Atmos Financial

Atmos Financial

Mobile Climate Banking

72 ratings
38 reviews

Archived App (Last seen on 29 May 2025)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • August 19, 2021
  • February 26, 2025
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About

Open fee-free bank accounts designed for climate-conscious individuals. Start your sustainable banking journey in under two minutes with accessible features.

Fee-free bank accounts
Accessible banking
Climate-focused
Quick account opening
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What's New in Atmos Financial

5.3.0

February 26, 2025

Bug fixes and platform infrastructure updates

User reviews

ATMOS rocks

So grateful to find a banking solution that supports a generative relationship with the earth instead of an extractive one!

Don’t do it

Basic functionality is broken. Can’t transfer money out. Ridiculous that they are in business as a bank. Unclear that they’re able to help anyone given how poorly their operation is managed

Loved the idea, but felt too clunky to stay

I first opened an account with Atmos Financial because I liked the idea that my money can be passively used to support climate projects.

Using the app, it had all the basic functionality of a standard banking service. I started to become put off with some small details that made me feel a bit uneasy. For example, you needed to submit a photo ID and a picture to transfer money out to another bank account - I’ve never had to do this before and was concerned that my money was stranded in this account. Additionally, the interest earned on the account didn’t always seem to land at regular intervals, leaving me wondering if it was going to land at all. When I inquired to customer service, the representative addressed me by an entirely different name and answered only half of my questions.

I ended up transferring my money out and closing the account. I would love to come back once the application and service is a bit more mature and reliable. Overall, great idea, but the execution could be improved to promote customer trust.
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Great Banking - great mission

Atmos offers great benefits for those who are invested in ensuring that their money is passively going to fund causes they support while getting good return!

Smells fishy

Poor customer service. They’re not a real bank. When there parent bank and them split. Theyll send you your funds. if that check doesn’t go through your out of luck. Want to contact customer service? Good luck. Was just looking to use this bank to hold escrow deposits but now I’m out thousands.

FAQ

What does Atmos Financial do?

Atmos Financial offers fee-free and accessible bank accounts. The app is designed to help individuals start their climate journey through banking.

How quickly can I open an account?

You can start your climate banking journey in less than 2 minutes. The process is designed to be quick and accessible.

Are there any fees associated with the accounts?

No, the bank accounts offered are fee-free. This means you can manage your money without incurring common banking charges.

Who is this app for?

This app is for anyone who wants fee-free and accessible bank accounts, particularly those interested in aligning their finances with climate-conscious goals.