BAC Digital Banking vs FI Digipass
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BAC Digital Banking
Manage your finances on the go with a unified banking experience across devices. Check balances, pay bills, deposit checks, and transfer funds. Business customers gain access to advanced cash management and transaction approval features.
- Unified login across devices
- Check balances and history
- Download statements
- Pay bills
- Deposit checks
- Transfer money
- Account alerts
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Our BAC Digital Banking mobile app, provides a unified experience with one log-in from desktop to mobile across all devices. All customers can do the following with BAC Digital Banking on any device: - Check balances 24/7, view history, and download statements - Pay bills and deposit checks - Transfer or send money to other accounts at BAC and most U.S. financial institutions - Set account alerts Business customers can do even more. - Access cash management features - Review and approve company dual control transactions - Receive alerts when approvals are pending For a more detailed description of functionality, along with Terms and Service Agreements, visit us online at www.bankbac.com *Message and data rates may apply based on your plan with your mobile carrier. This app is designed for customers of BAC Community Bank headquartered in California. Member FDIC Equal Housing Lender
FI Digipass
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This app has been developed by OneSpan on behalf of Fiserv. This app will help protect your application by using a license to generate a Time-Based One-Time Passcode (TOTP). DIGIPASS for iPad/ iPhone allows online users to generate One Time Passwords and Digital Signature on their devices to perform safe login and transactions. After activating the application, you will be able to conduct safe money transfer and safe login to your online application (The app must be activated by scanning a CRONTO image on online application). Fiserv.com © “2025 OneSpan, Inc”
Screenshots
Verdict
BAC Digital Banking and FI Digipass are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | BAC Digital Banking | FI Digipass |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (729 ratings) — better | — |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 729 — better | — |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 105 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | BAC Community Bank | Fiserv, Inc |
Bugs and requests
BAC Digital Banking
Reported bugs
7 issues- App times out immediately after switching apps
- App requires multiple logins due to 'experiencing problems' message
- App constantly logs out
- New update prevents identity verification by not allowing code entry
- App no longer shows account balance after a transaction
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- Loading problems with the app
- Check deposit process is difficult and time-consuming
Requested features
6 requests- Improve app timeout behavior for multitasking
- Implement more intuitive biometric login (retina display)
- Remove the requirement for notes on the back of checks
- Enhance the check deposit process for user-friendliness and speed
- Provide ability to enter confirmation codes when sent
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- Display account balance after transactions
FI Digipass
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BAC Digital Banking
No in-app purchases
FI Digipass
No in-app purchases
Questions
Is BAC Digital Banking free?
Is FI Digipass free?
Do BAC Digital Banking or FI Digipass have ads?
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