visit a branch.

What security features are in place for transfers?

The app ensures secure transfers to and from external accounts. While specific details are not provided, mobile banking apps typically employ encryption and multi-factor authentication to protect your financial information during transactions.