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BAC Digital Banking

BAC Digital Banking

by BAC Community Bank

665 ratings
15 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • October 30, 2017
  • February 18, 2026

Features

Developer

BAC Community Bank
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BAC Digital Banking screenshot #1 for iPhone
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BAC Digital Banking screenshot #6 for iPhone
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Reviews summary↘︎
⭐15
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📝4+ tags
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🔄6+ apps
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❓5 answered
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📦~ in 3 months
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About

Manage your finances on the go with a unified banking experience across devices. Check balances, pay bills, deposit checks, and transfer funds. Business customers gain access to advanced cash management and transaction approval features.

✓Unified login across devices
✓Check balances and history
✓Download statements
✓Pay bills
✓Deposit checks
✓Transfer money
✓Account alerts
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What users say

Summarized from real user reviews of BAC Digital Banking. Based on 665 reviews and a 4.8/5 average, it highlights the 11 positives and 10 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Great bank overall
  • 👍Happy with service and staff
  • 👍App is easy to use
  • 👍Love the new app look and layout
  • 👍Easy to set up recurring transfers
  • 👍Convenient bill pay on the go
  • 👍Mobile deposits are easy
  • 👍"My Cards" feature for quick on/off
  • 👍Trustworthy bank
  • 👍Amazing customer service
  • 👍Helpful staff

Negative things

  • 🐛App times out too quickly when multitasking
  • 🐛Login issues, requires multiple attempts
  • 🐛App constantly logs out users
  • 🐛New update causes identity verification issues
  • 🐛Confirmation code not received or enterable
  • 🐛Loss of transaction details (account balance after transaction)
  • 🐛Retina display/biometric login not intuitive
  • 🐛Unnecessary additional task for check endorsements
  • 🐛Check deposit is not user-friendly and takes a long time
  • 🐛Customer service unhelpful with deposit issues
See all reviews

What's New in BAC Digital Banking

25.2.350

February 18, 2026

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

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User reviews

Most RecentHighest RatedLowest Rated

Our family’s 1 choice

BAC has been our bank since 2004. Since then we have had about 5 other secondary accounts with different banks and have always ended up closing them all because BAC has always been the best one.
Loops Delgado GarciaLoops Delgado Garcia

Time out

It is horrible that it times out when you multitask opening another app and then go back to BAC app in seconds then you’re TIMED OUT which it is horrible. This is the one and Only App that does that. Any other apps like Bank of America, Patelco Credit Union are great - even for longer than a minute when I go back to their apps I’m not timed out. BAC must step up their game in the digital world

Zelle transfers is such another topic for another time
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Thanks

Thank you for being my bank I’m so happy with your service, Appreciate all of the workers.
Cookie551098Cookie551098

Has anyone actually used this

There is no way that this app has good reviews every time i log in i have to do it twice because it always says the app is experiencing problems every time
NoahmacjNoahmacj

Amazing Bank

Every time I go to the bank the staff is amazing! Jerry and Marci always help me with any questions or transactions I have. They are the best!
BAC Rocks!BAC Rocks!
See 10 more reviews

Developer apps

BAC Business Mobile Banking
BAC Business Mobile Banking

by BAC Community Bank

💰 Finance

(2)

Free
With Ads
Smart ALAC
Smart ALAC

by BAC Community Bank

💰 Finance

(2)

Free
See developer apps

User experience

🐞

Reported Bugs

7 issues

App times out immediately after switching apps

Bug

App requires multiple logins due to 'experiencing problems' message

Bug

App constantly logs out

Bug

New update prevents identity verification by not allowing code entry

Bug

App no longer shows account balance after a transaction

Bug

Loading problems with the app

Bug

Check deposit process is difficult and time-consuming

Bug
✨

Requested Features

6 requests

Improve app timeout behavior for multitasking

Feature

Implement more intuitive biometric login (retina display)

Feature

Remove the requirement for notes on the back of checks

Feature

Enhance the check deposit process for user-friendliness and speed

Feature

Provide ability to enter confirmation codes when sent

Feature

Display account balance after transactions

Feature

FAQ

What can I do with the BAC Digital Banking app?

The app allows you to check account balances and history 24/7, download statements, pay bills, deposit checks, and transfer money between accounts. Business customers can also access cash management features and approve transactions.

Is the BAC Digital Banking app free to use?

The app itself is free to download and use. However, message and data rates may apply based on your mobile carrier's plan.

Who is the BAC Digital Banking app designed for?

This app is designed for customers of BAC Community Bank, which is headquartered in California. It caters to both individual and business customers.

Can I transfer money to accounts outside of BAC?

Yes, you can transfer or send money to other accounts at BAC and most U.S. financial institutions through the app.

What are the business-specific features available?

Business customers can leverage advanced cash management features, review and approve company dual control transactions, and receive alerts when approvals are pending.